Does Oriental Health Insurance policy come with a lifelong renewability benefit?

Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.

How many claims can I make with Oriental Health Insurance policies?

There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document.

Does Oriental Insurance Company have a family floater health insurance policy?

Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.

How to apply for and buy an Oriental Health Insurance policy?

You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company.

Who all are covered under the family floater policy of Oriental Insurance Company?

The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced and widowed daughter), parents, and parents-in-law.

Oriental Happy Family Floater Health Insurance User Reviews

165 reviews Rate This

Oriental

Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	93.96%
COVID-19 Cover	Yes
Network Hospitals	4,300+
Policies Sold	12,50,812
Renewability	Lifelong

Health Insurance Calculator

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Father

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Select the age of all members

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Choose required Coverage for yourself?

5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Happy Family Floater Policy

4.1

Based on

29 User reviews

Have no worry!
With this policy, i have secured my family. I am not worried about financial stress due to medical emergencies because this policy lets me get cashless treatment or get reimbursement.
R
Ravi Singh
On: Nov 07, 2019
A good plan to buy
The policy covers maximum expenditure done during medical treatment and the reimbursement is sanctioned fast. Service at Oriental is also very fast and I can get cashless treatment at any location.
D
Draupadi
On: Nov 05, 2019
It’s Awesome!
I have had happy family floater policy for my family. And I have made a claim also. The claim service under the policy is very good and i am fully satisfied with the policy and the insurance company. It’s awesome!
S
Soumya Banerjee
On: Nov 05, 2019
Good plan for family!
I have recently taken Happy Family Floater Policy and covered myself and my family. It’s a good plan to cover me, my spouse, parents, children, and parents in law.
V
Varun Tiwari
On: Oct 29, 2019
Absolutely fine
One of my friends recommended me Happy Family Floater Policy under which she was already covered. I took this policy for my family and quite satisfied with it. It’s absolutely fine.
U
Uttam Tanti
On: Oct 29, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
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Nice for family
Nice plan to cover family members such as self, spouse, children, parents and parents in law. Thanks for suggesting me this policy!
P
Pradeep
On: Oct 10, 2019
Highly appreciable
Highly appreciable insurance product! It saved me a lot when I was hospitalized. Better coverage!Recommend this policy to family and friends.
D
Devendra
On: Oct 10, 2019
Cover for entire family
I have purchased the Happy Family Floater Policy of Oriental Insurance, and maid a claim. I received superior service for the customer service team. The policy covers my entire family members. Good policy!
A
Arun N Patel
On: Sep 27, 2019
Good plan!
Happy Family Floater Policy is a good plan. Everything is manageable from the premium, claim to renewal service. I got regular support from the insurer. Thanks, InsuranceDekho for suggesting me this plan!
Y
Yuktisharan
On: Sep 27, 2019

Page 3 of 3 pages

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FAQs

Does Oriental Health Insurance policy come with a lifelong renewability benefit?
Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.
How many claims can I make with Oriental Health Insurance policies?
There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document.
Does Oriental Insurance Company have a family floater health insurance policy?
Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.
How to apply for and buy an Oriental Health Insurance policy?
You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company.
Who all are covered under the family floater policy of Oriental Insurance Company?
The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced and widowed daughter), parents, and parents-in-law.

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Claim Process at Oriental Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Oriental Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Oriental Health Insurance
1800-118-48524x7
csd@orientalinsurance.co.in