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HDFC ERGO Health Insurance Reviews

Rating of HDFC ERGO
4.7
Based on
526 User reviews
  • Coverage for everyday health requirement

    I was looking for a health plan that could cover my everyday health requirements. I checked into InsuranceDekho, generated my quotes and found HDFC Ergo General Insurance’s Maxima Policy. It protects my family and me from the expenses incurred during doctor’s consultation, annual check-ups, dental treatments and so on. 

    S
    Sandy Modak
    On: Mar 17, 2021
  • Outstanding experience

    It was an outstanding experience issuing Arogya Sanjeevani Policy from HDFC Ergo General Insurance thanks to InsuranceDekho. I matched the eligibility criteria, compared the premiums using the premium calculator until I found the most suitable one. 

    S
    Shankar Chaturvedi
    On: Mar 16, 2021
  • Quotes within a few clicks

    Generating health quotes on InsuranceDekho was just a matter of a few clicks. I came to the website, gave the required information and that’s all. I received suitable health quotes from various companies. I checked, compared and bought HDFC Ergo General Insurance’s my:health Suraksha plan. 

    S
    Subhadip Banerjee
    On: Mar 15, 2021

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  • Health plan for seniors

    I was looking for a health cover that can deliver my father with a hassle-free health cover. I came to InsuranceDekho being recommended by a friend. The website has many plans, specially designed for seniors. I generated the quotes, compared the premium rates and the benefits. Then, I found HDFC Ergo General Insurance’s Optima Senior plan. 

    S
    Soumabrata Haldar
    On: Mar 12, 2021
  • Policy offering wellness benefits

    HDFC Ergo General Insurance’s Optima Restore plan has one of the most incredible benefits to offer, which is Stay Active. With this benefit, you get rewarded by getting discounts on your premium to stay active. I did not think twice when this wellness plan appeared as my quote. 

    I
    Indrani Haldar
    On: Mar 11, 2021
  • Convenient reimbursement claim settlement

    I believed settling reimbursement claims takes longer, but InsuranceDekho busted the myth with lesser formalities and super fast claim settlement. I made the claim under  HDFC Ergo General Insurance’s Optima Senior plan. Did not expect this much convenience. 

    S
    Supriyo Kundu
    On: Mar 10, 2021
  • On-time renewal reminder

    I am a policyholder of HDFC Ergo General Insurance’s iCan Cancer. Each year I get a renewal reminder from InsuranceDekho so that by renewing my health plan on time, I would not miss out on the NCB. I feel privileged to be their customer. Highly recommend the website to all. 

    A
    Abdul Khan
    On: Mar 05, 2021
  • Hassle-free experience

    Settling the claim for HDFC Ergo General Insurance’s Energy plan was completely hassle-free. I arranged all the credentials required as per the instructions on the claim settlement and uploaded them. The claim got settled in no time. 

    N
    Nipa Modak
    On: Mar 04, 2021
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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    • 80 Lacs+ happy customers
  • Covers all aspects

    If you are getting a policy from InsuranceDekho, you can be assured that you are covered from all aspects. There is no need to look anywhere else. From policy issuance, renewal, policy-related queries, claim settlement, you will get everything here. I am a happy customer holding HDFC Ergo General Insurance’s Health Wallet plan. 

    R
    Rini Sannyal
    On: Mar 03, 2021
  • Effortless claim settlement

    I would like to thank the whole team of InsuranceDekho for making the claim settlement procedure completely effortless for me. I followed the instructions given on the website and that’s it. The claim under HDFC Ergo General Insurance’s Optima Restore plan was settled immediately.

    P
    Pratiksha Duggar
    On: Feb 19, 2021

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FAQs

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes. 

  • Is there a limitation on the entry age for buying HDFC medical insurance plans?

    The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.