What is the eligibility for Jan Arogya Bima Policy?

Jan Arogya Bima Policy offered by The Oriental Insurance Company Limited can be purchased by people aged between 5 years and 70 years when buying the policy. Children aged between 3 months and 5 years can also be included under the policy if either or both the parents are covered under the policy. Also, a person can apply for this policy only when he/she is a resident of India.

What are the waiting periods under the Jan Arogya Bima Policy?

Jan Arogya Policy comes with the following waiting periods: A waiting period of 30 days for all illnesses from the date of commencement of the policy. Note that it is not applicable on renewal or accidents. Specific waiting period for 1 year for specified diseases

Can I avail tax benefits on the premium paid for Jan Arogya Bima Policy?

Yes. You are eligible for tax deductions on the premium paid for Jan Arogya Bima Policy, under Section 80D of the Income Tax Act, 1961.

What are the premiums for Jan Arogya Bima Policy?

Jan Arogya Bima Policy can be purchased at affordable premiums ranging between Rs. 70 and Rs. 380.

What is the free look period under Jan Arogya Bima Policy?

Jan Arogya Bima Policy comes with a free look period of 15 days calculated from the date of commencement of the policy. During this period, you can go through the terms and conditions of your policy to understand it better. Kindly note that the free look period is only applicable to new policies.

Oriental Jan Arogya Bima Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	93.96%
COVID-19 Cover	Yes
Network Hospitals	4,300+
Policies Sold	12,50,812
Renewability	Lifelong

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Oriental Health Insurance Plan List

Critical Illness (1)
Family (2)
Kids (1)
Maternity (1)
Woman (1)
Individual (3)
Parents (1)
Senior Citizen (1)

Name of Plan	Sum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Happy Family Floater PolicyMin: 91 Days; Max: 70 Years	1 Lakh	Check Premium
PNB Oriental Royal Mediclaim 2017Min: 91 days; Max: 79 years	1 Lakh - 10 Lakh	Check Premium
Jan Arogya Bima PolicyMin: 5 years; Max: 70 years	5000	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years	50,000 - 2.5 lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Happy Cash Min: 3 Months; Max: No Limit	500/day	Check Premium
HOPE (Health of Privileged Elders)Min: 60 Years; Max: No Limit	1 Lakh	Check Premium
Individual Mediclaim PolicyMin: 18 Years; Max: 70 Years	1 Lakh	Check Premium
OBC Oriental Mediclaim Policy 2017Min: 91 days; Max: 79 years	1 Lakh - 10 Lakh	Check Premium

Oriental Health Insurance Top Up List

Family (1)
Maternity (1)
Top-up (1)

Name of Plan	Sum Insured
Super Health Top-upMin: 91 Days; Max: 70 Years	3 Lakh	Check Premium

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FAQs on Jan Arogya Bima Policy Health Insurance Plan

What is the eligibility for Jan Arogya Bima Policy?
Jan Arogya Bima Policy offered by The Oriental Insurance Company Limited can be purchased by people aged between 5 years and 70 years when buying the policy. Children aged between 3 months and 5 years can also be included under the policy if either or both the parents are covered under the policy. Also, a person can apply for this policy only when he/she is a resident of India.
What are the waiting periods under the Jan Arogya Bima Policy?
Jan Arogya Policy comes with the following waiting periods:

A waiting period of 30 days for all illnesses from the date of commencement of the policy. Note that it is not applicable on renewal or accidents.

Specific waiting period for 1 year for specified diseases
Can I avail tax benefits on the premium paid for Jan Arogya Bima Policy?
Yes. You are eligible for tax deductions on the premium paid for Jan Arogya Bima Policy, under Section 80D of the Income Tax Act, 1961.
What are the premiums for Jan Arogya Bima Policy?
Jan Arogya Bima Policy can be purchased at affordable premiums ranging between Rs. 70 and Rs. 380.
What is the free look period under Jan Arogya Bima Policy?
Jan Arogya Bima Policy comes with a free look period of 15 days calculated from the date of commencement of the policy. During this period, you can go through the terms and conditions of your policy to understand it better. Kindly note that the free look period is only applicable to new policies.

Claim Process at Oriental Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Oriental Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Oriental Health Insurance
1800-118-48524x7
csd@orientalinsurance.co.in