Whom should I contact for claim intimation and settlement?

You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989 .

What is the time limit for claim submission in the case of the cashless facility?

You need to submit the claim within 15 days from the date of discharge from the hospital.

Is pre-policy medical checkup free?

Yes, ManipalCigna bears the cost of all pre-medical tests.

Does ManipalCigna share medical reports if a policy is not issued?

Yes, the medical reports are shared if you request them in writing.

What to do if a cashless hospital is not available at my location?

You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

ManipalCigna Lifestyle Protection Critical Care Health Insurance User Reviews

307 reviews Rate This

ManipalCigna

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	93.40%
Network Hospitals	8,900+
Pre-existing Disease Coverage From	2 years
Pre-existing Disease Waiting Period	2 years
Special Benefits	Unlimited Restoration
Starting Premium (for 5L SI)	Rs. 566/month

Health Insurance Calculator

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Choose required Coverage for yourself?

5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Lifestyle Protection Critical Care

4.3

Based on

44 User reviews

Great job done
InsuranceDekho’s customer care executives are so helpful that they helped me in claim settlement even when the company was not willing to settle it because of different reasons. But they took the responsibility and helped me get the money. I had this plan with sum insured of rs 1 lakh.
A
Ajay Yuvraj Shekale
On: Feb 11, 2020
Good.. Read terms n conditions
The plan is a good and unique one but to avoid any confusion in coverage features, it is adviced that you must read the policy documents carefully. Or if you have any doubt, call on toll free number 1800 1205 698. Buying process is easy at insurancedekho. I recommend this broker to all.
D
Dipu
On: Jan 30, 2020
Good coverage..!
This plan gives me coverage of 15 major illnesses under Basic plan. You can also choose for enhanced plan if you want coverage for more diseases. But what i wanted more in this plan is coverage for any mental illness, psychiatric or psychological disorders but it is not included. Otherwise average plan
P
Prince Chaudhary
On: Jan 30, 2020
Buy it from insurancedekho
The customer support people in insurancedekho are so polite and listen and understand your point very patiently. They suggested me lfestyle protection critical care plan and i thought i made the right decision by buying it. It is a critical illness benefit policy that i purchased online within a few minutes
S
Sandeep Sanap
On: Jan 09, 2020
Easy process to buy
If you want to buy this policy online, all you are required to do is connect with the customer care executives at insurancedekho and tell them your details. They will send you a link on your e-mail id and you can make payment for the plan over there. They have a secured payment gateway..
V
Vykuntam
On: Jan 09, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Got family discount from ID
I purchased lifestyle protection critical care plan from inurancedekho for my family and got family discount. The customer care executives at ID were very clear of the inclusions and exclusions under the policy and did not even hide the cons of this plan. I got convinced with benefits and purchased it ..
J
Jigyasa Chaturvedi
On: Dec 23, 2019
Good cover for critical illnesses
Lifestyle protection critical care plan is a good one as it provides a lump sum amount when the covered critical illness is diagnosed. It offers cover for 15 major critical illness.. One can totally rely on this plan for future uncertainties.. This is also renewable for lifetime
A
Anil Mahajan
On: Dec 23, 2019
Happy wth its coverage features
Lifestyle protection plan from manipalcigna is one of a kind and it covers me and my family under a single sum insured. It covers us for 30 critical illnesses. I brught it from ID whose team is really a dedicated one and offered me the best product i could i have purchased for my needs.
R
Ramya Ramapriya
On: Dec 09, 2019
Nice plan.!
The lifestyle protection plan is a different one and its coverage features are different from the standard health insurance plans too. I was already covered under a basic plan along with my family but thought of buying it as i thought it might do some good for me.
S
Sachin Upmanyu
On: Dec 09, 2019
Good insurance plan for long run
Most affordable prices of this plan and the buying process was extremely streamlined by insurancedekho. Their most efficient service is their timeline which they follow thereby leaving a great impression on the users. Due to their quick involvement even at the time of claim settlement, i liked it
V
Venkateshwar
On: Nov 29, 2019

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FAQs

Whom should I contact for claim intimation and settlement?
You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989.
What is the time limit for claim submission in the case of the cashless facility?
You need to submit the claim within 15 days from the date of discharge from the hospital.
Is pre-policy medical checkup free?
Yes, ManipalCigna bears the cost of all pre-medical tests.
Does ManipalCigna share medical reports if a policy is not issued?
Yes, the medical reports are shared if you request them in writing.
What to do if a cashless hospital is not available at my location?
You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

View All

Claim Process at ManipalCigna Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM
customercare@manipalcigna.com