Advantages Of Buying Long-Term Bike Insurance from ICICI Lombard

A bike insurance coverage covers your bike or scooter from harm caused by road accidents, natural disasters, theft, or loss. A bike insurance coverage protects you against damage to your bike as well as legal responsibility to third parties. You may lock your bike at a low cost with us.

Why Should You Get A Bike Insurance Policy From ICICI Lombard Online?

Some of the benefits of getting a bike insurance policy ICICI Lombard are the following-

• The Online Policy is Issued in Real-Time

Our streamlined procedures enable you to get bike insurance coverage in minutes. Once you have entered the essential information about your bike or scooter and selected your coverage choices, you can choose your mode of payment, and you're done!

• Instant Bike Insurance Renewal is Made Possible Via the Internet

You may renew your bike insurance coverage online without having to go through an examination or paying any additional fees. Enter your prior policy information, and you will be re-enrolled in your plan immediately. For a break-in renewal, it may be necessary to conduct an inspection.

• Provides a No-Claim Bonus

It is possible to get a No Claim Bonus (NCB) on your bike insurance policy if you have not filed any claims or changed ownership of the vehicle during the preceding policy term. Make sure, however, that you renew it within 90 days of the day on which it expires. Alternatively, you may transfer your NCB from your former service provider to us.

• Provides Coverage For Personal Accidents

Within the scope of our bike insurance policy, we provide personal accident coverage for the registered owner-driver and any co-passengers. The owner-driver is covered for Rs. 15 lakh, with an additional cover of up to Rs. 2 lakh for co-passengers available for a premium. A different body of up to Rs. 2 lakh is available for co-passengers.

• It Covers the Use of Accessories

High-end electrical and non-electrical equipment (such as spoilers, audio systems, alloy wheels, and so on) for your bike is covered at an additional cost by ICICI Lombard for a little extra premium.

• Provides Claim Help On a 24-Hour Basis

We provide claim support 24 hours a day, seven days a week, to ensure that your claims are resolved as quickly as possible. You may contact us 24 hours a day, seven days a week at 1800 2666.

You may also like to read: 3 Easy Ways to Check Bike Insurance Policy Expiry Date

What Are The Different Types Of Bike Insurance Offered By The ICICI Lombard?

When it comes to bike insurance, there are many distinct kinds-

• Policy on Two-Wheeled Vehicles In a Bundle

This bike insurance policy protects the policyholder against the expenses incurred due to unintentional damages to a third party or the policyholder's vehicle. It provides coverage for losses resulting from fire, theft, and natural catastrophes.

• Liability Insurance For Two-Wheeled Vehicles

This kind of insurance coverage protects the policyholder against any legal obligations that may arise from an accident. Under this kind of bike insurance coverage, your insurer will cover the costs of the injuries or damage if your bike causes injuries to a third party or destroys nearby property.

• Bike Insurance For Those Who Cause Harm

We cover the damages to your bike or scooter caused by natural disasters such as earthquakes, floods, cyclones, landslides, and other similar events; as well as manufactured catastrophes such as theft, burglary, and other similar events; riot, strike, and other similar events; and other similar events.

Take Away

ICICI Lombard provides comprehensive motorbike insurance coverage. It covers all of the critical elements you need for a worry-free trip, from basic third-party legal liability coverage to the range for losses or damage caused by natural disasters. Furthermore, many helpful add-on options, like an insurance for co-passengers, protection for your motorbike accessories, and so on, allow you to tailor the policy to your specific requirements.

Also Read: What Happens To Acko Car Insurance When The Policyholder Dies? 

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.