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Royal Sundaram Hospital Cash Health Insurance User Reviews

184 reviews Rate This
Royal Sundaram
Highlights
Claim Settlement Ratio98.60%
Network Hospitals10,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsModern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SIRs. 382/month
Starting Premium of Rs. 5 lakhs SIRs. 382/month

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Rating of Hospital Cash Insurance
4.1
Based on
18 User reviews

  • A plan for daily relief

    Hospital Cash Insurance Plan is designed to provide a daily cash benefit to insured members for every completed 24 hours. This benefit is given for up to a maximum period of 180 days per policy period. The plan is available with the lifelong renewability option with which I can go for it in the long run. 

    G
    Gaurav Sharma
    On: Nov 19, 2019

  • For constant monetary help

    The Hospital Cash Insurance Policy is a quite beneficial and affordable health insurance policy. The plan is committed to offer constant monetary help to policyholders and prevent the possibility of any financial crunch due to the expenses other than basic hospitalisation expenses. After using this, I can advise to go for this plan without giving any second thought.   

    M
    Murari Kumar
    On: Nov 19, 2019

  • Lovely plan for all!

    The plan is available with the lifelong renewability option for people between the age of 1 year and 70 years. Hence, I was able to get my family members covered i.e, spouse, children, and parents. In addition to this, the plan offered me a discount of 10% on the premium payable for covering 3 or more family members. 

    M
    Manoj Sharma
    On: Nov 05, 2019

  • Encash this cash plan!

    The Hospital Cash Insurance Plan offers the hospital confinement benefit at a very reasonable price. With this benefit, I was able to manage the daily expenses incurred on a special diet, travelling to the hospital, staying in the hospital with the patient and so on. It always kept me away from any monetary crisis.

    H
    Harkrishan Mehta
    On: Nov 05, 2019

  • A magnificent Plan!

    I am very happy by taking this Hospital Cash Policy. I have taken it lately and haven’t used it but have high hopes from it. I bought this plan on the recommendation of InsuranceDekho team after analysing it on different aspects with the help of them only. 

    S
    Sandeep
    On: Oct 21, 2019
    • Must BuyMust Buy

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  • Save your money with this plan!

    This Hospital Cash Plan is a perfect example of a great plan due to its extensive coverage for hospitalisation expenses. The plan covered my expenses related to travel, food, and so on, which made it a pocket-friendly option for me. The policy assisted me too to pay all my medical expenses easily without impacting my savings.

    B
    Bharti
    On: Oct 21, 2019

  • Very great plan!

    I got hospitalised 3 months back and got several expenses of mine covered under the plan other than treatment cost, room charge etc., which included a special diet, travelling to the hospital, staying in the hospital with the patient and so on. It is a great plan indeed. 

    G
    Girish
    On: Oct 04, 2019

  • Quite beneficial policy!

    The Hospital Cash Insurance Plan has given me a discount of 10% on the premium payable, as I added 3 family members under this policy. The policy period of my plan is of 1 year and on cancelling it, the coverage premium would be refunded as per the grid short period scales. 

    U
    Urvashi
    On: Oct 04, 2019

4963 Royal Sundaram Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Royal Sundaram health insurance policy?

    You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at www.royalsundaram.in or through online broker’s website like Insurancedekho.com.

  • How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?

    There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.

  • How to pay Royal Sundaram health insurance premium? What are the modes of payment available?

    Royal Sundaram offers two modes of payment for the health insurance premium, viz.,

    1. Cash payment at the branch

    2. Online payment: For online payment mode, the policyholder can pay via credit card, debit card, or net banking.

  • What is the renewal process for Royal Sundaram health Insurance?

    You can renew the Royal Sundaram health insurance policy by following these steps online-

    • Enter your Policy Number and Date of Expiry into e-portal.
    • Calculate the premium
    • Select the payment option-Net Banking or Debit/Credit Card to pay.
    • Upon successful payment completion, print/save the premium deposit receipt.

  • How can I check the policy status of my Royal Sundaram health insurance?

    If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.

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Claim Process at Royal Sundaram Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

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