Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin

Aditya Birla DigiShield Term Insurance

159 reviews Rate This
Aditya Birla Sun Life Term Insurance
DigiShield Plan
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

About Aditya Birla DigiShield Term Insurance

ABSLI DigiShield plan is a non-linked, pure risk term insurance plan. This plan provides financial protection to life assured’s family members in case of life assured’s unfortunate demise. ABSLI DigiShield plan has 10 plan options namely Level Cover, Increasing Cover, Sum Assured Reduction, Whole Life (Level Cover), Whole Life (Sum Assured Reduction), Income Benefit, Level Cover Plus Income Benefit, Low Cover, Level Cover With Survival Benefit and Return of Premium. Multiple plan options under this term plan helps in customising your plan according to your requirements and budget.

ABSLI DigiShield plan has in-built terminal illness cover that will help in providing financial aid in case the life assured is diagnosed with a terminal illness during the policy term. Under this plan multiple death benefit payout options are offered that one can choose according to their requirements.

Key Inclusions and Exclusions of the Plan

What's Included

  • Provide death benefits to the family of policyholders
  • Critical illness coverage for a list of 37 listed illnesses
  • The insurance plan offers life coverage up to 75 years
  • Policyholders are paid with the flexible pay-out options
  • Special premium rates for female and non-tobacco users.

What's Not Included

  • Intentional self-inflicted injury or suicide attempt
  • Policyholder under the influence of drugs or alcohol
  • The insured person committing any type of criminal offense
  • Injuries resulting from war, invasion, the act of foreign enemy
  • Death or injuries due to war, civil war, terrorist activity, etc.

Aditya Birla DigiShield Plan Brochure

  • 1.62 MB
  • PDF Document
  • Jun 23, 2021

DigiShield Plan User Reviews

Write your review
What users are saying
  • All
  • Affordable Premiums

    InsuranceDekho offers competitive premium rates for the Aditya Birla Sun Term Insurance- DigiShield Plan. I was able to find a policy that fits my budget without compromising on coverage.

    M
    By Meenal Baisla
    On: Sep 25, 2023
  • Online Payment Convenience

    I could easily make the premium payment online for my Aditya Birla Sun Term Insurance- DigiShield Plan with InsuranceDekho. This makes it convenient to keep your term insurance policy active without any hassles.

    J
    By Jia Gogia
    On: Sep 11, 2023
  • No Hidden Charges or Surprises

    With InsuranceDekho, there were no hidden charges or unexpected surprises during the entire buying of the Aditya Birla Sun Term Insurance- DigiShield Plan and even during the claim process.

    J
    By Jagrati Manglani
    On: Jul 21, 2023
  • Renewing Plans Was Easy

    Last year I bought the Aditya Birla Sun Term Insurance- DigiShield Plan from InsuranceDekho. A year back I was impressed while purchasing the plan from their website and now I am amazed at their renewal policy. The company helped me renew my term insurance plan without any effort through online mode. Indeed, I am impressed by the services of the company. 

    M
    By Mihika Pathak
    On: Jul 07, 2023
  • The plan offers a guaranteed r...

    I would recommend others to buy the Aditya Birla Sun Term Insurance- DigiShield Plan from InsuranceDekho as the plan offers guaranteed returns. At a very affordable price, I was able to enjoy a lot of benefits from the policy.

    V
    By Vasu Tiwari
    On: Jul 04, 2023

Claim Process at Aditya Birla Sun Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Term Insurance News

Aditya Birla Sun Life Term Insurance Contact Details

Reach us for help anytime