Niva Bupa Corona Kavach Health Insurance

Corona Kavach Policy offered by Niva Bupa Health Insurance is an affordable short-term policy that covers treatments related to a positive diagnosis of COVID-19. It is a standard medical insurance policy that was launched by the Insurance Regulatory and Development Authority of India (IRDAI) to cover both individuals as well as families. To be the proposer of this indemnity-based health insurance policy, you must be aged at least 18 years. The maximum age to be the Proposer for this policy is 65 years. You can also include dependent children under the plan if they are aged between 1 day and 25 years. The policy can be bought for sum insured options between Rs. 50,000 and Rs. 1 Lakh, in multiples of Rs. 50,000. Kindly note that the premium varies with different sum insured options.

This short-term policy can be purchased for 3.5 months (105 days), 6.5 months (195 days), and 9.5 months (285 days). The policy comes with a short waiting period of 15 days which is calculated from the date of commencement of the policy, after which you will be eligible to avail coverage benefits. The policy offers wide coverage for healthcare expenses such as in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, daycare expenses, AYUSH treatment expenses, road ambulance expenses, and so on. Apart from this, you can also avail of tax benefits on the premium paid for this policy, under Section 80D of the Income Tax Act, 1961. One of the highlights of the policy is that you do not require any pre-acceptance medical screening to be covered under it.

Also read: COVID 19 Insurance