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ManipalCigna Lifestyle Protection Critical Care Health Insurance User Reviews

307 reviews Rate This
ManipalCigna
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.40%
Network Hospitals8,900+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month

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Rating of Lifestyle Protection Critical Care
4.3
Based on
44 User reviews

  • Critical insurance cover

    I was looking for a critical illness insurance cover on insurancedekho.com for my mother. I checked the website and got to know about the common critical illnesses that are usually covered by this type of plan. I chose Manipal Cigna’s Lifestyle Protection Critical Care Health Insurance policy.

    P
    Prabir Kundu
    On: Dec 08, 2020

  • Communication made easy

    I am a policyholder of Lifestyle Protection Critical Care of Manipal Cigna. It was time for me to renew the policy. I wanted to do that from the website of InsuranceDekho. So, I messaged them over Whatsapp. They reverted to me almost instantly and guided me to renew the policy. The Whatsapp feature is so easy to use.

    D
    Damini Sarkar
    On: Nov 30, 2020

  • Seamless policy issuance

    Policy issuance from InsuranceDekho is so quick and speedy! All I had to do was choose the Lifestyle Protection Critical Care of Manipal Cigna and make the payment. I got a digital copy of my insurance soon and that’s all it took for me to get insurance.

    A
    Ananya Sengupta
    On: Nov 26, 2020

  • Got the perfect policy

    I was searching for health insurance that could give my family and me critical illness benefits. With the help of InsuranceDekho, I bought Manipal Cigna’s Lifestyle Protection Critical Care. The whole process was simple and easy to follow.

    H
    Hitakshi Parekh
    On: Nov 24, 2020

  • Speedy generation of quotes

    I wanted to check the premium quotes of Manipal Cigna. I simply clicked on ‘Get your Quotes Now’ on InsuranceDekho and all the quotes were generated instantly. I chose the Lifestyle Protection Critical Care policy for my family after checking out the estimated quotes of all the plans.

    D
    Divya Singh
    On: Nov 19, 2020
    • Must BuyMust Buy

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  • Easy payment options

    I am a holder of Manipal Cigna’s Lifestyle Protection Critical Care policy. This policy suited me perfectly. When I visited the InsuranceDekho platform, I was amazed to see the easy online payment options available, which helped me to pay for my premium easily.

    K
    Kusum Khanrah
    On: Nov 18, 2020

  • A savior

    I am thankful for the Manipal Cigna Lifestyle protection critical care health insurance plan as it has covered me against the most unexpected events. The policy offers many benefits alongside giving coverage against a covered critical illness. I will renew my plan again.

    M
    Mohit Bora
    On: Oct 22, 2020

  • Liked it!!

    I liked the lifestyle protection critical care plan because I found it relevant according to diseases prevalent in today’s times and also keeping in mind our sedentary lifestyle. The plan gets me covered for major critical illnesses, a choice of two claim payout options for 60 months with 10% additional benefit etc  

    G
    Gaurav Sharma
    On: Feb 20, 2020

  • Covers my entire family.

    Lifestyle protection critical care plan is a useful one and I brought it even after I was already covered under a group health insurance offered to me by my insurer. I did feel that coverage under that was not sufficient so brought it and I am satisfied with it.   

    T
    Tushar Gaovkar
    On: Feb 20, 2020

  • Amazzzzing plan

    I trust ManipalCigna’s plans more than i trust any other insurer’s products. I am covered under my lifestyle protection plan since a long time now that i purchased from insurancedekho even after already having a family floater plan. I feel satisfied to have purchased this plan. It covers 15 critical illnesses.   

    P
    Pragya vishwakarma
    On: Feb 11, 2020

8674 ManipalCigna Cashless Network Hospitals in India

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FAQs

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989. 

  • What is the time limit for claim submission in the case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request them in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

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Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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