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HomeHealth InsuranceCareCare Joy Policy Wording

Care Joy Maternity Health Insurance Wordings

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Highlights
Claim Settlement Ratio95.47%
COVID-19 CoverYes
In-House Claim Settlement100%
Network Hospitals8,250+
Policies Sold6,91,739
RenewabilityLifelong

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Care Health Insurance Plan List

  • page-template-plans (6)
  • page-template-critical-illness (2)
Name of PlanSum Insured
Care Minimum: 91 Days; Maximum: No Limit 3 Lakh Check Premium
Care HeartMin: 18 Years; Max: No Limit3 Lakh Check Premium
Care SeniorMin: 61 Years; Max: No Limit3 Lakh Check Premium
Care FreedomMin: 90 Days; Max: No Limit3 Lakh Check Premium
Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
Cancer Mediclaim PolicyMin: 5 Years; Max: 50 Years 10 Lakh Check Premium
Critical Mediclaim PolicyMin: 5 Years; Max: 50 Years 10 Lakh Check Premium
Care Joy Policy Min: 1 Day; Max: 65 Years3 Lakh Check Premium

6003 Care Cashless Network Hospitals in India

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FAQs on Care Joy Policy Health Insurance Plan

  • What is the minimum and maximum entry age for Care Joy Policy?

    The minimum entry age for adults is 18 years, for children it is 1 day, and newborn babies are 1 day. Whereas the maximum entry age for adults is 65 years, for children it is 24 hours, and newborn babies are 90 days.  

  • What are the waiting periods under Care Joy Policy?

    Care Joy Policy comes with the following waiting periods: 

    • 30 days for any illness except accident
    • Waiting period of 9 months for maternity  
    • Waiting period of 2 years for specific treatments/illnesses
    • 4 years for pre-existing diseases

  • Is there any co-payment under Care Joy Policy?

    If you enrol at the age of 61 years or more, then you will be required to pay 20% of the claim amount under the policy.  

  • What is the cover type under Care Joy Policy?

    Care Joy Policy can be purchased on an individual or family floater basis. 

  • Is maternity cover available under this policy?

    Yes. Care Joy Policy covers you for maternity expenses but only up to 45 years of age. 

Claim Process at Care Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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