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ManipalCigna ProHealth Health Insurance User Reviews

307 reviews Rate This
ManipalCigna
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.40%
Network Hospitals8,900+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Pro Health
4.5
Based on
57 User reviews

  • Great help from insurancedekho

    I have called insurancedekho so many times regarding my pro health policy that I even memorise their number now. But I must say that they did a commendable job in answering all my questions even at the time of making claim when i needed them, they answered calls without complaining about the odd timings etc.   

    N
    Neelalochana Prabhu B C
    On: Oct 21, 2019

  • Sales people gave me all the details of my plan

    Insurancedekho is a nice company which is new in market but has already a hold through other sister companies too., I gave it a try and found the services really good, smooth and reliable. I brought Pro health plan for myself for a sum insured of Rs. 2.5 Lakh at not so high premium.   

    M
    Monika
    On: Oct 07, 2019

  • It is a good plan with add on benefits too

    I purchased Pro Health and found is a fair health insurance plan. The plan is affordable and the best part is that it is available with critical illness cover too. And anyone between 18 years to 65 years of age can buy this add on cover for 9 major critical illnesses. Will give this plan 3 stars.   

    S
    Sudeep vasant Bhosle
    On: Oct 07, 2019

  • Good services..

    I had purchased a policy from ManipalCigna before also so I trust this company completely when it comes to offering good services. The Pro Health plan that I had purchased from InsuranceDekho recently also gets me covered with the maximum features. The plan gives me protection against many diseases, and unforeseen medical conditions. I have the plan for 2.5 lac of sum insured which is the minimum as I am fit.   

    B
    Babu Lal Sharma
    On: Sep 24, 2019

  • Thanks to sales ppl

    I got my family covered along with myself under the Pro Health plan by ManipalCigna from InsuranceDekho. I has been quite a few years that I am covered under this plan. When my wife was pregnant and got hospitalised, she delivered the baby in the network hospital and we got timely reimbursement for the same. Thanks to the sales people at Insurancedekho who helped me at every stage starting from buying this policy to the steps in making claims.   

    S
    Sandamoni srinivas mudiraj
    On: Sep 24, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Health plan based on maternity coverage

    I was looking for maternity covered health insurance plan when my friend suggested me to check insurancedekho. I checked the availability of plans offered by various insurance companies. I found Manipal Cigna’s Pro Health plan. The plan has a maternity cover that supports normal and c-section delivery.

    S
    Subrata Pramanik
    On: Invalid date

  • Learned how to make a claim

    Since I have never made a claim earlier, I wanted to know the procedure beforehand. I wanted to know what kind of documents are required or if there were any additional formalities. I came to InsuranceDekho and learned all about making a claim. Later, I made a claim for Manipal Cigna’s Pro Health plan.

    P
    Puja Banerjee
    On: Invalid date

8674 ManipalCigna Cashless Network Hospitals in India

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FAQs

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989. 

  • What is the time limit for claim submission in the case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request them in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

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Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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