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Royal Sundaram Total Health Advantage Insurance User Reviews

184 reviews Rate This
Royal Sundaram
Highlights
Claim Settlement Ratio98.60%
Network Hospitals10,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsModern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SIRs. 382/month
Starting Premium of Rs. 5 lakhs SIRs. 382/month

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Rating of Total Health Advantage
4.1
Based on
18 User reviews

  • Good scheme!

    After using the plan and exploring the features, plan coverage and other elements of the policy, it can be considered as a perfect family plan. It is good to go and value for money policy which has safeguarded me and my family from a medical emergency and financial crisis that might arise.

    S
    Sandeep Bhardwaj
    On: Nov 18, 2019

  • Beneficial plan!

    I have been using this plan for more than 3 years and requested for claim for once only. It is a great plan that executed my claim settlement process at very fast pace. The customer care staff of the plan is so prompt which has made me very calm and composed. 

    A
    Ashish
    On: Nov 18, 2019

  • Brings great relief!

    This insurance policy is a great example of a good insurance plan. It delivered me multiple benefits at affordable prices. Investing in it helped me in saving my funds during the medical emergency. The plan is equipped with several features and plan coverage, which ultimately bring in great relief in medical and financial terms.

    M
    Mohammed Samiuddin
    On: Nov 04, 2019

  • Safeguards my family and me!

    After exploring the features of this plan, its coverage and other elements of the Total Health Advantage Plan, I have concluded it as a perfect family plan. It is good to go and value for money policy which can easily safeguard my family and me from a medical emergency and financial crisis that might arise.

    P
    Puneet Bhardwaj
    On: Nov 04, 2019

  • A good to go plan

    Total Health Advantage Plan is a perfect family plan in my view. It is a good to go and value for money health insurance policy which has easily protected me and my family from a medical emergency and financial crisis over the years. I am using this plan for more than 3 years and not even thinking to lose it. 

    D
    Deepak K Singh
    On: Oct 18, 2019
    • Must BuyMust Buy

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    • Tax benefit upto 75,000*
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  • Fast claim process!

    It is a good plan. I found it after a long search through insurancedekho.com. I am having the sum insured of Rs. 20 Lakh and have claimed once only. The claim settlement process under this plan is quite fast and easy and i very satisfied with it. 

    A
    Ashok Kumar
    On: Oct 18, 2019

  • A fantastic plan!

    This policy has always helped me out in dealing with my different medical conditions. Investing in it has proved to be a very satisfying thing for me and helped me in saving my savings during the medical emergency. It is equipped with different features, which ultimately brought me great relief. 

    K
    Krishnamurthy
    On: Oct 01, 2019

  • Affordable and easy to use!

    The total health advantage has provided the advantage to my complete family. It gives coverage to people between the age group of 91 days and 65 years and can be purchased for a policy period of 1 and 2 years. I found it affordable and easy to use.  

    A
    Anand
    On: Oct 01, 2019

4963 Royal Sundaram Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Royal Sundaram health insurance policy?

    You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at www.royalsundaram.in or through online broker’s website like Insurancedekho.com.

  • How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?

    There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.

  • How to pay Royal Sundaram health insurance premium? What are the modes of payment available?

    Royal Sundaram offers two modes of payment for the health insurance premium, viz.,

    1. Cash payment at the branch

    2. Online payment: For online payment mode, the policyholder can pay via credit card, debit card, or net banking.

  • What is the renewal process for Royal Sundaram health Insurance?

    You can renew the Royal Sundaram health insurance policy by following these steps online-

    • Enter your Policy Number and Date of Expiry into e-portal.
    • Calculate the premium
    • Select the payment option-Net Banking or Debit/Credit Card to pay.
    • Upon successful payment completion, print/save the premium deposit receipt.

  • How can I check the policy status of my Royal Sundaram health insurance?

    If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.

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Claim Process at Royal Sundaram Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

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