What are the types of plans offered by HDFC Ergo?

HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top-up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.

Is there a limitation on the entry age for buying HDFC medical insurance plans?

The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO my: Health Medisure Super Top-up Insurance User Reviews

526 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

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Where do you live ?

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Choose required Coverage for yourself?

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of my: Health Medisure Super Top-up

3.8

Based on

28 User reviews

Variety of plans
There are a variety of plans available on the InsuranceDekho website. I chose the HDFC ERGO My Health Medisure super top-up health insurance plan. The plan is super amazing and satisfies all my requirements well. All those looking for a health insurance plan must go with this plan
S
Sanchi Gupta
On: Feb 24, 2022
Awesome first impression
I came across InsuranceDekho while looking for a health top-up plan for my HDFC Ergo General Insurance. The organisation, relevance of information and smooth run time made the first impression an awesome one. I bought my:Health Medisure Super Top-up plan.
N
Nipa Samanta
On: Mar 02, 2021
Good additional plan
my: Health Medisure Super Top Up is great because it works along with a current health insurance policy. I found this plan on insurancedekho team’s recommendation. This plan is easy to purchase and comes at a low premium rate. I am covered for many expenses like in-patient hospitalisation costs, pre and post hospitalisation expenses, daycare procedures, and others so i am satisfied.
K
Kavita Rani
On: Feb 24, 2020
Superb super top up
I was looking for one of the best ways to increase my insurance cover limit. Thankfully, i found this plan. Finally i have increased my cover limit without buying a new health insurance plan. This top up has covered most of my expenses at a low premium rate.
L
Lalit Jha
On: Feb 19, 2020
Money worth it
my: Health Medisure Super Top-up is a great cover in my opinion. It gives you cover for inpatient hospitalisation, pre & post hospitalisation, daycare procedures, hospitalisation expenses with no sub-limits, expenses incurred on pre-existing diseases and much more. Overall, you pay a very less price for coverage enhancement.
L
Lekikha
On: Feb 12, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Ideal top up, recommended!
I was thinking of extending my cover somehow. When i got to know about this top up plan i was immediately ready to buy it. The reason being it covered me for much more at a less premium price. I recommend it to everyone, especially to people below 55 years of age as it does not need check-up up to this age.
G
Gaurav Singh
On: Feb 07, 2020
Good one at affordable premium
I have found this plan to be very beneficial. Other than increasing cover, it gives you many benefits like two year policy period, individual and floater sum insured options, no claims experience loading on renewal, and others. There are also no medical tests up to age of 55 years.
V
Vikrant Singh
On: Feb 04, 2020
Nice top up plan to have
I am a new customer of this plan. I have bought this hdfc ergo policy around 18-20 days back. As of now, the buying experience and other services have been nice. The policy has extended my cover with a significant amount. However, the premium is very low.
S
Sitaram
On: Jan 30, 2020
Increased my cover with this
My experience with this super top up plan was great. The claim process was very smooth. Also, i got all the services and facilities promised. It is because of this plan only that i was able to avail the best possible medical treatment without worrying about the money part.
K
Krishan Yadav
On: Jan 17, 2020
For policy cover enhancement
I was looking for a way to increase my cover. All thanks to insurancedekho, i found this plan. Now, i have enhanced cover with benefits like in-patient hospitalisation, pre and post hospitalisation, daycare procedures, and many other benefits. Also, the policy doesn’t require pre-medical checkup up to 55 years of age.
S
Sushant Agarwal
On: Jan 03, 2020
Happy with this one
I have purchased this super top up plan a few days back only. I am quite satisfied with the features covered. Also, the premium is an amount i can easily afford. I am so thankful to insurancedekho people that they suggested this plan to me and i was able to extend my health insurance cover.
A
Arvind Shukla
On: Dec 26, 2019
Perfect as super top up plan
I am a new customer of my: Health Medisure Super Top-up plan. I have taken this policy alongside my basic health insurance plan. The best thing is that the top up is really affordable. Medical test up to the age of 55 years is not required so that was a plus for me. Moreover, i have got a discount of 5% for taking it for 2-year period.
G
Gunjan Tyagi
On: Dec 17, 2019
Great experience with this hdfc policy
I have had a superb experience with this super top up policy. Not even once i failed any sort of problem buying this plan nor claiming it. Moreover, i did not have to pay a high premium for this policy. All thanks to insurancedekho experts that i was able to choose this plan and benefit from it.
N
Neha Kapoor
On: Dec 09, 2019
Totally worth it
Excellent policy by hdfc ergo. my: Health Medisure Super Top Up is an affordable and reliable way to extend the health insurance cover. I have purchased this plan on family floater basis. I did not have to undergo any kind of pre-policy medical test. I also got a 5% discount on the total premium amount as i chose it for a term of 2 year.
R
Raghu Pal
On: Dec 09, 2019
Good for coverage enhancement
I was looking for a way to extend the insurance cover of my policy. Instead of buying a new one, i chose to opt for this plan instead. Let me tell you that the reasons i chose this plan is because it covers hospitalisation expenses without any sub-limits and also because expenses incurred on pre-existing diseases are covered.
N
Nitin Singh
On: Dec 06, 2019
Does what it promises
It is my second cover with hdfc ergo. I want to extend my thanks to insurancedekho people that they recommended this policy to me. my: Health Medisure Super Top-up policy is great as it does not demand much premium, gives 5% discount on opting for a two-year policy. I am also grateful to hdfc ergo for bringing this cover.
S
Sachin Katheria
On: Dec 06, 2019
Policy is satisfactory
I want to thank insurancedekho people for helping me buy this top up plan. I am happy with my this policy purchase and because i have got covered for in-patient treatment, pre and post hospitalisation, daycare procedures, hospitalisation expenses with no sub-limits, pre-existing diseases, etc. I want to suggest this policy to my other relatives also.
B
Bittu Laal
On: Dec 05, 2019
Great work done by hdfc
Hdfc ergo has done a great job by bringing this policy in its product range. This my: Health Medisure Super Top-up policy does not require people to undergo any medical test up to the age of 55 years. Also, a 5% discount on the total premium amount on opting for a 2 year policy is available for policyholders.
A
Avinasha Shukla
On: Dec 05, 2019
Good top up policy to buy
This is my recent purchase with hdfc ergo. I must say that i have made the perfect health investment according to my needs. Under this plan, i have got my family covered. The best part is that this plan does not require medical tests up to the age of 55 years.
A
Aniket Sinha
On: Dec 04, 2019
Worth the investment
my: Health Medisure Super Top-up was easy to purchase for me. The reason i chose this plan was to increase my health insurance cover without paying a massive premium amount. Features that are good in the plan include in-patient hospitalisation, pre and post hospitalisation, daycare procedures, lifetime renewability option, and no medical tests up to the age of 55 years.
A
Amit Mehrotra
On: Dec 03, 2019
Happy with this top up
Hdfc ergo’s plans are always good to invest in. This time, i chose my: Health Medisure Super Top-up to gain cover for hospitalisation expenses with no sub-limits as well as coverage for expenses incurred on pre-existing diseases. Must say that i made the right deal according to my requirements.
A
Anil Gupta
On: Dec 03, 2019
Affordable top up by hdfc ergo
I have become a fan of hdfc ergo after buying this policy. This top up is definitely worth investing. It increases your health insurance cover at a very minimal premium cost. Features like in-patient hospitalisation, pre and post hospitalisation expenses, daycare procedures, and others are a plus.
S
Sarikur Jagadevi
On: Nov 22, 2019
Good cover for top up
I have recently purchased this policy from hdfc ergo on recommendation of InsuranceDekho. It does not require people up to 55 years to undergo pre-policy medical tests. In-patient hospitalisation, pre & post hospitalisation cost, daycare procedures, lifetime renewability option enhance the value of the cover even more. I highly recommend it!
A
Aligi Sunitha
On: Nov 22, 2019
Good extension of coverage
Special mention to insurancedekho people for recommending this top up to me. I was looking for a good top up for last 4-5 months. Now that i have it i am satisfied with the cover i have got. I will definitely recommend this plan to my friends and relatives.
D
Debashish Chowdhury
On: Nov 13, 2019
Satisfied with the cover and facilities
I am happy to buy this plan. Inpatient hospitalisation, pre & post hospitalisation expenses, daycare procedures, and many other expenses are covered under my top up plan. The premium amount is less so i am not worried about my financial stability. Overall, it was a good decision!
A
Amol Mishra
On: Nov 13, 2019
For affordable top up, hdfc is best
It has been a few months that i am looking for a good top up plan. Luckily, i have found this one. I am taking this plan because it increases my cover and i don’t have to buy a new policy or pay a lot. I recommend it to everyone.
A
Ashok Tankala
On: Nov 11, 2019
Good job hdfc, this plan is good
Buying this top up plan has ended my all finance related worries. Lifelong renewal, affordable premium, coverage for multiple expenses such as pre & post hospitalisation, pre-existing disease and others are good features of the plan. I insist all to buy this plan because it is perfect!
R
Rohit Bhatia
On: Nov 11, 2019
Secure online payment
I landed on InsuranceDekho in search of a suitable health insurance policy. I checked the insurance companies and plans offered by them. I finalized my plan based on the premium rate and benefits and bought HDFC Ergo General Insurance’s my:Health Medisure Classic plan.
R
Rupam Santra
On: Invalid date

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FAQs

What are the types of plans offered by HDFC Ergo?
HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.
Is there a limitation on the entry age for buying HDFC medical insurance plans?
The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.