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Star Diabetes Safe Health Insurance User Reviews

404 reviews Rate This
Star
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.10%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Disclaimer: Actual Premium might vary basis your location, age and number of members
Rating of Diabetes Safe
4.1
Based on
28 User reviews
  • Trouble-free Purchase Process

    A few days ago we bought the Star Health Insurance- Diabetes Safe from InsuranceDekho. Their customer support executives were all very polite and explained all the health insurance plans thoroughly. Buying a health insurance plan online wasn’t of any trouble for me. Recommended to all! 

    S
    Subhajit Ghosh
    On: Jul 20, 2023
  • Reliable information

    The website of InsuranceDekho provides reliable information. When I needed an insurance policy that could provide coverage for my Diabetes Type 1, I did not look elsewhere. Here I found reliable information regarding Star Health Insurance’s Diabetes Safe plan and bought it immediately.

    J
    Jay Arora
    On: Feb 01, 2021
  • Nice plan.. !!

    The features that i got under this plan are good and i think the premium i paid under this is also fine. It is an unusual plan with features different from the ones that other products in the market are offering. I also read reviews abt this plan online and found it useful for me     

    S
    Supriya Chugh
    On: Feb 18, 2020
  • Useful product.!

    Diabetes safe plan is offering me many benefits like hospitalisation expenses, automatic restoration of sum insured, donor expenses of kidney transplant surgery, cover for pre and post hospitalisation expenses, personal accident cover for death, dialysis expenses, outpatient expenses, and many more. I liked this plan so brought it for added coverage. 

    R
    Ram Bhadoriya
    On: Feb 18, 2020
  • Very attractive features in this

    Diabetes Safe health insurance plan is high on coverage benefits. It comes in two variants with a little difference in coverage features. Policyholders can discuss their requirements with the customer care executives at insurancedekho and they will suggest you the best option. I have always liked their services..  

    A
    Aman Choudhary
    On: Feb 07, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

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  • Lifelong renewability benefit

    Apart from the many coverage features this plan offers me, it also gives me tax benefits on the premium paid for it. I had purchased this plan last year from insurancedekho and they helped me decide it and explained me the features well. I have the executives personal number too for help.   

    L
    Lalit Sharma
    On: Feb 07, 2020
  • The benefits are satisfactory

    This plan is high on benefits. I had purchased thi splan from insurancedekho at nominal premium amount. I was initially unsure of the benefits of this plan but after talking to the customer care executives of insurancedekho, i got convinced with its benefits and brought it within a few easy steps.   

    N
    Nitish Kumar
    On: Jan 24, 2020
  • Good to buy..!

    This is a good deal. I brought this plan from Rashmi in insurancedekho. It offers me benefits like coverage for outpatient expenses, such as medical consultation, diagnostic tests up to specified limits, Dialysis expenses at Rs. 1,000 per sitting up to 24 months and Hospitalisation expenses for other than complications of diabetes.  

    J
    Janki Devi
    On: Jan 24, 2020
  • Good n unique plan

    I am happy to have gifted this health insurance plan to my brother on his birthday. This plan offers many benefits and i did not find any other plan like this so brought it instantly when customer care executives at insurancedekho explained me about this plan. It offers unique coverage features  

    P
    PRABHU
    On: Jan 06, 2020
  • Specialised plan for diabetics

    The policy provides coverage for both Type 1 (also known as Juvenile Diabetes) and Type 2, with many other benefits that come along.. And i have full faith on insurancedekho’s team who will help me at the time of claim.     

    H
    Harish sagar
    On: Jan 06, 2020
  • Great efforts from insurancedekho team

    Insurancedekho offers a good plan diabetes safe. I didnt know that there are companies that offer such disease specific plans but after talking to the customer care executives at ID, i learnt a lot abt this product and brought bcz it seemed useful. It comes in affordable premium   

    S
    S K Rathore
    On: Dec 17, 2019
  • Unique and beneficial plan

    Diabetes safe is for diabetic patients and i purchased this plan for 3 lakh of sum insured by paying affordable premium amount. The buying process was smooth with insurancedekho.. They guided me through the entire process and i am happy and satisfied with it till now  

    N
    Nisha Bisht
    On: Dec 17, 2019
  • Good for diabetic patients

    The plan comes in two variants and they are slightly different from each other in terms of coverage features. It is a good plan of you are aged between 18 years to 65 years and are diagnosed with Type I or II Diabetes Mellitus. It covers the insured with many benefits   

    O
    Om Prakash
    On: Dec 06, 2019
  • Good to go plan..

    This plan offers coverage features more than any other plan with standard benefits. It offers cover for daycare procedures, automatic restoration of sum insured, pre and post hospitalisation expenses etc.. I have no complaints as of now from the team as they are very helpful.    

    S
    Suhani Rajput
    On: Dec 06, 2019
  • Feeling financially secured with this plan

    Diabetes safe is a one of a kind plan that keeps me covered for dialysis expenses, cover for outpatient expenses, compensation for accidental death etc. Apollo munich also provides a diabetes plan but i found this one better so brought this from ID at nominal premium.  

    G
    Gunjan Verma
    On: Nov 27, 2019
  • Got automatic restoration of sum insured

    This is a nice plan under which iam covered since almost two years now. I am covered for pre hospitalisation expenses, post hospitalisation benefits etc.. I also got automatically restored sum insured. Also, lifelong renewability is guaranteed under this plan. Customers unsure abt this one can give it a try.  

    N
    Nikhil Anand
    On: Nov 27, 2019
  • Thanks for quick response

    Insurancedekho always makes the situation right at the time of claim settlemnt. This was the second time recently when i contacted the person who sold me a policy from star health and he helped me even at odd time. They never refuse for help and always are there to attend calls no matter what.    

    V
    Vasant Shivaji Jadhav
    On: Nov 18, 2019
  • Smooth purchase process plus appreciable online support

    Unlike other companies where the customer car executives just run after you until you purchase a policy from them, the customer care executives are always there to help even till the last. My friend had purchased a policy from them and recommended me too. I appreciate their support services...   

    j
    jyothilal d
    On: Nov 18, 2019
  • Good plan...!

    There is no such reason for choosing thi splan from star health, but only that the executive at insurancedekho helped me decide on one. They explained me about what other companies were offering and then asked me if iam interested in them or not. They had all the options and didnt force me to buy nay one.    

    M
    Ms Karuna Deb Varman
    On: Nov 07, 2019
  • Helpful plan for patients

    My diabetes plan covers me for hospitalisation expenses, daycare procedures, dialysis expenses, organ donor expenses, pre hospitalisation and post hospitalisation expenses too. The best thing is that this plan provides me automatic restoration of the sum insured too. Also, the plan is renewable for lifetime and i was happy to get tax benefits on it too   

    B
    BAakanksha
    On: Nov 07, 2019
  • Insurancedekho helped me solve my queries on call.

    Great customer services this companies offers. I have had heard about the services of this company before from a friend and thought to give it a try. So I  purchased an additional policy of diabetes from them and got it at nominal premium.. I haven’t used this policy as of now so do not know much about its claim process.     

    R
    Rekha Upadhyay
    On: Oct 29, 2019
  • Good policy…….

    I was looking for a diabetes specific health insurance policy and found about this one. Can go for it……..good one at low premium!!  

    H
    H V RAMAM
    On: Oct 29, 2019
  • Can buy this from insurancedekho

    I am Diabetic and have lately brought a health insurance policy from insurancedekho named diabetes of STar Health. The best thing about this plan is that treatment is covered immediately after the policy has been purchased. Also, there is no requirement of pre-medical screening.   

    A
    Anshu
    On: Oct 16, 2019
  • Good plan that covers most expenses

    Diabetese safe plan is a good plan that cvers most expenses of the insured if he/she is suffering from diabetese. The plan has two variants to offer. But what I dont like about this plan is that it comes with a waiting period of 12 months before the commencement of the plan B.   

    A
    Anurag
    On: Oct 16, 2019
  • Good plan..can buy

    There are very less health insurance companies that offer good cover under a plan that is specially designed for diabetic patients. I liked this plan after comparing it with others. The plan has two variants which can be explained to you by the salespeople in insurancedekho. Can buy..  

    V
    V G prabhavathi
    On: Oct 03, 2019
  • Covers dialysis expenses too..liked this plan

    I am covered under Diabetes safe plan offered by star health since almost a year now. I require dialysis, the expenses of which are covered by the company up to Rs. 1,000 for every sitting for a maximum of 2 years. It also covers hospitalisation expenses for other than complications of diabetes too.    

    M
    Mukesh Chauhan
    On: Oct 03, 2019
  • Offers plenty of features to the policyholders

    After reading about Diabetes Safe policy on the website of InsuranceDekho, I helped my friend purchase it as he is Diabetic. He was really happy to know about this plan as he didn’t know there are disease-specific health insurance plans in the market too.    

    a
    ashutosh verma
    On: Sep 20, 2019
  • Happy to gift Diabetes Safe policy to my sister on her birthday.

    I purchased Diabetes Safe policy online for my sister. The plenty of coverage features offered under this plan attracted me to buy it. These include dialysis expenses, organ donor expenses, cover for daycare procedures, organ donor expenses, etc. It also offers hassle free portability option.  

    A
    Akash
    On: Sep 20, 2019

13476 Star Cashless Network Hospitals in India

FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 
  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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