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Bandhan iTerm Term Insurance Riders

8 reviews Rate This
Highlights
Claim Settlement Ratio99.66%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For274 policies
Total Death Benefit Paid86.14 Crore

Riders are extra benefits that the policyholder can add to their life insurance policy, by paying an extra premium, at the time of policy purchase. If covered under Aegon Life iTerm plans, you can opt for the following rider:

1. Aegon Life AD Rider

The Aegon Life Accidental Death rider provides a lump-sum benefit equal to the rider sum assured if the life insured dies in case of death due to an accident. You can buy this rider cover at the time of policy purchase. It is not mandatory to buy this rider but it is a wise option to get it as it offers additional coverage at an affordable premium.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Life cover till the age of 70 years
  • In-built terminal illness benefit
  • Death benefit
  • InstaCover benefit
  • Life Stage option in Life Protect plan option

What's Not Included

  • Terminal illnesses directly or indirectly resulting due to suicide or attempt of suicide
  • Claims will not be paid in case of misrepresentation of facts
  • Death due to a high risk activity
  • Accidental death in a war or during active military service
  • Claim arising due to people visiting in ‘restricted countries’

Bandhan iTerm Insurance Plan Brochure

  • 606.17 KB
  • PDF Document
  • Jun 02, 2021
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iTerm Insurance Plan Reviews

4.6
Rating based on
8 User reviews
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What users are saying
  • All
  • Online Policy Quotes

    You can easily obtain online quotes for InsuranceDekho's term insurance policies. It was convenient to compare coverage options and premiums before making a decision to buy the Aegon Term Insurance-iTerm Insurance Plan.

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    S
    By Subhash Pradhan
    On: Sep 13, 2023
  • Responsive and Knowledgeable S...

    The support team at InsuranceDekho is not only responsive but also highly knowledgeable. They patiently explained complex terms and helped me choose the Aegon Term Insurance-iTerm Insurance Plan, which turned out to be the right term insurance plan for my family.

    Read More

    S
    By Suraj maheshwari
    On: Sep 05, 2023
  • Happy with InsuranceDekho

    I am very happy with the entire team of InsuranceDekho. They are so supportive and understanding of the customer’s needs. I was able to get the Aegon Term Insurance-iTerm Insurance Plan issued which otherwise would have been a difficult task for me. Thanks a lot! 

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    U
    By Urmila Srivastava
    On: Aug 22, 2023
  • A Safety Net for Your Loved On...

    The Aegon Term Insurance-iTerm Insurance Plan that I took from InsuranceDekho is a safety net for my loved ones, providing them the comfort of knowing that they will be cared for, come what may.

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    L
    By Lokesh Bhatt
    On: Jul 24, 2023
  • Available all through the week

    I visited the InsuranceDekho website on a Sunday to buy the Aegon Term Insurance-iTerm Insurance Plan from their website. They were available even on a Sunday to attend to my queries and problems. Loved their services.

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    T
    By Tisha Singh
    On: Jul 10, 2023
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FAQs on iTerm Insurance Plan Health Insurance Plan

  • What are the factors affecting premium for iTerm plan?

    Factors affecting premium for your iTerm plan include age, gender, medical history of the family, profession, smoking and drinking habits, personal health and policy term. 

  • Why should I buy an iTerm plan?

    You should buy iTerm plan due to the following reasons: 

    • Financial security to your family in your absence
    • It reduces the burden of financial liabilities on your family in case of eventualities
    • It offers protection in case of risks of accidents and their resulting financial impact 

  • What if I missed my premium due date?

    In case you have missed your premium due date, then the company gives you a grace period of 15 days for policies under monthly frequency and 30 days for policies under yearly or half-yearly frequency from the premium due date to pay the premium. You can pay the same during this period. 

  • How can I pay a premium for the iTerm plan?

    You can pay the premium for an iTerm plan online in a fast and secure manner. The company offers safe payment options such as credit cards, debits cards, etc. 

  • Can I buy the iTerm plan online?

    Yes. You can buy the iTerm plan online without meeting any agent, and with no paperwork at all.  

  • What are the key benefits of buying an iTerm plan?

    Following are the key benefits of buying iTerm plan: 

    • It is a cost-effective comprehensive protection plan
    • Long cover with an option to be covered for up to 100 years of age
    • Flexibility to choose from 3 different plan options

  • What are the benefits offered under the Life Protect plan option in iTerm plan?

    Under the Life Protect Plan option in iTerm plan, you can enjoy several benefits including InstaCover, death benefit, terminal illness benefit, and life stage option.

  • What are the benefits offered under the Protect Plus plan option in iTerm plan?

    Under the Protect Plus Plan option in iTerm plan, you can enjoy several benefits such as InstaCover, death benefit, terminal illness benefit, and ‘Auto-Increase of Cover’ benefit.

  • What are the benefits offered under the Dual Protect plan option in iTerm plan?

    Under the Dual Protect Plan option in iTerm plan, you can enjoy several benefits such as InstaCover, death benefit, terminal illness benefit, and survival benefit. 

  • Can I avail tax benefits on the premium paid for the iTerm plan?

    Yes. You can avail tax benefits on the premiums paid for iTerm plan, as per the availing tax laws. 

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