What are the types of plans offered by HDFC Ergo?

HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top-up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.

Is there a limitation on the entry age for buying HDFC medical insurance plans?

The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO my: Health Medisure Super Top-up Insurance User Reviews

526 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of my: Health Medisure Super Top-up

3.8

Based on

28 User reviews

Happy with this one
I have purchased this super top up plan a few days back only. I am quite satisfied with the features covered. Also, the premium is an amount i can easily afford. I am so thankful to insurancedekho people that they suggested this plan to me and i was able to extend my health insurance cover.
A
Arvind Shukla
On: Dec 26, 2019
Perfect as super top up plan
I am a new customer of my: Health Medisure Super Top-up plan. I have taken this policy alongside my basic health insurance plan. The best thing is that the top up is really affordable. Medical test up to the age of 55 years is not required so that was a plus for me. Moreover, i have got a discount of 5% for taking it for 2-year period.
G
Gunjan Tyagi
On: Dec 17, 2019
Great experience with this hdfc policy
I have had a superb experience with this super top up policy. Not even once i failed any sort of problem buying this plan nor claiming it. Moreover, i did not have to pay a high premium for this policy. All thanks to insurancedekho experts that i was able to choose this plan and benefit from it.
N
Neha Kapoor
On: Dec 09, 2019
Totally worth it
Excellent policy by hdfc ergo. my: Health Medisure Super Top Up is an affordable and reliable way to extend the health insurance cover. I have purchased this plan on family floater basis. I did not have to undergo any kind of pre-policy medical test. I also got a 5% discount on the total premium amount as i chose it for a term of 2 year.
R
Raghu Pal
On: Dec 09, 2019
Good for coverage enhancement
I was looking for a way to extend the insurance cover of my policy. Instead of buying a new one, i chose to opt for this plan instead. Let me tell you that the reasons i chose this plan is because it covers hospitalisation expenses without any sub-limits and also because expenses incurred on pre-existing diseases are covered.
N
Nitin Singh
On: Dec 06, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Does what it promises
It is my second cover with hdfc ergo. I want to extend my thanks to insurancedekho people that they recommended this policy to me. my: Health Medisure Super Top-up policy is great as it does not demand much premium, gives 5% discount on opting for a two-year policy. I am also grateful to hdfc ergo for bringing this cover.
S
Sachin Katheria
On: Dec 06, 2019
Policy is satisfactory
I want to thank insurancedekho people for helping me buy this top up plan. I am happy with my this policy purchase and because i have got covered for in-patient treatment, pre and post hospitalisation, daycare procedures, hospitalisation expenses with no sub-limits, pre-existing diseases, etc. I want to suggest this policy to my other relatives also.
B
Bittu Laal
On: Dec 05, 2019
Great work done by hdfc
Hdfc ergo has done a great job by bringing this policy in its product range. This my: Health Medisure Super Top-up policy does not require people to undergo any medical test up to the age of 55 years. Also, a 5% discount on the total premium amount on opting for a 2 year policy is available for policyholders.
A
Avinasha Shukla
On: Dec 05, 2019
Good top up policy to buy
This is my recent purchase with hdfc ergo. I must say that i have made the perfect health investment according to my needs. Under this plan, i have got my family covered. The best part is that this plan does not require medical tests up to the age of 55 years.
A
Aniket Sinha
On: Dec 04, 2019
Worth the investment
my: Health Medisure Super Top-up was easy to purchase for me. The reason i chose this plan was to increase my health insurance cover without paying a massive premium amount. Features that are good in the plan include in-patient hospitalisation, pre and post hospitalisation, daycare procedures, lifetime renewability option, and no medical tests up to the age of 55 years.
A
Amit Mehrotra
On: Dec 03, 2019

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FAQs

What are the types of plans offered by HDFC Ergo?
HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.
Is there a limitation on the entry age for buying HDFC medical insurance plans?
The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.