On what factors the eligibility to get a health insurance plan depends?

The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.

Can I buy a health insurance policy for my 4-year-old kid?

Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.

When should a reimbursement claim request be submitted?

Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.

What is the period in which Aditya Birla Health Insurance settles claims?

Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?

The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.

Aditya Birla Activ Health Essential Insurance User Reviews

468 reviews Rate This

Aditya Birla

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	96%
Network Hospitals	11,000+
Pre-existing Disease Coverage Starting From	Day 1
Special Benefits	Incentivized Wellness
Starting Premium for Rs. 5 lakh Coverage	Rs. 270/month

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 Lac

10 Lac

25 Lac

Select Coverage

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Activ Health Essential

4.6

Based on

32 User reviews

Brilliant Product!!
It is a plan that I have already recommended to many people in my connections. I have used it for 2 long years and never got any trouble related to claim settlement, coverage or benefit. This has been a stepping stone towards a healthier life for me and my family.
S
Shalini Jain
On: Jan 01, 2020
For whole family.
This is a plan that offers coverage to up to 9 members of my family that exactly I needed. This policy is framed to let people achieve the state of well-being and move towards a healthier life. This health insurance policy tends to focus on delivering overall health care to each and every customer by offering a wide array of benefits.
M
Manik Srivastava
On: Jan 01, 2020
Easy and essential plan
People from the age of 91 days and above can avail this plan easily. There exist no maximum age of entry. These features together open up this plan for the people of different age. Besides, it provides its policyholders with a cumulative bonus of 10% of the sum insured too that can go max up to 100%.
L
Lakshita
On: Dec 10, 2019
Ultimate.
The Activ Health Essential Plan is framed to deliver every possible cover to its insured members. Although I had to undergo a medical examination to get covered under this health insurance plan, the policy holds enough in its bucket that makes it worth going through that as well.
U
Umakanta Behera
On: Dec 10, 2019
Offered me satisfaction!
After using this Activ Health Essential Plan for 4 years, I can conclude it as a stepping stone towards a healthier life. The Activ Health Essential Plan provided me with multiple benefits such as ambulance expenses, daycare procedures, annual health check-up and so on. I am fully satisfied with this policy.
K
Krunal
On: Nov 26, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Essential and effective plan.
This health insurance plan is designed in a way that helped me achieve the state of well-being and move towards a healthier life. This health insurance policy tends to focus on delivering overall healthcare to each and every customer by offering a wide array of benefits which got me enough satisfaction.
C
Chirag Shah
On: Nov 26, 2019
Magnificent product!
It is a perfect choice to opt for while selecting a health insurance plan for an individual or a family. In my opinion, this is undoubtedly an excellent product by Aditya Birla health insurance, which is available at a reasonable price and that too, by providing complete customer satisfaction.
R
Rajkumar Sharma
On: Nov 06, 2019
Never disappoints!
When it comes to selecting a health insurance plan I always suggest people go for Activ Health Essential plan. It is a policy that never disappoints you and will always leave a mark of satisfaction on your heart. I have used it for 2 years and I am sure about its performance.
P
Pramod Kamble
On: Nov 03, 2019
A perfect plan for my family!
This Activ Health Essential Plan is a stepping stone towards a healthier life in my life. It offered me multiple benefits such as ambulance costs, daycare procedure expenses, annual health check-up, and so on. It is so relieving and so affordable which makes this plan the best for my family and me.
G
Gowreesha GV
On: Oct 23, 2019
Satisfying and Blissful!
In addition to several features and benefits, the Activ Health Essential Plan also offered me Day 1 cover for specific chronic illnesses such as high cholesterol, hypertension, diabetes, etc. Moreover, it also gave me the option to choose a hospital room at the start of the policy tenure. These things are quite satisfying and blissful.
S
Sanju Barua
On: Oct 23, 2019

Page 3 of 4 pages

10849 Aditya Birla Cashless Network Hospitals in India

Search your city

View All Aditya Birla Network Hospitals

Choose Aditya Birla Health Insurance Critical Illness Plan

Choose Aditya Birla Health Insurance Plan for

FAQs

On what factors the eligibility to get a health insurance plan depends?
The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.
Can I buy a health insurance policy for my 4-year-old kid?
Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.
When should a reimbursement claim request be submitted?
Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.
What is the period in which Aditya Birla Health Insurance settles claims?
Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.
What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?
The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.

View All

Claim Process at Aditya Birla Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Aditya Birla Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Aditya Birla Health Insurance
1800-270-7000Mon to Fri 10:00 AM to 7:00 PM
care.healthinsurance@adityabirlacapital.com