Care Enhance Health Insurance

Coverage under the plan depends on the plan variant that you select. There are multiple combinations of the sum insured and deductible limits which make the plan suitable for all. The main coverage benefits include the following –

• Expenses incurred before hospitalisation, when admitted to the hospital and after being discharged from the hospital are covered
• Expenses related to room charges, nursing charges, ICU, blood, anesthesia and oxygen, etc. are covered
• Daycare treatments which take less than 24 hour hospitalisation are also covered
• Coverage is allowed for organ donor expenses if the insured is undergoing any organ transplant surgery
• Free health check-ups are allowed every year whether there is a claim under the policy or not.
• Enhance Anywhere coverage feature allows you to take treatments anywhere in the world for specified illnesses and diseases
• OPD expenses incurred on doctor visits and medicines are also covered under the optional benefit called Everyday Care
• A free Expert Opinion as an add-on benefit can be availed if you suffer from any of the specified critical illnesses

Apart from the inclusive coverage features and the range of coverage levels, the policy has more to offer. These include the following –

• A family discount is allowed for adding family members to the coverage. The discount is 5% if 2 or 3 members are added and 10% for 4 or more members
• Buying the policy for 2 continuous years earns you a discount of 7.5% which increases to 10% if you buy the policy for 3 years
• The policy is renewable lifelong if you renew it within time
• The premiums payable for the policy attract tax exemption under Section 80D

If you are looking to increase your health insurance coverage, Religare Enhance would be a good choice. The plan’s inclusive coverage benefits and the flexible levels of deductible and sum insured ensure that you can customise the coverage as per your requirement. The premiums are also affordable and the plan allows you the security of sufficient coverage

You can buy the plan online at InsuranceDekho’s website which is an online portal for your insurance needs. InsuranceDekho website allows you to compare different policies and choose the best policy for your needs. Moreover, if you are confused, you also get personalised help from the website’s representatives who ensure that you buy the right plan. So, understand the plan’s benefits and buy it online on InsuranceDekho website. 

Yes, coverage for daycare treatments is insured up to the sum insured.

There are two variants under this plan, where SI amounts are offered from Rs. 1 Lakh to Rs. 10 Lakh and Rs. 5 Lakh to Rs. 20 Lakh, respectively.

On registering at the age of 61 and above, one needs to pay for 20% of the claim amount under the plan, while the insurer pays the rest.

30 days grace period is offered under the plan from the date of expiry to renew the policy.