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HDFC ERGO my: Health Medisure Super Top-up Insurance User Reviews

526 reviews Rate This
HDFC ERGO
Highlights
Cashless Approval TATWithin 37 mins
Claim Settlement Ratio99.80%
Network Hospitals13,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

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Rating of my: Health Medisure Super Top-up
3.8
Based on
28 User reviews

  • Variety of plans

    There are a variety of plans available on the InsuranceDekho website. I chose the HDFC ERGO My Health Medisure super top-up health insurance plan. The plan is super amazing and satisfies all my requirements well. All those looking for a health insurance plan must go with this plan 

    S
    Sanchi Gupta
    On: Feb 24, 2022

  • Awesome first impression

    I came across InsuranceDekho while looking for a health top-up plan for my HDFC Ergo General Insurance. The organisation, relevance of information and smooth run time made the first impression an awesome one. I bought my:Health Medisure Super Top-up plan. 

    N
    Nipa Samanta
    On: Mar 02, 2021

  • Good additional plan

    my: Health Medisure Super Top Up is great because it works along with a current health insurance policy. I found this plan on insurancedekho team’s recommendation. This plan is easy to purchase and comes at a low premium rate. I am covered for many expenses like in-patient hospitalisation costs, pre and post hospitalisation expenses, daycare procedures, and others so i am satisfied.  

    K
    Kavita Rani
    On: Feb 24, 2020

  • Superb super top up

    I was looking for one of the best ways to increase my insurance cover limit. Thankfully, i found this plan. Finally i have increased my cover limit without buying a new health insurance plan. This top up has covered most of my expenses at a low premium rate. 

    L
    Lalit Jha
    On: Feb 19, 2020

  • Money worth it

    my: Health Medisure Super Top-up is a great cover in my opinion. It gives you cover for inpatient hospitalisation, pre & post hospitalisation, daycare procedures, hospitalisation expenses with no sub-limits, expenses incurred on pre-existing diseases and much more. Overall, you pay a very less price for coverage enhancement.    

    L
    Lekikha
    On: Feb 12, 2020
    • Must BuyMust Buy

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  • Ideal top up, recommended!

    I was thinking of extending my cover somehow. When i got to know about this top up plan i was immediately ready to buy it. The reason being it covered me for much more at a less premium price. I recommend it to everyone, especially to people below 55 years of age as it does not need check-up up to this age.

    G
    Gaurav Singh
    On: Feb 07, 2020

  • Good one at affordable premium

    I have found this plan to be very beneficial. Other than increasing cover, it gives you many benefits like two year policy period, individual and floater sum insured options, no claims experience loading on renewal, and others. There are also no medical tests up to age of 55 years.  

    V
    Vikrant Singh
    On: Feb 04, 2020

  • Nice top up plan to have

    I am a new customer of this plan. I have bought this hdfc ergo policy around 18-20 days back. As of now, the buying experience and other services have been nice. The policy has extended my cover with a significant amount. However, the premium is very low.

    S
    Sitaram
    On: Jan 30, 2020

  • Increased my cover with this

    My experience with this super top up plan was great. The claim process was very smooth. Also, i got all the services and facilities promised. It is because of this plan only that i was able to avail the best possible medical treatment without worrying about the money part.

    K
    Krishan Yadav
    On: Jan 17, 2020

  • For policy cover enhancement

    I was looking for a way to increase my cover. All thanks to insurancedekho, i found this plan. Now, i have enhanced cover with benefits like in-patient hospitalisation, pre and post hospitalisation, daycare procedures, and many other benefits. Also, the policy doesn’t require pre-medical checkup up to 55 years of age.  

    S
    Sushant Agarwal
    On: Jan 03, 2020

9552 HDFC ERGO Cashless Network Hospitals in India

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FAQs

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes. 

  • Is there a limitation on the entry age for buying HDFC medical insurance plans?

    The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

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Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

HDFC ERGO Health Insurance Contact Details

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