What are the types of plans offered by HDFC Ergo?

HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top-up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.

Is there a limitation on the entry age for buying HDFC medical insurance plans?

The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO my:health Suraksha Health Insurance User Reviews

526 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

Whom do you want the insurance for ?

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Select the age of all members

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Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of my: health Suraksha

4.1

Based on

41 User reviews

Very good experience with hdfc ergo
I am a new customer of hdfc ergo. I have purchased this plan around 10 weeks back with the help of insurancedekho team. According to me, this plan is best to avail maximum benefits at a low price of premium. Rest, claim and other services by insurer are simply great.
K
Kintul Saxena
On: Jan 27, 2020
New plan by hdfc ergo
This new plan my:health suraksha by hdfc erfgo is a good choice. This plan covers inpatient hospitalisation, pre & post hospitalisation, day care procedures, domiciliary hospitalisation and many other benefits. It also allows you to pay the premium on an instalment basis. Good job done by hdfc ergo!
B
Bittu Kumar
On: Jan 15, 2020
A good plan under my budget
My:health suraksha by hdfc ergo is a great health insurance investment. I had no issues buying this plan because it offers vast cover at less premium. It was under my health insurance budget and was offering a lot of benefits which i wasn’t getting in other plan from other insurers. So, i went for it.
D
Deepak Shinde
On: Jan 02, 2020
Good sum insured range
This is my second purchase of health insurance with hdfc ergo. Let me start by saying that the plan range is vast and the sum insured range comes with good options. The policy gives you comprehensive benefits at less premium. Other than basic treatment expenses, you can also choose add-ons for further more benefit.
J
Jyoti Singh
On: Dec 26, 2019
Happy with this affordable plan
After my previous bad health insurance policy experience, i was not ready to invest in a new insurer. However, when i came to know about this plan and its benefits from one of the experts at insurancedekho, i was totally convinced to buy it. What attracted me the most were room rent capping, co-pay, family discount, long term policy discount, and loyalty discount and other benefits.
R
Rakesh Goyal
On: Dec 17, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Excellent plan by excellent insurance company
I am a new customer of this policy. This policy gives wide sum insured range, low premium, and basic coverage features. The other benefits that stand out are air ambulance cover, recovery benefit, infertility cover and fitness discount during renewal, and many more. Big thanks to insurancedekho for recommending it.
G
Gopal Yadav
On: Dec 12, 2019
Recommend to others
It was a recommendation of a relative that made me buy this plan. But i also want to thank you InsuranceDekho experts that you helped me so much with this policy. I am satisfied that i have got vast cover along with multiple beneficial features and discounts like family discount, long term policy discount, and loyalty discount. Great job by hdfc ergo!
D
Devendra Pratap
On: Dec 04, 2019
Satisfied with the hdfc ergo cover
My journey with this hdfc ergo plan has been great. I have not made a claim till now, but i believe everything will turn out great when the need arises. Overall it is a comprehensive policy and covers many beneficial features such as in-patient hospitalisation, pre and post hospitalisation, domiciliary hospitalisation, and so on. It comes with some exclusive covers as well.
R
Rashmi Pant
On: Dec 03, 2019
Good policy to buy
I am new to hdfc ergo and its plans. I want to thank InsuranceDekho people for making my policy purchase so easy. This policy is really great. I really liked the exclusive covers such as air ambulance cover, recovery benefit, infertility cover and wellness features as well as the discounts that it comes with. Highly recommended to all!
A
Ankit Saxena
On: Dec 03, 2019
Happy with my health investment
Health suraksha has really made me secure about my health as well as financial stability. I must tell you that it provides you wide coverage at low premium amount. Moreover, you can also add optional covers to your benefits to make the most of non-medical expenses cover, extended cumulative bonus, room rent modification, and parent & child cover.
M
Manish
On: Dec 02, 2019

Page 3 of 5 pages

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FAQs

What are the types of plans offered by HDFC Ergo?
HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.
Is there a limitation on the entry age for buying HDFC medical insurance plans?
The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.