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ICICI Lombard Smart Super Health Insurance User Reviews

253 reviews Rate This
ICICI Lombard
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.80%
Network Hospitals9,500+
Pre-existing Disease Waiting Period2 year
Special BenefitsAnywhere Cashless
Starting Premium for Rs. 5 lakh SIRs. 581/month

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Rating of Smart Super Health Plan
4.2
Based on
18 User reviews

  • A winning deal!

    As a regular user of this policy, I can bet anyone and ensure you that it is a perfect choice for you. I have got several benefits under this plan. From coverage to benefits and from claim getting process to customer support. This health insurance plan is a winner everywhere.

    A
    Anant Joshi
    On: Feb 25, 2020

  • Very helpful scheme.

    I have been using this health insurance plan for more than a year. It’s a great deal to have. My family and I are quite comfortable with its price and usefulness. It is very helpful in every aspects. I recommend it for all. Do have it. 

    C
    Chinansuka Prasad
    On: Feb 25, 2020

  • The best healthcare solution!

    This policy is the best solution I got to fight rising medical costs. This saved my lifelong savings to a great extent. If someone is searching for health insurance to assist him or her in managing the medical costs for the treatment of an illness, injury, or ailment, without any stress, this plan is the best option for those.

    R
    Ramesh Malhotra
    On: Feb 07, 2020

  • Excellent offerings!

    This plan is excellent in offerings the medical benefits at reasonable rates. I am using this plan for more than a year and bought this through insurancedekho.com. I like its offerings as they cover almost every sort of problem that could a person fall prey to in future days.

    K
    Kabir Mittal
    On: Feb 07, 2020

  • Super excellent policy!

    This is an excellent product of health insurance. It is the best solution to fight soaring medical costs and prevented me from exhausting my lifelong savings. It is definitely a great asset me as well as insurer. I suggest people to go for this policy without giving it a second thought.

    T
    Tisha Awasthi
    On: Jan 24, 2020
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  • Suits my medical needs.

    I am a regular customer of this plan. This Smart Super Health Insurance is a smart investment that I made to ensure good health and financial stability of my family, even in a medically challenging situation. This policy suits my medical needs since I have purchased it. 

    M
    Maghna Rawat
    On: Jan 24, 2020

  • Super Smart Policy.

    I am very satisfied with the plan and its offering. It is the best plan for me offered under the Bharti AXA. This health insurance plan owns additional features and enhanced flexibility to give customers a great amount of relief from soaring medical costs and cover their varied needs in terms of money and treatment. 

    Y
    Yash Swaroop
    On: Jan 03, 2020

  • Perfect for my family.

    This plan has been framed to deliver a diverse range of medical requirements of families. It comes with extensive coverage. It offers several offerings such as coverage for room rent, pre and post-hospitalisation, day care procedure, AYUSH treatment, cost of an organ donor, domiciliary hospitalisation, health check-up and many more. 

    R
    Rohan Singh
    On: Jan 03, 2020

  • More than satisfied!

    Smart Super Health Plan is a policy that has never failed to fulfil my expectations. I am in its association for more than 2 years and hardly faced any trouble in understanding any clause, affording the plan, claim settlement procedure and so on, due to their experienced and dedicated customer executives and staff of insurancedekho.com.

    M
    Mayank Gulati
    On: Dec 11, 2019

  • A plan for family.

    The policy is loaded with multiple and unique benefits. This policy aimed at providing health insurance to people of every age group and allowed the coverage for people above 90 days to 65 years. This also gave me maternity benefit and enabled me to add all my family members without any hassle. 

    D
    Dushyanth Kumar
    On: Dec 11, 2019

4280 ICICI Lombard Cashless Network Hospitals in India

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FAQs

  • Why should I buy ICICI Lombard health insurance policy?

    ICICI Lombard Health Insurance is a smart choice to secure yourself and your loved ones against medical contingencies. The plans offered provide comprehensive health coverage along with outpatient department (OPD) benefits, maternity cover and a host of wellness benefits. Also, there are various value added services that enable you to enhance the sum assured, in case of claim-free years.

  • How do I cancel ICICI Lombard policy?

    You can easily cancel your policy during free-look period, just fill up the form and visit any of the ICICI Lombard branches. Once request is processed, refund of premium amount will be provided after applicable deductions(in any) within 15 days.

  • What is the toll free number of ICICI Lombard General Insurance?

    ICICI Lombard’s toll free number is 1800-2666.

  • What do you mean by floater option in ICICI Lombard health insurance plan?

    In a floater option, a single policy under one sum insured covers all the family. It can cover, 2 adults, 2 adults, and 1 child; 1 adult and 2 children; 2 adults and 3 children; 1 adult and 1 child. The sum insured can be used by anyone or all covered under the policy until the time the limit is exhausted.

  • Can I insure more than 2 adults or more than 3 children in my ICICI Lombard health insurance plan?

    There can be a maximum of 2 adults and 3 children in a policy. If the number of adults or number of children is more than 2+3, you need to buy a separate policy for the additional members.

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Claim Process at ICICI Lombard Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ICICI Lombard Health Insurance Contact Details

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