Does Oriental Health Insurance policy come with a lifelong renewability benefit?

Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.

How many claims can I make with Oriental Health Insurance policies?

There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document.

Does Oriental Insurance Company have a family floater health insurance policy?

Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.

How to apply for and buy an Oriental Health Insurance policy?

You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company.

Who all are covered under the family floater policy of Oriental Insurance Company?

The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced and widowed daughter), parents, and parents-in-law.

Oriental Happy Family Floater Health Insurance User Reviews

165 reviews Rate This

Oriental

Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	93.96%
COVID-19 Cover	Yes
Network Hospitals	4,300+
Policies Sold	12,50,812
Renewability	Lifelong

Health Insurance Calculator

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Happy Family Floater Policy

4.1

Based on

29 User reviews

Trustworthy and Reliable Insurance Partner
Having InsuranceDekho as my health insurance provider has been a great decision. The Oriental Insurance- Happy Family Floater Policy is transparent, and there are no hidden surprises. Whenever I need assistance, the support team is just a phone call away, and they are always willing to help.
V
Vinod Singh
On: Jul 28, 2023
Easy Way To Buy Protection
I would like to appreciate InsuranceDekho for their marvelous services. I bought Oriental Insurance- Happy Family Floater Policy from their online platform. Though I wasn’t sure at first regarding my decision of purchasing the health plan online, it was a great experience with the company. All the staff including their counselors and support executives were very helpful and made my overall experience smooth and easy.
K
Khushboo Yadav
On: Jul 04, 2023
Quality insurance service
InsuranceDekho assures quality service. I wanted to buy a policy for my family. Their customer care team patiently guided me to choose the Happy Family Floater Policy of Oriental Insurance and helped me buy it from their website. They were so kind and friendly. My family is now safely insured because of them.
N
Neha Rai
On: Nov 11, 2020
Oriental Insurance is the best
My experience with Oriental Insurance’s Happy Family Floater policy and insurancedekho has been great. This plan covers all members of my family, even my inlaws. Everyone is covered under a single sum insured. Also, domiciliary treatment is available. I recommend this plan to all!
A
Arihant Kapoor
On: Oct 28, 2020
Everything covered!
The happy family floater policy covers everything such as room rent, ICU, hospitalisation, nursing, maternity, newborn baby, organ donor, domiciliary treatment and so on.
D
Dipakbhai Ganda
On: Jan 31, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Reasonable premium costs!
I have taken the happy family floater policy of Oriental Health Insurance by paying a reasonable premium. I have paid low and got maximum benefits. A perfect plan to cover family at affordable premium costs!
T
Tarun Gupta
On: Jan 21, 2020
Perfect cover for my family
Happy Family Floater Policy is perfect for my family. I have covered my entire family members, including self, spouse, children, parents and parents in law. Every one is covered under a single premium!
A
Abhimanyu
On: Jan 14, 2020
Suitable choice!
This policy of Oriental Insurance is a suitable choice to meet my medical needs. It covers medical expenses incurred during hospitalisationl and offers maternity and newborn baby cover under diamond variant. Besides, the policy also offers hospital cash back.
P
Pankaj Gaba
On: Jan 08, 2020
Happy Family Floater Policy
As a sole responsibility of my family, last year I chose to cover my family under Happy Family Floater Policy. And i am feeling that it was a that i took this policy as gives adequate cover for my family.
M
Mohammed Abdul Sattar Qureshi
On: Jan 07, 2020
Excellent Policy...
Daily hospital cash allowance, attendant allowance, cover for pre-existing diseases after 4 years, maternity and newborn baby cover - everything is available under Happy Family Floater Policy. It’s an excellent policy with a wide range of sum insured options.
A
Abu Talha
On: Dec 20, 2019
Best investment strategy
Happy Family Floater Policy can be the best investment strategy to stay healthy and save tax. It does not just keep my family healthy, but also offers financial support at the time of hospitalisation. I am pleased to buy the policy like Happy Family Floater!
V
Vivek Singh
On: Dec 19, 2019
Good for my requirements
It is advisable to buy this policy and secure your family in uncertainty. I am using this plan of Oriental Insurance and express my full gratification with its features and benefits. For me, no health plan is as good for me as Happy Family Floater Policy!
S
Subrata Rajput
On: Dec 19, 2019
Great policy for us
Oriental Insurance Happy Family Floater Policy is great in the sense that it covers me and my family. I have bought this policy for the sum insured of 10 lakh and satisfied with the policy. I and my family are secure now
R
Rajan Gupta
On: Dec 18, 2019
Perfect Plan To Cover Family
First of all, I would like to thank Insurance Dekho for recommending me this policy of Oriental Insurance. This is the policy that I was actually looking out for. A perfect plan to cover my entire family from unwanted medical expenses.
C
Chandra Nair
On: Dec 11, 2019
Quite Well for Me & Family
Happy Family Floater Policy gives an ideal solution to secure my family from a medical emergency. I am happy to cover the entire family members and not worried about the monetary problem when a medical emergency strikes. This policy is quite well for me and my family.
P
Priyank Juneja
On: Dec 08, 2019
Supportive in bad condition
Happy Family Floater Policy designed by Oriental Health is a wonderful way for me to secure my family health. It has great features for the benefits and security of my family health. The policy offers financial support during bad situations.
D
Devendra Sankhala
On: Nov 27, 2019
Very confident
I am fully gratified with the Happy Family Floater product. It gives me excellent support to protect my family from any critical medical conditions. With this policy in hand, I am very confident without having to worry about the financial crisis due to medical expenses.
M
Minesh Gheewala
On: Nov 25, 2019
Ultimate approach!
This is a kind of policy which gives me an ultimate approach to secure my family from any unforeseen medical expenses. Though I am not earning a very high monthly income, still I am able to provide treatment to my family for up to 10 lakh. And this has been possible due to the Happy Family Floater Policy by Oriental Insurance.
S
Saurabh Pohal
On: Nov 19, 2019
Protection for family!
Happy Family Floater Policy by Oriental Insurance provides complete protection to me and my family. Whether it’s inpatient treatment, pre & post hospitalisation expenses, organ donor expenses, everything is covered under this policy. With this policy, I am feeling tension-free and financial stability to protect my family during medical emergencies.
R
Rambalram Sonkar
On: Nov 18, 2019
Nice for me & my family!
Happy Family Floater Policy is a nice plan for me and my family. I will recommend this policy to my friends and relatives.
B
Bishan Dass Sharma
On: Nov 07, 2019
Have no worry!
With this policy, i have secured my family. I am not worried about financial stress due to medical emergencies because this policy lets me get cashless treatment or get reimbursement.
R
Ravi Singh
On: Nov 07, 2019
A good plan to buy
The policy covers maximum expenditure done during medical treatment and the reimbursement is sanctioned fast. Service at Oriental is also very fast and I can get cashless treatment at any location.
D
Draupadi
On: Nov 05, 2019
It’s Awesome!
I have had happy family floater policy for my family. And I have made a claim also. The claim service under the policy is very good and i am fully satisfied with the policy and the insurance company. It’s awesome!
S
Soumya Banerjee
On: Nov 05, 2019
Good plan for family!
I have recently taken Happy Family Floater Policy and covered myself and my family. It’s a good plan to cover me, my spouse, parents, children, and parents in law.
V
Varun Tiwari
On: Oct 29, 2019
Absolutely fine
One of my friends recommended me Happy Family Floater Policy under which she was already covered. I took this policy for my family and quite satisfied with it. It’s absolutely fine.
U
Uttam Tanti
On: Oct 29, 2019
Nice for family
Nice plan to cover family members such as self, spouse, children, parents and parents in law. Thanks for suggesting me this policy!
P
Pradeep
On: Oct 10, 2019
Highly appreciable
Highly appreciable insurance product! It saved me a lot when I was hospitalized. Better coverage!Recommend this policy to family and friends.
D
Devendra
On: Oct 10, 2019
Cover for entire family
I have purchased the Happy Family Floater Policy of Oriental Insurance, and maid a claim. I received superior service for the customer service team. The policy covers my entire family members. Good policy!
A
Arun N Patel
On: Sep 27, 2019
Good plan!
Happy Family Floater Policy is a good plan. Everything is manageable from the premium, claim to renewal service. I got regular support from the insurer. Thanks, InsuranceDekho for suggesting me this plan!
Y
Yuktisharan
On: Sep 27, 2019

Choose Oriental Insurance Plan for

FAQs

Does Oriental Health Insurance policy come with a lifelong renewability benefit?
Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.
How many claims can I make with Oriental Health Insurance policies?
There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document.
Does Oriental Insurance Company have a family floater health insurance policy?
Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.
How to apply for and buy an Oriental Health Insurance policy?
You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company.
Who all are covered under the family floater policy of Oriental Insurance Company?
The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced and widowed daughter), parents, and parents-in-law.

View All

Claim Process at Oriental Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Oriental Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Oriental Health Insurance
1800-118-48524x7
csd@orientalinsurance.co.in