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Bharti AXA SmartHealth Critical Illness Health Insurance User Reviews

93 reviews Rate This
Bharti AXA
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.10%
COVID-19 CoverYes
Network Hospitals4,500+
Policies Sold21,829
RenewabilityLifelong

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Rating of SmartHealth Critical Illness
4.3
Based on
18 User reviews

  • Helped me a lot!!

    This health plan is simple and comprehensive. It is a Critical Illness policy which gave me the coverage for the cost of critical illness treatment. It gave me coverage for around 20 major critical illnesses. I have gone through a hospitalisation due to a stoke. This scheme helped me a lot.

    N
    Nishant Arora
    On: Feb 27, 2020

  • I like this plan!

    I am quite happy with this plan. It offers much more than critical illness coverage such as the coverage for home nursing, ambulance costs, hospital cash allowance, children education expense etc. I am 55 year old still got this plan. This is the best part I like for this plan.

    V
    Vikas Gupta
    On: Feb 27, 2020

  • Suits my needs!

    Treatment of critical illness is never an easy job due to unaffordable medical costs. There are many plans available to cope up with this problem, but this SmartHealth Critical Illness plan holds the better benefits and coverage than other critical illness plans in the market. It has totally been suiting my needs since I have purchased it. 

    C
    Chitwan Sharam
    On: Feb 07, 2020

  • The bestest plan...

    When it comes to the treatment of a critical illness, the worst part comes as the cost, which can even affect the lifestyle of the complete family. When my wife got diagnosed with the critical illness, this plan helped me a lot and gave me a lump sum pay due to which I didn’t feel financial crunch. 

    P
    Prakash Singh
    On: Feb 07, 2020

  • Simple and Comprehensive.

    This SmartHealth Critical Illness Insurance plan can be considered as simple as well as comprehensive health policy. This Critical Illness plan insures all the medical expenses arising from the treatment procedure of critical illnesses. With this plan I got the coverage for many major critical illnesses such as Cancer, Kidney Failure, Major Burns, and so on.  

    A
    Arvind Bhati
    On: Jan 28, 2020
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  • Promising features.

    This policy is an ideal solution for people who don’t want to let their savings spend on the treatment of critical illnesses. Anyone can opt for this great plan without thinking so much. Though I have not requested any claim yet but still this plan’s features looks enough promising to make me deal with major diseases. 

    D
    Diwakar Patel
    On: Jan 28, 2020

  • Mind blowing plan.

    I bought this plan through Insurance Dekho company. It is one of the best insurance broker firm that provide assistance to me to get this great plan. I am now very much confident to deal with critical illnesses and for getting them treated. It is not just a plan but also life support. 

    R
    Rahul Kohli
    On: Jan 03, 2020

  • Best critical illness plan.

    This SmartHealth Critical Illness plan is a boon for people who don’t want to spend their lifetime savings while trying to manage expenses arising out of any critical illness. As per my suggestion, it’s better to go ahead with the decision, to buy this health insurance plan without any doubt. 

    R
    Ramendra Khanduri
    On: Jan 03, 2020

  • Smatest health plan!

    This SmartHealth Critical Illness plan has just saved my assets from getting sold after I was diagnosed with initial stage cancer. During that period, this policy never let me worry about the expenses. I am so so and so thankful to this SmartHealth Critical Illness Policy. Wishing Bharti AXA and this plan a huge success ahead in the market.   

    R
    Rohan Kapoor
    On: Dec 11, 2019

  • Committed for life saving!

    SmartHealth Critical Illness health insurance policy is an affordable plan and specifically framed to cover critical illnesses. Although I have not made any claim yet still believe to be covered if any day detected with any of the 20 critical illnesses such as Cancer, Stroke, Kidney Failure, Major Burns, Coma, and Coronary Artery Bypass Surgery.

    Y
    Yash Swaroop
    On: Dec 11, 2019

Bharti AXA Cashless Network Hospitals in India

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FAQs

  • Who can buy Bharti AXA’s policy?

    Any Indian between the group of 5 years and 55 years can buy the health insurance policy of Bharti AXA.

  • How can I buy Bharti AXA health insurance plans?

    You can buy and apply for any Bharti AXA Health Insurance Policy online from the official website of Bharti AXA Health Insurance at www.bharti-axagi.co.in or you can call at 022-6118-8888. Also, you can purchase through online broker’s website like www.insurancedekho.com.

  • Are pre-medical tests required to buy a health insurance policy?

    No, pre-medical check-up is not required to buy any policy until you are up to 45 years old.

  • Are family members covered under the Bharti AXA critical illness policy?

    Yes, but the policy should be issued on a Floater Basis. Family members of the insured, comprising spouse and two dependent children (age group of 5 to 55 years, are covered).

  • Is critical illness cover important for young people?

    Yes, it is important for young people. This is because, critical illnesses can occur to anyone irrespective of their age.

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Claim Process at Bharti AXA (now ICICI Lombard) Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Bharti AXA (now ICICI Lombard) Health Insurance Contact Details

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