Zuno Own Damage Car Insurance
| CASHLESS GARAGES | 1,500 |
| CLAIMS SETTLED | 98% |
| COMPREHENSIVE CLAIMS | UNLIMITED |
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Zuno Standalone Own-Damage Car Insurance Policy
Standalone Own-Damage Insurance Policy provides coverage against damage or loss sustained by the car due to events such as accident, theft, fire, and so on. Based on the coverage, the own-damage cover is a section of the comprehensive car insurance cover which is designed to give complete protection to your car. Standalone own-damage covers are optional but they are highly recommended. Apart from financial protection, it brings some discounts to offer coverage at a lower premium rate.
Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance
Basis | Zuno Third Party Insurance | Zuno Standalone Own-Damage | Zuno Comprehensive Insurance |
Coverage | Zuno third party car insurance covers legal and financial liabilities that may incur towards third parties for their injuries, death, as well as property damage. | Zuno standalone own-damage car insurance policy gives coverage for own-damage expenses which are due to road accidents, fire, theft, calamities, and so on. It also offers benefits like NCB and discounts for installing anti-theft devices, etc. | Zuno comprehensive car insurance policies give coverage for damage or loss incurred by your car due to accidents, theft, natural and man-made calamities. Also, it covers legal and financial liabilities against the damage sustained by the third party. It also gives NCB benefits and some discounts. |
Add-ons | Zuno third party insurance holds no add-on cover with it. | Zuno standalone own-damage insurance provides different add-on covers. | Zuno comprehensive insurance gives an extensive range of add-on covers. |
Cost | Zuno third party car insurance is available at a cheap rate as it provides limited coverage. | Zuno standalone own-damage car insurance is more expensive as it offers extended coverage. | Zuno comprehensive car insurance policy is the costliest one for providing comprehensive coverage. |
What Is Covered Under Zuno Standalone Own-Damage Policy?
The own-damage policy covers your damage and loss in the given situations:
- Damages incurred due to accidents or collisions.
- Damages or losses sustained due to fire, explosion, etc
- Damages caused during the transportation via road, air, rail, air, etc.
- Damages suffered due to man-made disasters and natural calamities.
What is Not Covered Under Zuno Standalone Own-Damage Policy?
The own-damage policy does not offer any coverage for given situations:
- If driving was done under the influence of drugs or alcohol.
- The accident happened outside the specified geographical location.
- Loss incurred due to wear and tear or any mechanical breakdown.
- Damage or loss sustained due to depreciation or consequential loss.
Benefits of Zuno Standalone Own-Damage Policy
Here are several benefits of purchasing an Zuno standalone own-damage insurance plan:
- Add-on covers will be offered to enhance the coverage.
- No Claim Bonus will be given for every claim-free year.
- Coverage against damage or loss incurred by the insured car.
How to Purchase Zuno Standalone Own-Damage Policy?
Here are the steps to purchase Zuno standalone own-damage car insurance:
Step 1: Visit the website of InsuranceDekho and click on the ‘Car’ tab.
Step 2: Enter your car’s registration number. Otherwise, you can also enter the make, model, and variant of your car, etc., to proceed.
Step 3: Enter correct and exact personal details and select the ‘Submit and Get Quotes’ tab.
Step 4: Several policy quotes will appear. You can select an Zuno car insurance policy from them as per your needs.
Step 5: Make payment for theZuno car insurance policy. After that, the policy document will be sent to your registered email ID.
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