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ManipalCigna ProHealth Health Insurance User Reviews

307 reviews Rate This
ManipalCigna
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.40%
Network Hospitals8,900+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Pro Health
4.5
Based on
57 User reviews

  • Better option than agents

    Buying health insurance plans online is the best ways out now days and not agents. This is a transparent process and is easy too. It does not require so much of documentation and the transactions are secured too. Not only this, insurancedekho also offers discounts on some plans too. Liked it  

    R
    Rohit Balchandra Patil
    On: Feb 20, 2020

  • Plan in your budget

    Pro health insurance plan by manipalcigna is a product that keeps me covered from many expenses like value added covers, in-patient care, domiciliary hospitalisation expenses, maternity, new born expenses, organ donor expenses, and yet is also available at nominal premium. It also covers me for pre-hospitalisation and post hospitalisation expenses too.   

    V
    Vinuja Surendran
    On: Feb 10, 2020

  • Nominal premium.

    I purchased pro health plan last week and paid nominal premium for the same. But i got all the benefits I wanted my health insurance plan to cover. I refer insurancedekho to everyone looking for health plans as they have a secured payment gateway as well and the process is transparent too.   

    D
    Devender Choudhary
    On: Feb 10, 2020

  • Complete plan.

    Pro health from manipalcigna is one of the best health insurance plans that offers comprehensive coverage to the policyholders. Some inclusion sunder this plan are 500 daycare procedures, domiciliary hospitalisation expenses, in-patient hospitalisation expenses, pre and post hospitalisation expenses. Other details can be found on the insurancedekho’s website.   

    K
    Kumari Priya
    On: Jan 30, 2020

  • All in one plan

    Pro health plan covers me for all the benefits i wanted in my family health plan. We are a family of three covered under this plan for a term of year. The best part is that plan comes with an add-on option of buying a critical illness cover. I might take that too.  

    S
    Sidhant Chawla
    On: Jan 30, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Nice product of manipalcigna

    The only thing that i didnt like abt the add on benefits under this plan is that it comes with a waiting period of 30 days for critical illnesses. Otherwise overall benefits are nice.. I get cover for pre and post hospitalisation expenses, in-patient hospitalisation expenses, and other value added and optional covers  

    A
    AJAY
    On: Jan 09, 2020

  • Comes with add on benefits too

    I purchased pro health from insurancedekho.. Last year.. And I purchased it with an add on benefit of critical illness cover as I thought it is required. The entry age for this add on cover is 18 years to 65 years. But the sad part is that it comes with a waiting period..   

    E
    Elang
    On: Jan 09, 2020

  • Good lifelong policy

    Pro health is a good lifelong policy that covers me for almost all major illnesses. I has an average experience at the time of claim settlement.. Although they helped me in everything ad my claim also got approved within two hours, but i had to take help from ID as i was unclear with the process.   

    G
    Guneet Kaur
    On: Dec 23, 2019

  • Lifetime renewability

    Pro health is a fine plan with many benefits.. It is a very useful policy that offers me cover for many expenses. I have this policy for Rs 2.5 lakh sum insured and i dont feel the need to buy more. Also, there is no age limit for entry to this plan.   

    M
    Mamta Oberoi
    On: Dec 23, 2019

  • Tax benefits are like icing on cake

    Apart from many coverage features and low premium amount, the best thing i found abt this plan is that it offered me income tax benefits along with many other benefits. Some inclusions of this plan are pre and post hospitalisation expense, in patient hospitalisation expenses and so on.   

    A
    Abhinandan Kumar
    On: Dec 09, 2019

8674 ManipalCigna Cashless Network Hospitals in India

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FAQs

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989. 

  • What is the time limit for claim submission in the case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request them in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

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Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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