Care Cancer Mediclaim Health Insurance Wordings

When buying cancer insurance policy, you should keep the following factors in mind:

• Sum insured: Considering the high medical inflation rates, it is recommended to purchase a cancer insurance policy with a high sum insured amount.
• Coverage features: Opt for a policy that offers features like organ donor cover, medical procedures like chemotherapy, etc.
• Waiting period: When buying a cancer insurance policy, take note of the claim period as this is the period during which you will not be able to make any claim.  
• Types and stages of cancer: check the types and stages covered under our cancer insurance policy to avoid any discrepancy at the time of claim. 

Cancer insurance policy offers you the following benefits: 

• Cover for hospitalization expenses
• Tax benefits under Section 80D of the Income Act, 1961
• Cover for various medical procedures
• Cashless treatment at a network hospital

There is no requirement to go through a medical check-up before buying a cancer insurance policy. But it may be required at the discretion of an underwriter.  

Yes. you can avail No Claim Bonus in case you don’t make any claim under your Cancer mediclaim insurance policy. Under this feature, the sum insured gets increased by a specific percentage for every claim free year that is completed and is continuous.