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Royal Sundaram Critical Illness Lumpsum Health Insurance User Reviews

184 reviews Rate This
Royal Sundaram
Highlights
Claim Settlement Ratio98.60%
Network Hospitals10,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsModern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SIRs. 382/month
Starting Premium of Rs. 5 lakhs SIRs. 382/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Critical Illness Lumpsum
4.1
Based on
18 User reviews

  • For affordable treatment

    The Critical Illness lumpsum policy by Royal Sundaram is a great help for those whosoever is aiming and planning for a safe and secure future. It is a unique Critical Illness Policy designed to ensure that you are cushioned against financial adversity as a result of critical illness at an affordable price.

    S
    Sanjay Phapale
    On: Nov 19, 2019

  • Best plan for critical illness!

    This is a plan that is considered marvellous as it has the ability to help anyone find the best possible or available treatment for different critical diseases. Its extensive coverage that ranges up to Rs. 25 Lakh can easily make you fight against the costly treatment of critical illnesses, which is generally unaffordable for many. 

    V
    Vishal Seth
    On: Nov 19, 2019

  • Unique health plan!

    It is a unique Critical Illness Policy that gifted me a cushion against financial adversity as a result of critical illness at an affordable price. I got the sum insured amount that ranges from Rs. 25,000 to Rs. 25 Lakh. The plan was offered on an individual basis and held the option of lifelong renewability as well. 

    A
    Amit Hirve
    On: Nov 04, 2019

  • Magnificent!

    This Critical Illness Lumpsum Plan is a marvellous plan that helped me, anyone, to find the best treatment for different critical diseases. Its extensive coverage can easily make you fight against the costly treatment of critical illnesses, which is generally unaffordable for many. 

    B
    Bhuneshwar Singh
    On: Nov 04, 2019

  • An excellent plan for critical illness!

    The Critical Illness Lumpsum Plan is a great policy. My father bought it for me. I haven’t made any claim yet, but quite satisfied with its benefits and features. It is simple yet comprehensive health insurance plan. It is designed to provide a cushion against the financial crisis that may arise due to a critical illness. 

    U
    Utkarsh
    On: Oct 21, 2019
    • Must BuyMust Buy

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  • This policy is the best!

    This plan is a smart choice that helped me save myself from major financial distress at times that were extremely critical in terms of health. This Royal Sundaram’s Critical Illness Lumpsum policy is proved to be a boon for me as I never wanted to spend a single penny of my savings on the treatment of critical illnesses.

    A
    Aaftab Alam Afridi
    On: Oct 21, 2019

  • Simple plan for critical illness!

    This is an era of illnesses where more and more people are falling prey to critical and major illnesses. My wife suggested this and we bought Critical Illness Lumpsum Plan though InsuranceDekho. We have not made any claim yet but happy with the features and services of the plan. 

    S
    Sukesh Khurana
    On: Oct 01, 2019

  • Perfect plan for perfect life!

    I am a practical man and always wanted to keep myself ready to fight against any big illness. The Critical Illness Lumpsum Policy by Royal Sundaram did a great favour for me with its affordability and benefits. It assisted me in aiming and planning for a safe and secure future for myself.    

    D
    Dipanshu Srivastava
    On: Oct 01, 2019

4963 Royal Sundaram Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Royal Sundaram health insurance policy?

    You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at www.royalsundaram.in or through online broker’s website like Insurancedekho.com.

  • How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?

    There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.

  • How to pay Royal Sundaram health insurance premium? What are the modes of payment available?

    Royal Sundaram offers two modes of payment for the health insurance premium, viz.,

    1. Cash payment at the branch

    2. Online payment: For online payment mode, the policyholder can pay via credit card, debit card, or net banking.

  • What is the renewal process for Royal Sundaram health Insurance?

    You can renew the Royal Sundaram health insurance policy by following these steps online-

    • Enter your Policy Number and Date of Expiry into e-portal.
    • Calculate the premium
    • Select the payment option-Net Banking or Debit/Credit Card to pay.
    • Upon successful payment completion, print/save the premium deposit receipt.

  • How can I check the policy status of my Royal Sundaram health insurance?

    If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.

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Claim Process at Royal Sundaram Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

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