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Bharti AXA SmartHealth Critical Illness Health Insurance User Reviews

93 reviews Rate This
Bharti AXA
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.10%
COVID-19 CoverYes
Network Hospitals4,500+
Policies Sold21,829
RenewabilityLifelong

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Rating of SmartHealth Critical Illness
4.3
Based on
18 User reviews

  • Best among the bests!

    SmartHealth Critical Illness policy is a boon for those who don’t want to end up spending their lifelong savings while trying to manage expenses arising out of critical illnesses. I was one of those and bought the plan with the same intention and got successful too. This plan helped me a lot in lessening the financial burden on me. 

    M
    Mansi
    On: Nov 26, 2019

  • Good!!!

    I went through the treatment of cancer that was luckily got diagnosed in me in its first stage only. I was provided with a lump sum amount with some more benefits that helped me go with my medication and treatment very easily without affecting my family income, lifestyle and savings. 

    R
    Ramesh Chandra
    On: Nov 26, 2019

  • Used it and found it great!

    The SmartHealth Critical Illness Plan certainly provides a comprehensive cover pertaining to critical illness treatment. If anyone is looking for a critical illness plan for self or any loved one, his or her search ends here. I have used it and found it great.   

    A
    Abdul Naieem Khan
    On: Nov 07, 2019

  • Happy and satisfied policy!

    Planning for critical illness is not just an important thing but a difficult thing too due to its cost. But I planned for it quite easily with the SmartHealth Critical Illness policy which neither. I am very happy and satisfied with the plan. I suggest everyone go for this plan.

    S
    Suresh
    On: Nov 05, 2019

  • A life saviour plan

    This plan is a simple solution to many critical illnesses. I bought this in the view of falling ill with any critical disease. The policy makes me feel quite easy to get myself treated in a good hospital. I am using this policy for more than 2 years and have claimed once.

    S
    Sudha Tripathi
    On: Oct 23, 2019
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  • Exceptional plan!

    It is one of the best critical illness plans available in the market. The plan offered me absolute support system when I needed it the most. It gave me a lump sum amount to cope up with my critical illness treatment without affecting my domestic expenses and savings.

    G
    Girish
    On: Oct 23, 2019

  • A perfect policy for critical illness!

    The SmartHealth Critical Illness Insurance is a great plan. My wife bought it for me. I haven’t made any claim yet, but quite satisfied with it. It is simple yet comprehensive health insurance plan. It covers all the expenses arising from critical illnesses and provides cover for 20 major critical illnesses like Cancer, Kidney Failure, Coma, etc. 

    H
    Harey Krishan Kumar Nath Tiwari
    On: Oct 07, 2019

  • This policy is a boon!

    This plan is a smart choice that helped me save myself from major financial distress at times that were extremely critical in terms of health. Bharti AXA’s SmartHealth Critical Illness policy is a boon for me as I never wanted to end up spending my lifelong savings on expenses arising out of critical illnesses.  

    S
    Sita Ram Meena!
    On: Oct 07, 2019

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FAQs

  • Who can buy Bharti AXA’s policy?

    Any Indian between the group of 5 years and 55 years can buy the health insurance policy of Bharti AXA.

  • How can I buy Bharti AXA health insurance plans?

    You can buy and apply for any Bharti AXA Health Insurance Policy online from the official website of Bharti AXA Health Insurance at www.bharti-axagi.co.in or you can call at 022-6118-8888. Also, you can purchase through online broker’s website like www.insurancedekho.com.

  • Are pre-medical tests required to buy a health insurance policy?

    No, pre-medical check-up is not required to buy any policy until you are up to 45 years old.

  • Are family members covered under the Bharti AXA critical illness policy?

    Yes, but the policy should be issued on a Floater Basis. Family members of the insured, comprising spouse and two dependent children (age group of 5 to 55 years, are covered).

  • Is critical illness cover important for young people?

    Yes, it is important for young people. This is because, critical illnesses can occur to anyone irrespective of their age.

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Claim Process at Bharti AXA (now ICICI Lombard) Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Bharti AXA (now ICICI Lombard) Health Insurance Contact Details

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