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ManipalCigna Lifestyle Protection Critical Care Health Insurance User Reviews

307 reviews Rate This
ManipalCigna
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.40%
Network Hospitals8,900+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Lifestyle Protection Critical Care
4.3
Based on
44 User reviews
  • Can select between variants

    ​Lifestyle protection plan is the best one for critical illness cover as it gives you option to choose from two of its variants. One is basic one which covers 15 critical illnesses and the other one is enhanced on wchich covers 30 critical illnesses. Insurancedekho explained me pros and cons of both and helped me decide...   

    M
    Md Shahid Quamer
    On: Oct 07, 2019
  • Got family discount on this plan

    I was covered under lifestyle protection policy critical care policy on an individual basis until a few months back but have now included my family too under the same plan. The plan covers 15 critical illnesses and enhanced 30 critical illnesses. On purchasing the plan for family from Insurancedekho, I also got a discount of 10%. The best thing on purchasing this plan is that I get to save taxes on the premium amount paid for this.   

    R
    Rajesh
    On: Sep 24, 2019
  • 3 out of 5 stars

    I purchased Lifestyle protection critical care plan from InsuranceDekho. All the coverage features are good, but what I didn’t like about this plan is that it comes with a waiting period of 90 days in general. I am covered under this plan since long with sum insured of Rs. 1 Lakh and have not made any claim yet under this plan. So can’t say anything about the claim settlement process.  

    J
    Jai parkash
    On: Sep 24, 2019
  • Target specific options

    InsuranceDekho provides standard health plans as well as health plans that serve a specific purpose like critical illness cover, maternity cover, woman-specific and senior citizen health plans. I am so happy that I chose the platform to issue Manipal Cigna’s Lifestyle Protection Critical Care plan.

    S
    Supriya Deshikan
    On: Invalid date

8674 ManipalCigna Cashless Network Hospitals in India

FAQs

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989

  • What is the time limit for claim submission in the case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request them in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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