Who can buy Bharti AXA’s policy?

Any Indian between the group of 5 years and 55 years can buy the health insurance policy of Bharti AXA.

How can I buy Bharti AXA health insurance plans?

You can buy and apply for any Bharti AXA Health Insurance Policy online from the official website of Bharti AXA Health Insurance at www.bharti-axagi.co.in or you can call at 022-6118-8888. Also, you can purchase through online broker’s website like www.insurancedekho.com.

Are pre-medical tests required to buy a health insurance policy?

No, pre-medical check-up is not required to buy any policy until you are up to 45 years old.

Are family members covered under the Bharti AXA critical illness policy?

Yes, but the policy should be issued on a Floater Basis. Family members of the insured, comprising spouse and two dependent children (age group of 5 to 55 years, are covered).

Is critical illness cover important for young people?

Yes, it is important for young people. This is because, critical illnesses can occur to anyone irrespective of their age.

Bharti AXA Smart Health Insurance User Reviews

93 reviews Rate This

Bharti AXA

Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	93.10%
COVID-19 Cover	Yes
Network Hospitals	4,500+
Policies Sold	21,829
Renewability	Lifelong

Health Insurance Calculator

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Smart Health Insurance Plan

4.0

Based on

18 User reviews

Impressive.
This is a smart policy indeed. I am using it for more than 2 year. The customer support team of this plan is very great. They are always ready to entertain you and get all your doubts cleared. Also, Claim settlement process is also very swift. I am damn impressed with this plan.
Y
Yug Sinha
On: Feb 25, 2020
One of the best.
The Smart Health Insurance policy is a relevant and great option to go with. Anyone you wants to safeguard the wealth and health of himself and his family must go for this plan. It is economical scheme, which provided me with a superior coverage without touching my savings.. All in all, it is one of the best choices.
M
Megha Deshpande
On: Feb 25, 2020
A reliable name.
This is a great plan which helped me a lot by offering the best possible medical help at affordable rates. Its ultimate support made me not to worry about managing the finances during the time of medical crisis. I can conclude that Bharti AXA is a trusted name and does everything to secure the health and financial condition.
M
Mayuri Khanna
On: Feb 07, 2020
Lucrative plan!
Smart Health Insurance policy holds a wide array of benefits to offer for individuals as well as families. I have been using it for more than 2 years. I started it individually and later converted it into family one. In both the situations this policy kept me secured as well as tension free.
P
Pinki Kumari
On: Feb 07, 2020
Very very good.
This policy offered me very good medical coverage. The coverage it provided me ranged to the amount of sum insured, which is easy to avail by policyholders. The adverse health condition could be due to any accident, injury or illness. Also, the plan renders many other benefits such as daycare, health check-ups, and so on.
R
Riddhi Sinha
On: Jan 24, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Special one.
The Smart Health Insurance policy is a great option to go for. It has been safeguarding me and my family’s health and wealth. It is available at reasonable costs and provided me a better level of coverage without affecting my savings. All in all, it is a considerable choice.
R
Ronit Ghai
On: Jan 24, 2020
Extensive Offerings.
This Smart health insurance is a policy, which provides healthcare coverage to customers. The coverage range of this plan reaches up to Rs. 5 Lakh. I purchased this plan and availed this during hospitalisation because of any accident, illness or injury. Besides these, the health policy rendered me many other offerings like daycare, ayush treatment, health check-ups, etc.
V
Vijay Deshmukh
On: Jan 03, 2020
Smartest plan of all.
I am an independent woman and always wanted to deal with my problems on my own. I bought this Smart Health Insurance Plan on the advice of my friend and feeling very happy and confident since then. This is one of the best health insurance plans available in the market which offer great benefits at affordable rates.
H
Himani Aggarwal
On: Jan 03, 2020
A good coverage plan!
It is one of the best available plans in the Indian health insurance industry. It provides every possible medical-related help to look after its policyholders. There are several benefits and an extensive coverage offered under this Smart Health Insurance Plan by Bharti AXA. I have used it and will be suggesting it to all.
N
Niranjan Shah
On: Dec 11, 2019
Brilliant scheme for health.
Over the last 3 years, this plan has been supporting me and let me combat against different types of illnesses. I am not from a well off family but this plan is designed in a way that enabled me to deliver wellness to my family. It is not just customer friendly but also a pocket-friendly plan.
M
Mayuri Verma
On: Dec 11, 2019
A plan for all.
I bought this Smart Health Insurance policy 2 years ago and found that it has a vast array of benefits to offer. So, anyone can invest in the policy to get coverage for hospitalisation expenses, pre & post hospitalisation expenses, domiciliary hospitalisation, day care treatment, AYUSH treatment, and countless others. I suggest this plan for all.
S
Swapan Sasmal
On: Nov 26, 2019
Protects my health and wealth!
I can easily say that Smart Health Insurance is a great option to go with if you want to safeguard the health and wealth of your family. It is an affordable policy that provides superior coverage without breaking your saving account. All in all, it is a considerable choice for everybody.
R
Rouhin Banerjee
On: Nov 26, 2019
Very smart plan!
This policy made me stay financially stable even during an unfortunate medical emergency. Be it an illness or accident that required me to go under medical treatment, this policy always provided me with ultimate support due to which I never had to worry about managing finances during the hospitalisation.
A
Ashitkumar P Shah
On: Nov 06, 2019
A health plan for life!
A time when you can least afford to be under stress. So, if you place your trust in Bharti AXA, go for this Smart Health Insurance to secure the health and financial condition of you and your family. I am very much happy and satisfied with its performance.
R
Raman Lal
On: Nov 01, 2019
A great choice!
Smart Health Insurance is a great option to go with. I have protected my family with this plan, and if you want to safeguard the health and wealth of your family opt for this today. It is an affordable policy that provided me with the best and supreme coverages without affecting my bank balance. All in all, it is a great choice.
R
Rakesh Jain
On: Oct 23, 2019
Ultimate Support!
If you want to leave all your family health related stress and tension behind, purchase the Bharti AXA’s Smart Health Insurance policy, which actually helps you stay financially stable even during an unfortunate medical emergency. It has given me enough strength to face an illness or accident with ultimate monetary support.
R
Rohit A Mirani
On: Oct 23, 2019
Brilliant health policy!
In the last 2 years, the Smart Health Insurance has helped me stay financially stable even during an unfortunate medical emergency. Be it an illness or accident this policy has always offered me with ultimate support that never let me worry about managing finances.
R
Ravinder Kumar
On: Oct 04, 2019
A considerable option!
This Smart Health Insurance is a great option to go with if you want to protect the health and wealth of your family. It is an affordable policy that provides superior coverage so you need not break your savings. In short, it is a considerable choice without any doubt.
S
Santosh
On: Oct 04, 2019

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FAQs

Who can buy Bharti AXA’s policy?
Any Indian between the group of 5 years and 55 years can buy the health insurance policy of Bharti AXA.
How can I buy Bharti AXA health insurance plans?
You can buy and apply for any Bharti AXA Health Insurance Policy online from the official website of Bharti AXA Health Insurance at www.bharti-axagi.co.in or you can call at 022-6118-8888. Also, you can purchase through online broker’s website like www.insurancedekho.com.
Are pre-medical tests required to buy a health insurance policy?
No, pre-medical check-up is not required to buy any policy until you are up to 45 years old.
Are family members covered under the Bharti AXA critical illness policy?
Yes, but the policy should be issued on a Floater Basis. Family members of the insured, comprising spouse and two dependent children (age group of 5 to 55 years, are covered).
Is critical illness cover important for young people?
Yes, it is important for young people. This is because, critical illnesses can occur to anyone irrespective of their age.

View All

Claim Process at Bharti AXA (now ICICI Lombard) Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Bharti AXA (now ICICI Lombard) Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Bharti AXA (now ICICI Lombard) Health Insurance
18001024444Mon to Sat 9 AM to 7 PM
service@bharti-axalife.com