Whom should I contact for claim intimation and settlement?

You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989 .

What is the time limit for claim submission in the case of the cashless facility?

You need to submit the claim within 15 days from the date of discharge from the hospital.

Is pre-policy medical checkup free?

Yes, ManipalCigna bears the cost of all pre-medical tests.

Does ManipalCigna share medical reports if a policy is not issued?

Yes, the medical reports are shared if you request them in writing.

What to do if a cashless hospital is not available at my location?

You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

ManipalCigna ProHealth Health Insurance User Reviews

307 reviews Rate This

ManipalCigna

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	93.40%
Network Hospitals	8,900+
Pre-existing Disease Coverage From	2 years
Pre-existing Disease Waiting Period	2 years
Special Benefits	Unlimited Restoration
Starting Premium (for 5L SI)	Rs. 566/month

Health Insurance Calculator

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Choose required Coverage for yourself?

5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Pro Health

4.5

Based on

57 User reviews

Wide benefits
I last month gave a call to the customer care executives at insurancedekho and they suggested me Pro health plan from manipalcigna. I was initially unsure of whether i should chose this company or not but they told me it has good CSR n all.. I brought this and am happy with coverage
P
Preeti Mallik
On: Dec 09, 2019
Don’t miss this health insurance plan
This plan is high on coverage and this is the reason I appreciate this product. Also, every feature is useful for an individual and is explained in depth in the brochures which you will also find on the website of insurancedekho. Good work by insurancedekho team..
A
Aruna goyal
On: Nov 29, 2019
Pro health has great benefits
This was one of the best decisions of my life to have purchased pro health plan of manipalcigna from insurancedekho. With many benefits covered under the plan, i sure will be financially secured at the time of emergency. I am looking forward that the claim process goes smooth.
N
Narayan swami
On: Nov 29, 2019
Really liked this plan
Pro health from manipal cigna is one product that offers you comprehensive coverage but also comes at low premium at the same time. If you want to buy his plan or understand its benefits, you can get in touch with the customer care executives at insurancedekho at 18001205698 and seek help.
S
Somnath Das
On: Nov 20, 2019
It was smooth buying process
I called in insurancedekho after visiting their website for a plan as i was looking for comprehensive health cover. I was happy to have found about pro health plan and have purchased it at best price from them and iam happy too. I will recommend this company to anyone i know is looking for a good policy.
u
ujjal
On: Nov 20, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Tax benefits too apart from coverage
Hi iam archana and i have last week purchased pro health policy of manipal cigna from insurancedekho. I care for the health of myself and my family and have therefore brought this plan hoping that it would do some good for them. My plan was easy to buy and also provides me comprehensive coverage
A
Archana
On: Nov 11, 2019
Wide caverage under pro health
I was covered by pro health plan by manipal cigna and have recently renewed my health plan from insurancedekho. It is always to get in touch with the cooperative and policy health insurance executives at this company and they never fail to please you with their outstanding services!!!
H
Himanshu thapliyal
On: Nov 11, 2019
Great help from team
My initial claim request got approved within a few hours with the help of insurancedekho under my pro health insurance plan. And i got the refund within two hours as well. Also, i did not face any major issue during the claim process. The entire process went smooth with the help of great team at ID.
R
Rajesh Maurya
On: Oct 31, 2019
Good plan..I’m satisfied with cover
This plan from manipal cigna is a great value for money. I got many coverage features under this plan. I am extremely thankful to the id team for their support staff who helped me undergo cashless treatment with ease. I was admitted in a hospital nearby and received quality treatment free of cost
A
ANAND SAM VINODH j
On: Oct 31, 2019
Loved the online policy facility of manipal cigna
The process of buying policies from manipal cigna online was a big relief for me. All I did was make a call in insurancedekho and their customer care executives helped me through the entire process. They had a secured gateway for making payment and explained the terms and conditions everything on call.
N
Navin Kumar
On: Oct 21, 2019

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FAQs

Whom should I contact for claim intimation and settlement?
You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989.
What is the time limit for claim submission in the case of the cashless facility?
You need to submit the claim within 15 days from the date of discharge from the hospital.
Is pre-policy medical checkup free?
Yes, ManipalCigna bears the cost of all pre-medical tests.
Does ManipalCigna share medical reports if a policy is not issued?
Yes, the medical reports are shared if you request them in writing.
What to do if a cashless hospital is not available at my location?
You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

View All

Claim Process at ManipalCigna Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM
customercare@manipalcigna.com