Does Oriental Health Insurance policy come with a lifelong renewability benefit?

Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.

How many claims can I make with Oriental Health Insurance policies?

There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document.

Does Oriental Insurance Company have a family floater health insurance policy?

Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.

How to apply for and buy an Oriental Health Insurance policy?

You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company.

Who all are covered under the family floater policy of Oriental Insurance Company?

The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced and widowed daughter), parents, and parents-in-law.

Oriental Happy Family Floater Health Insurance User Reviews

165 reviews Rate This

Oriental

Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	93.96%
COVID-19 Cover	Yes
Network Hospitals	4,300+
Policies Sold	12,50,812
Renewability	Lifelong

Health Insurance Calculator

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5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Happy Family Floater Policy

4.1

Based on

29 User reviews

Trustworthy and Reliable Insurance Partner
Having InsuranceDekho as my health insurance provider has been a great decision. The Oriental Insurance- Happy Family Floater Policy is transparent, and there are no hidden surprises. Whenever I need assistance, the support team is just a phone call away, and they are always willing to help.
V
Vinod Singh
On: Jul 28, 2023
Easy Way To Buy Protection
I would like to appreciate InsuranceDekho for their marvelous services. I bought Oriental Insurance- Happy Family Floater Policy from their online platform. Though I wasn’t sure at first regarding my decision of purchasing the health plan online, it was a great experience with the company. All the staff including their counselors and support executives were very helpful and made my overall experience smooth and easy.
K
Khushboo Yadav
On: Jul 04, 2023
Quality insurance service
InsuranceDekho assures quality service. I wanted to buy a policy for my family. Their customer care team patiently guided me to choose the Happy Family Floater Policy of Oriental Insurance and helped me buy it from their website. They were so kind and friendly. My family is now safely insured because of them.
N
Neha Rai
On: Nov 11, 2020
Oriental Insurance is the best
My experience with Oriental Insurance’s Happy Family Floater policy and insurancedekho has been great. This plan covers all members of my family, even my inlaws. Everyone is covered under a single sum insured. Also, domiciliary treatment is available. I recommend this plan to all!
A
Arihant Kapoor
On: Oct 28, 2020
Everything covered!
The happy family floater policy covers everything such as room rent, ICU, hospitalisation, nursing, maternity, newborn baby, organ donor, domiciliary treatment and so on.
D
Dipakbhai Ganda
On: Jan 31, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Reasonable premium costs!
I have taken the happy family floater policy of Oriental Health Insurance by paying a reasonable premium. I have paid low and got maximum benefits. A perfect plan to cover family at affordable premium costs!
T
Tarun Gupta
On: Jan 21, 2020
Perfect cover for my family
Happy Family Floater Policy is perfect for my family. I have covered my entire family members, including self, spouse, children, parents and parents in law. Every one is covered under a single premium!
A
Abhimanyu
On: Jan 14, 2020
Suitable choice!
This policy of Oriental Insurance is a suitable choice to meet my medical needs. It covers medical expenses incurred during hospitalisationl and offers maternity and newborn baby cover under diamond variant. Besides, the policy also offers hospital cash back.
P
Pankaj Gaba
On: Jan 08, 2020
Happy Family Floater Policy
As a sole responsibility of my family, last year I chose to cover my family under Happy Family Floater Policy. And i am feeling that it was a that i took this policy as gives adequate cover for my family.
M
Mohammed Abdul Sattar Qureshi
On: Jan 07, 2020
Excellent Policy...
Daily hospital cash allowance, attendant allowance, cover for pre-existing diseases after 4 years, maternity and newborn baby cover - everything is available under Happy Family Floater Policy. It’s an excellent policy with a wide range of sum insured options.
A
Abu Talha
On: Dec 20, 2019

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FAQs

Does Oriental Health Insurance policy come with a lifelong renewability benefit?
Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.
How many claims can I make with Oriental Health Insurance policies?
There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document.
Does Oriental Insurance Company have a family floater health insurance policy?
Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.
How to apply for and buy an Oriental Health Insurance policy?
You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company.
Who all are covered under the family floater policy of Oriental Insurance Company?
The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced and widowed daughter), parents, and parents-in-law.

View All

Claim Process at Oriental Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Oriental Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Oriental Health Insurance
1800-118-48524x7
csd@orientalinsurance.co.in