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ManipalCigna ProHealth Health Insurance User Reviews

307 reviews Rate This
ManipalCigna
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.40%
Network Hospitals8,900+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Pro Health
4.5
Based on
57 User reviews
  • Information on claim settlement ratios

    Claim settlement ratios provide an idea of the credibility of the insurance companies. This indicates their ability to settle claims effectively. I bought Manipal Cigna’s Pro-Health plan after checking their high claim settlement ratio. Thank you InsuranceDekho!

    S
    Subhash Das
    On: Dec 18, 2020
  • Clear instructions on policy renewal

    Renewing Manipal Cigna’s Pro-Health plan was a walk in a park with InsuranceDekho. The instructions given on the website are simple and clear, so anyone can do it. The payment portal works smoothly too. I never knew I could do it all by myself without any hassle.

    P
    Prerna Mullick
    On: Dec 16, 2020
  • Numerous policy options

    InsuranceDekho is a single platform that delivers numerous policy options so that its clients can choose what’s beneficial for them. I researched the key features of all insurers before buying Manipal Cigna’s ProHealth Select policy for my family. The plan covers my full family’s medical expenses.

    A
    Akansha Dubey
    On: Dec 04, 2020
  • Information on claim settlement ratio

    InsuranceDekho provides reliable information on claim settlement ratios of numerous policies. This helps the policyholder to avail the medical services that are listed on the health plan. I visited the website to get information on my Manipal Cigna Pro-Health policy’s claim settlement ratio before taking the final call.

    D
    Debarati Mukherjee
    On: Nov 27, 2020
  • Zero paper policy

    I issued the Manipal Cigna Pro Health insurance plan from the InsuranceDekho platform. I loved the fact that my policy issuance was done digitally. I got policy papers via email and I can access the papers anytime from any device. That is really convenient.

    G
    Gargi Mukherjee
    On: Nov 17, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Generate quote instantly

    If you are visiting the insurancedekho.com, you will know how fast it is to generate your quote. All you need to do is you have to give your personal details to generate the quote. Recently, I bought Manipal Cigna Pro-Health policy insurance from the website.

    T
    Tandrima Majumdar
    On: Nov 09, 2020
  • Very informative site

    I did not have much idea about health insurance. I checked out InsuranceDekho to find out more. The website has profound details and helped me understand the importance of having health insurance. I insured my family with Manipal Cigna and purchased the Pro-Health policy.

    J
    June D’Mello
    On: Nov 06, 2020
  • Simple renewal process

    I wanted to renew Manipal Cigna's Pro health select policy online to avoid hassles. My friend suggested me InsuranceDekho. I followed the steps they suggested and renewed my policy very quickly. I must say InsuranceDekho is the best website to renew health policies.

    M
    Manpreet Dhillon
    On: Nov 05, 2020
  • Secure payment method

    Paying the premium for my Manipal Cigna Pro-Health policy was easiest using the InsuranceDekho portal. The policy provides protection against any medical emergencies. I could pay the premium online without any extra charges. I was really delighted with the service.

    A
    Abhisha Basu
    On: Nov 02, 2020
  • Nice option for family

    Pro health is a good health insurance plan that covers me for many benefits. I was not sure about how many of them work but the customer care executives at insurancedekho helped me understand it better. Iam happy to have dealt with them and must say that their process is much easier than agents   

    H
    Hiren Harikrishna Patel
    On: Feb 20, 2020

8674 ManipalCigna Cashless Network Hospitals in India

FAQs

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989

  • What is the time limit for claim submission in the case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request them in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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