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Star Diabetes Safe Health Insurance User Reviews

403 reviews Rate This
Star
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.10%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Diabetes Safe
4.1
Based on
28 User reviews
  • Great efforts from insurancedekho team

    Insurancedekho offers a good plan diabetes safe. I didnt know that there are companies that offer such disease specific plans but after talking to the customer care executives at ID, i learnt a lot abt this product and brought bcz it seemed useful. It comes in affordable premium   

    S
    S K Rathore
    On: Dec 17, 2019
  • Unique and beneficial plan

    Diabetes safe is for diabetic patients and i purchased this plan for 3 lakh of sum insured by paying affordable premium amount. The buying process was smooth with insurancedekho.. They guided me through the entire process and i am happy and satisfied with it till now  

    N
    Nisha Bisht
    On: Dec 17, 2019
  • Good for diabetic patients

    The plan comes in two variants and they are slightly different from each other in terms of coverage features. It is a good plan of you are aged between 18 years to 65 years and are diagnosed with Type I or II Diabetes Mellitus. It covers the insured with many benefits   

    O
    Om Prakash
    On: Dec 06, 2019
  • Good to go plan..

    This plan offers coverage features more than any other plan with standard benefits. It offers cover for daycare procedures, automatic restoration of sum insured, pre and post hospitalisation expenses etc.. I have no complaints as of now from the team as they are very helpful.    

    S
    Suhani Rajput
    On: Dec 06, 2019
  • Feeling financially secured with this plan

    Diabetes safe is a one of a kind plan that keeps me covered for dialysis expenses, cover for outpatient expenses, compensation for accidental death etc. Apollo munich also provides a diabetes plan but i found this one better so brought this from ID at nominal premium.  

    G
    Gunjan Verma
    On: Nov 27, 2019
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Got automatic restoration of sum insured

    This is a nice plan under which iam covered since almost two years now. I am covered for pre hospitalisation expenses, post hospitalisation benefits etc.. I also got automatically restored sum insured. Also, lifelong renewability is guaranteed under this plan. Customers unsure abt this one can give it a try.  

    N
    Nikhil Anand
    On: Nov 27, 2019
  • Thanks for quick response

    Insurancedekho always makes the situation right at the time of claim settlemnt. This was the second time recently when i contacted the person who sold me a policy from star health and he helped me even at odd time. They never refuse for help and always are there to attend calls no matter what.    

    V
    Vasant Shivaji Jadhav
    On: Nov 18, 2019
  • Smooth purchase process plus appreciable online support

    Unlike other companies where the customer car executives just run after you until you purchase a policy from them, the customer care executives are always there to help even till the last. My friend had purchased a policy from them and recommended me too. I appreciate their support services...   

    j
    jyothilal d
    On: Nov 18, 2019
  • Good plan...!

    There is no such reason for choosing thi splan from star health, but only that the executive at insurancedekho helped me decide on one. They explained me about what other companies were offering and then asked me if iam interested in them or not. They had all the options and didnt force me to buy nay one.    

    M
    Ms Karuna Deb Varman
    On: Nov 07, 2019
  • Helpful plan for patients

    My diabetes plan covers me for hospitalisation expenses, daycare procedures, dialysis expenses, organ donor expenses, pre hospitalisation and post hospitalisation expenses too. The best thing is that this plan provides me automatic restoration of the sum insured too. Also, the plan is renewable for lifetime and i was happy to get tax benefits on it too   

    B
    BAakanksha
    On: Nov 07, 2019

9625 Star Cashless Network Hospitals in India

FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 
  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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