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Oriental Happy Cash Health Insurance User Reviews

165 reviews Rate This
Oriental
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.96%
COVID-19 CoverYes
Network Hospitals4,300+
Policies Sold12,50,812
RenewabilityLifelong

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Rating of Happy Cash
3.9
Based on
8 User reviews

  • Smooth And Easy Process

    Purchasing a health insurance plan with InsuranceDekho is smooth and easy. I bought Oriental Insurance- Happy Cash from the company’s official website. The seamless purchasing process really impressed me. The customer service was impeccable and helped me tremendously. Both a health plan and a company is advisable to everyone. 

    M
    Maira Arora
    On: Jun 21, 2023

  • Product available online!

    Happy Cash is the best health policy available to me. I chose this policy because of its wide coverage and various discounts.

    A
    Ashutosh Kumar Verma
    On: Jan 31, 2020

  • Nice product!!

    Happy cash is a nice health insurance product I purchased online. It comes with a lot of benefits. 

    U
    Unnati Sharma
    On: Jan 25, 2020

  • Well-designed!

    It seems this policy has been designed keeping in mind the medical needs. With this policy, I didn’t face any financial problem during my treatment. 

    N
    Narendra Singh
    On: Jan 20, 2020

  • Meets my needs

    Happy Cash is an insurance product that met my needs at the time of hospitalisation. During hospitalisation, i was Rs. 2000 on a daily basis. 

    P
    Parth Shah
    On: Jan 18, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Various discounts

    Happy Cash policy provides me various discounts such as Family, Loyalty and Staff discount is available. I have taken this policy because it offers hospital cash benefit up to 3000. 

    S
    Sanjeev Sinha
    On: Jan 10, 2020

  • Excellent features

    I have taken happy cash policy because its extensive benefits such as Daily cash benefit is given up to Rs. 3,000, Portability option is available, Family, Loyalty and Staff discount, lifelong renewability option and much more. 

    G
    Golu Kumar
    On: Jan 05, 2020

  • Brillient ideas!

    Oriental Insurance has given brilliant ideas with its happy cash policy. This policy offered me 3000 daily when i was hospitalized and under the doctor’s supervision. 

    R
    Rinku Verma
    On: Dec 01, 2019

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FAQs

  • Does Oriental Health Insurance policy come with a lifelong renewability benefit?

    Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.

  • How many claims can I make with Oriental Health Insurance policies?

    There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document. 

  • Does Oriental Insurance Company have a family floater health insurance policy?

    Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.

  • How to apply for and buy an Oriental Health Insurance policy?

    You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company. 

  • Who all are covered under the family floater policy of Oriental Insurance Company?

    The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced  and widowed daughter), parents, and parents-in-law.

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Claim Process at Oriental Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Oriental Health Insurance Contact Details

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