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HDFC ERGO Health Insurance Reviews

Rating of HDFC ERGO
4.7
Based on
526 User reviews
  • Cover for robotic surgeries as well

    I am happy to have bought HDFC Ergo’s Optima Restore Policy at InsuranceDekho as the policy offers wide coverage to me. Hence, I would suggest buying this policy to everyone even if they already have a health insurance policy offered by the employer.  

    R
    Rashi Sehgal
    On: Nov 29, 2021
  • Must buy policy

    HDFC Ergo’s Optima Restore Policy is a must buy policy that I bought at InsuranceDekho. I am aged 30 years and it covers me for many healthcare expenses that I was looking for under my policy. I recommend everyone to buy this policy. 

    N
    Nisha Sawant
    On: Nov 24, 2021
  • Great coverage benefits

    My HDFC Ergo’s Optima Restore Policy offers me great coverage benefits such as in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, etc. I bought the policy online at InsuranceDekho and the buying process was really smooth. 

    N
    Noni Batra
    On: Nov 22, 2021

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  • Flexible payment modes

    There are various ways in which the policy buyers can pay the premium for their health insurance plans at InsuranceDekho. Yesterday I bought HDFC Ergo’s Optima Restore Policy and paid the premium online via Debit card. The process went smoothly and I have no complaints.

    R
    Rahul Vaish
    On: Nov 17, 2021
  • Easy to buy policy

    I recently purchased HDFC Ergo’s Optima Restore Policy at InsuranceDekho and want to appreciate the buying process at the portal. It was very smooth and just took 5 minutes to buy this policy. I am happy to have bought this policy as I get the much-needed coverage under it.     ...

    K
    Kiran Malhotra
    On: Nov 15, 2021
  • Easy to renew policy

    My HDFC Ergo’s Optima Restore Policy was easy to renew. I bought the policy at InsuranceDekho and the executives also helped me renew it. I am glad to have availed services at InsuranceDekho and will recommend it to my friends and family too. 

    G
    Girish Kundra
    On: Nov 11, 2021
  • Amazing policy benefits

    HDFC Ergo’s I-can Cancer Policy comes with several coverage benefits. I shared my requirements with the customer care executives at InsuranceDekho and they suggested that I should go for this policy. I am happy and satisfied with this policy. 

    G
    Gulshan Khanna
    On: Nov 08, 2021
  • Useful premium calculator

    InsuranceDekho has a useful tool called premium calculator using which I chose HDFC Ergo’s I-can cancer Policy for myself. I was able to know the premium I needed to pay for the policy and I was able to plan finances in advance.

    S
    Satvik Khurana
    On: Nov 02, 2021
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • A variety of health insurance plans

    I visited InsuranceDekho when I was looking for a reliable health insurance policy for myself. I read about HDFC Ergo’s Optima Restore Policy and found it suitable for me as it offered great coverage benefits that too at an affordable premium. Also, many people who had bought the policy were satisfied with it so I thought about buying it. ...

    J
    Jyotiba Rai
    On: Oct 27, 2021
  • Cover for cancer

    My HDFC Ergo’s I-can cancer Policy is a reliable policy that I bought even after having a regular health insurance policy. Thanks to the team at InsuranceDekho that helped me understand the policy features as well as buy it in no time.

    N
    Noman Yadav
    On: Oct 25, 2021

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FAQs

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes. 

  • Is there a limitation on the entry age for buying HDFC medical insurance plans?

    The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.