What are Third Degree Burns?

Third Degree Burns are severe burns that destroy the skin, muscles, and bones. The area which gets burnt appears to be white or charred. With third-degree burns, a person is not able to feel any sensations in the burnt area as the nerve endings get completely damaged. As a lot of tissue gets destroyed, the healing of the tissue is considerably slow. They at times are also known as “full-thickness burns or major burns”.

On many occasions, third-degree burns or major burns are generally caused due to -

• Hot Liquid - A skin injury caused due to hot liquid is known as scald.
• Fire Flames - Most of the burns are known as flame burns since it is caused by fire. Close contact with fire can lead to skin injuries.
• Electricity - These burns happen due to electric currents. They are generally intense and might cause acute harm to the affected area of the skin and the underlying tissue.
• Chemicals - Chemical burns may be caused when the skin gets in contact with combustible gases or liquids.
• Contact Burn - It happens when a hot object causes any damage to the skin. During such cases, the burn generally is confined to the area of the skin that met with the hot item.

Prevention and Treatment of Third Degree Burns

There are different ways that could cause serious burns including chemicals, hot water, electric sources, etc that can lead to permanent skin injury and scarring. However, with wise prevention and quick treatment, injuries caused by burns can be minimized. While treatment for third-degree burns depends on the seriousness of the burn yet some of the treatment methods are listed below -

• Do Not Apply Cold Water - Avoid running cold water on the affected area and also don’t remove the piece of clothing that is stuck to the burnt area. Remember, it is significant to keep yourself warm after the burn.
• Use Sterile Gauge Pad - In case the affected skin area does not ooze, then cover the burnt area using a sterile gauge if accessible and rush to seek medical care. With the nonavailability of sterile gauge pad, cover the affected skin area with a clean towel.
• Avoid Putting Butter, Ghee, or Powder On The Affected Area - Do not use any of the home remedies if you wish to heal your injuries sooner. These methods rather than relieving the pain may cause swelling and in certain cases, if blisters form and break, it might cause infection too. Seek expert advice from a doctor or physician in case the pain or redness exceed a few hours. Immediate medical care is necessary for all kinds of electrical burns on hands, genitals, or any other skin area.
• Antibiotic Ointments - Consult your doctor once before applying any kind of cream or antibiotic ointment on the burnt area for the purpose of treatment. Your physician can also recommend medications other than creams and gel to heal quickly.

Health Insurance Plans That Cover Third-Degree Burns

To undergo treatment for critical illnesses like third-degree burns, involves a hefty amount to be spent by the patient. Therefore, to save yourself from sudden financial burden, a critical illness plan that safeguards you from medical expenses is extremely important. A lump sum amount is paid to the insured if the policyholder gets diagnosed with a critical illness that is covered in the plan. Additionally, a critical illness policy also covers you against many life-threatening diseases like cancer, kidney failure, coma, etc apart from third-degree burns. There are many renowned health insurance companies that cover third-degree burns as a critical illness like Reliance Critical Illness Insurance Policy by Reliance General Insurance, Digit Health Plus Policy by GoDigit and Criticare Plan by Max Bupa, are to name a few. You can buy these policies from the InsuranceDekho platform at a reasonable cost and with complete assistance.

Buy Health Insurance for Third-Degree Burns from InsuranceDekho

Apart from the aforementioned health insurance policies, you will find a range of other critical illness plans lined up for third-degree burns that offers coverage and treatment expenses for third-degree burns. The platform lets you choose a policy with a transparent and easy buying procedure within just a few minutes. Besides, other benefits of buying a policy from InsuranceDekho includes:

• Flexible payment mode.
• Full assistance during the buying process.
• Great customer care services after policy issuance.
• Free online premium calculator tool.