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HomeHealth InsuranceAditya BirlaActiv Health EssentialUser Reviews

Aditya Birla Activ Health Essential Insurance User Reviews

468 reviews Rate This
Aditya Birla
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio96%
Network Hospitals11,000+
Pre-existing Disease Coverage Starting FromDay 1
Special BenefitsIncentivized Wellness
Starting Premium for Rs. 5 lakh CoverageRs. 270/month

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Rating of Activ Health Essential
4.6
Based on
32 User reviews

  • Instructions on policy purchase

    I got instructions on how to choose the best insurance policy and how to purchase a befitting policy while perusing insurancedekho. The instructions seemed feasible thanks to the lucid language. Following the instructions, I bought Aditya Birla Health Insurance’s Activ Health Essential plan.

    P
    Pintu Vaidya
    On: Feb 17, 2021

  • Information on reimbursement claim

    I came to InsuranceDekho to understand what the benefits of reimbursement claim are and how to apply. The information on the website was detailed and the steps were clearly mentioned. It helped me to make a reimbursement claim later on the website for my Aditya Birla Health Insurance’s Activ Health Essential plan.

    R
    Richa Sharma
    On: Feb 09, 2021

  • Learned how to make claims

    Before purchasing the Aditya Birla Health Insurance’s Activ Health Essential plan, I wanted to know in detail about how to make a claim. I could find the details with a single click on the ‘Claim Settlement’ segment on the website of InsuranceDekho.

    T
    Tridha Roy
    On: Jan 29, 2021

  • Fast online pay

    Paying online for my Aditya Birla Health Insurance’s Activ Health Essential plan using InsuranceDekho was fast and seamless. I paid the premium by giving my debit card details. It was successful within a few seconds. Could not ask for a better service.

    L
    Lakshman Pandey
    On: Jan 28, 2021

  • Simple policy issuance

    I landed on InsuranceDekho looking for a suitable health insurance policy for my family. I generated my quotes by simply giving personal details. I compared the premium and found Aditya Birla Health Insurance’s Activ Health Essential plan. I finalised the plan and paid. Super simple procedure.

    A
    Aditi Malhotra
    On: Jan 19, 2021
    • Must BuyMust Buy

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  • Dedicated helpdesk

    I wanted to get detailed information about Aditya Birla Health Insurance’s Active Health Essential plan. So, I contacted the customer team of InsuranceDekho. They stepped up to resolve all my queries. I even got great suggestions on how I could receive more benefits on my policy.

    T
    Tapasi Chandra
    On: Jan 05, 2021

  • No hidden charges applicable

    Using InsuranceDekho to purchase Aditya Birla Health Insurance’s Activ Health Essential plan was reassuring as it did not involve any hidden charges. I only paid the amount I saw on screen for the chosen policy. Never knew online policy purchase could be this secure.

    G
    Gautam Bharti
    On: Jan 04, 2021

  • Elite class service

    I was served well by the team of InsuranceDekho while purchasing Aditya Birla Health Insurance’s Activ Health Essential plan. Before purchasing, I contacted them to enquire whether the plan was well aligned with my purpose. They listened to my personal preferences and reaffirmed that I made the right choice.

    M
    Mrinal Choudhury
    On: Dec 09, 2020

  • Supportive helpdesk

    I was looking for a proper health plan that could help my family and me during health emergencies. I visited InsuranceDekho contacted the helpdesk. They gave a consultation based on my preferences. I found Aditya Birla Health Insurance’s Activ Health Essential plan perfectly suitable to my criterion.

    J
    Jagannath Ganguly
    On: Dec 07, 2020

  • No extra charges

    I have bought the Aditya Birla Health Insurance’s Activ Health Essential plan from InsuranceDekho very recently. The website has no hidden or extra charges for the policies. I only paid for the price of the policy. I have never seen a reliable website like InsuranceDekho before.

    B
    Baidik Deb
    On: Nov 30, 2020

  • Premium calculator available

    InsuranceDekho has made the process of premium calculation easier. I used the calculator to calculate the estimated premium of the Activ Health Essential policy of Aditya Birla Health Insurance. It did the job in seconds and saved my effort.

    S
    Sheikh Basit
    On: Nov 26, 2020

  • Amiable help desk

    I contacted the help desk of InsuranceDekho to learn more about cashless mediclaim. I am a policyholder of Aditya Birla Health Insurance’s Activ Health Essential. The customer executive was courteous and eager to help. Now, I know all there is to know about cashless mediclaim.

    S
    Shreya Naskar
    On: Nov 24, 2020

  • Learn about best insurers at a click

    I landed on the insurancedekho.com and was amazed at the fact that I could know about all the best insurers and the specifications of available policies under one page. I gathered all the necessary information about health insurance policies. It helped me to get Aditya Birla Health Insurance Activ Health Essential policy for my family.

    D
    Debalina Chandra
    On: Nov 09, 2020

  • No hidden charges

    InsuranceDekho is the most genuine website I know. I purchased Aditya Birla Health Insurance’s Activ Health Essential policy from the website. I just had to pay for the premium. There were no hidden or extra charges involved. My family is now secured because of them.

    P
    Pramotesh Srivastav
    On: Nov 06, 2020

  • A much need one plan.

    Just like its name, this plan is essential to have. I am using this for 2 years and planning to renew it again and again. I didn’t find any flaw in this health plan. This plan gave me extensive coverage and great benefits. This is certainly a must-have a scheme.

    V
    Vishnu Sharma
    On: Feb 25, 2020

  • A healthy deal.

    Since when I have bought this plan, I have been headed towards a healthier life. This is a plan that actually has taught me and helped me to life a great life without thinking of diseases. I recommend this to every one close to me. 

    R
    Ruchi Mehra
    On: Feb 25, 2020

  • Road to healthiness.

    This health insurance policy gave me benefits to protect me and my family. Apart from delivering medical assistance it also delivered me various rewards at the same time to make me earn. This scheme is framed in a way which let me embark a journey towards healthiness and well-being. 

    G
    Girish Chandel
    On: Feb 07, 2020

  • Must have policy!

    In addition to a lot of benefits and coverages for different illnesses, this health insurance plan provided me with an additional value-added benefits. I also got some rewards in the form of health returns where around 30% of annual premium is given as HealthReturns. It is a must have health plan for everyone. 

    V
    Vikrant Saluja
    On: Feb 07, 2020

  • Amazing benefits.

    This health insurance plan is designed to offer every sort of support to head towards the well-being. It gave me a coverage of Rs. 10 Lakh, which gave me a sense of protection. It also provided me with additional value-added benefits and rewards in the form of health returns through which it gave me every possible health related help.

    M
    Mayank Goel
    On: Jan 24, 2020

  • Long-lasting product.

    I am a user of this plan for long. It is the most suitable choice to choose this health insurance plan for me and my family. This is undoubtedly an excellent product available at a reasonable price and that too, by providing complete customer satisfaction. From benefits to coverage it delivers the best possible.

    R
    Raghu
    On: Jan 24, 2020

  • Brilliant Product!!

    It is a plan that I have already recommended to many people in my connections. I have used it for 2 long years and never got any trouble related to claim settlement, coverage or benefit. This has been a stepping stone towards a healthier life for me and my family. 

    S
    Shalini Jain
    On: Jan 01, 2020

  • For whole family.

    This is a plan that offers coverage to up to 9 members of my family that exactly I needed.  This policy is framed to let people achieve the state of well-being and move towards a healthier life. This health insurance policy tends to focus on delivering overall health care to each and every customer by offering a wide array of benefits.

    M
    Manik Srivastava
    On: Jan 01, 2020

  • Easy and essential plan

    People from the age of 91 days and above can avail this plan easily. There exist no maximum age of entry. These features together open up this plan for the people of different age. Besides, it provides its policyholders with a cumulative bonus of 10% of the sum insured too that can go max up to 100%. 

    L
    Lakshita
    On: Dec 10, 2019

  • Ultimate.

    The Activ Health Essential Plan is framed to deliver every possible cover to its insured members. Although I had to undergo a medical examination to get covered under this health insurance plan, the policy holds enough in its bucket that makes it worth going through that as well. 

    U
    Umakanta Behera
    On: Dec 10, 2019

  • Offered me satisfaction!

    After using this Activ Health Essential Plan for 4 years, I can conclude it as a stepping stone towards a healthier life. The Activ Health Essential Plan provided me with multiple benefits such as ambulance expenses, daycare procedures, annual health check-up and so on. I am fully satisfied with this policy. 

    K
    Krunal
    On: Nov 26, 2019

  • Essential and effective plan.

    This health insurance plan is designed in a way that helped me achieve the state of well-being and move towards a healthier life. This health insurance policy tends to focus on delivering overall healthcare to each and every customer by offering a wide array of benefits which got me enough satisfaction. 

    C
    Chirag Shah
    On: Nov 26, 2019

  • Magnificent product!

    It is a perfect choice to opt for while selecting a health insurance plan for an individual or a family. In my opinion, this is undoubtedly an excellent product by Aditya Birla health insurance, which is available at a reasonable price and that too, by providing complete customer satisfaction.

    R
    Rajkumar Sharma
    On: Nov 06, 2019

  • Never disappoints!

    When it comes to selecting a health insurance plan I always suggest people go for Activ Health Essential plan. It is a policy that never disappoints you and will always leave a mark of satisfaction on your heart. I have used it for 2 years and I am sure about its performance. 

    P
    Pramod Kamble
    On: Nov 03, 2019

  • A perfect plan for my family!

    This Activ Health Essential Plan is a stepping stone towards a healthier life in my life. It offered me multiple benefits such as ambulance costs, daycare procedure expenses, annual health check-up, and so on. It is so relieving and so affordable which makes this plan the best for my family and me.

    G
    Gowreesha GV
    On: Oct 23, 2019

  • Satisfying and Blissful!

    In addition to several features and benefits, the Activ Health Essential Plan also offered me Day 1 cover for specific chronic illnesses such as high cholesterol, hypertension, diabetes, etc. Moreover, it also gave me the option to choose a hospital room at the start of the policy tenure. These things are quite satisfying and blissful.

    S
    Sanju Barua
    On: Oct 23, 2019

10849 Aditya Birla Cashless Network Hospitals in India

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FAQs

  • On what factors the eligibility to get a health insurance plan depends?

    The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.

  • Can I buy a health insurance policy for my 4-year-old kid?

    Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.

  • When should a reimbursement claim request be submitted?

    Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.

  • What is the period in which Aditya Birla Health Insurance settles claims?

    Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

  • What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?

    The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.

View All

Claim Process at Aditya Birla Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Aditya Birla Health Insurance Contact Details

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