What are the types of plans offered by HDFC Ergo?

HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top-up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.

Is there a limitation on the entry age for buying HDFC medical insurance plans?

The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO my:health Suraksha Health Insurance User Reviews

526 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

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Select the age of all members

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of my: health Suraksha

4.1

Based on

41 User reviews

Great protection for everyone
I am really thankful to insurancedekho experts for suggesting this particular plan. I am happy that i got covered for inpatient hospitalisation, pre & post hospitalisation, road ambulance expenses, and others. Also, i have got add-ons like parent & child cover benefit and non-medical expenses to extend my benefits.
V
Vikas Gautam
On: Nov 29, 2019
Good plan with good features
My:health suraksha is a comprehensive plan by hdfc ergo. I bought this plan on recommendation of my friend. Features like cover for in-patient hospitalisation, pre & post hospitalisation, domiciliary hospitalisation, and enhance value of the plan. Exclusive benefits such as air ambulance cover, recovery benefit, health incentives are great to have.
S
Shiba Prasad Sahu
On: Nov 22, 2019
Plan full of great features
It has been a few weeks that i purchased this plan. I must say that the cover is really reliable and affordable. Hdfc ergo is offering a lot at very less premium. in-patient hospitalisation, pre and post hospitalisation cost, organ donor expenses, road ambulance, sum insured rebound option are to name a few.
S
Swanand Gulabrao Gorde
On: Nov 22, 2019
Satisfied with my:health suraksha
It has been a few days only that i purchased this plan. What attracted me to this policy was its no restriction on entry age and lifelong renewable feature. I must mention that the low premium amount was also one of the factors. About the cover provided, it is quite sufficient for me.
A
Ajay Kumar
On: Nov 13, 2019
Hdfc ergo’s best plan
Before selecting this plan, i had seen many. The reason i chose this plan was because it was providing many superior features like air ambulance cover, recovery benefit, infertility cover, fitness discount during renewal, and many more. Also, i came with discounts of multiple types.
O
Om Prakash Yadav
On: Nov 13, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

My:health suraksha is the real investment
I am thankful to insurancedekho people for recommending this plan to me. I finally have a plan that is affordable and covers me for a lot of expenses. Air ambulance cover, Recovery benefit, Infertility cover and Wellness features are a few benefits that i really think will go good to all.
D
Dilip Jha
On: Nov 12, 2019
Finally a good plan after bad experience
This plan is one of the best plans i have ever purchased. After previous bad experiences of health insurance, it was very hard for me to choose a plan that fulfills my medical needs. Thankfully, i found this plan after a long research. I will really suggest this plan to all my known people. 115
M
Maneesh
On: Nov 12, 2019
Good plan, renewable for life
I am satisfied with my cover of this plan. My: health suraksha has been a affordable purchase for me. This plan provides comprehensive coverage at less premium and that’s the catch. You can also avail air ambulance cover, recovery benefit, infertility cover, and more exclusive features.
H
Hemanshu Bhatnagar
On: Nov 08, 2019
I am happy buying this plan
To be very honest, this is my first purchase with hdfc ergo. This plan has given me a lot, be it a good cover, lifelong renewal feature, exclusive benefits, discount, and much more. I thank insurancedekho guys for suggesting this wonderful plan to me when i needed it the most.
M
Mohammed Bilal
On: Nov 08, 2019
I am secure with this plan
my: health suraksha is the best health investment i ever made. Open entry age and lifelong renewability are superb features available. Also, in-patient hospitalisation, pre and post hospitalisation, organ donor, road ambulance and other expenses are covered under the plan. Sum insured rebound option is also available.
A
Anup Karmakar
On: Oct 31, 2019

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FAQs

What are the types of plans offered by HDFC Ergo?
HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.
Is there a limitation on the entry age for buying HDFC medical insurance plans?
The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.