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SBI Life Insurance User Reviews Online

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of SBI
4.7
Based on
247 User reviews

  • Got a good life cum Critical Illness cover

    I recently bought the SBI Life - Poorna Suraksha plan which is a life and critical illness cover. The plan is secure and provides more effective protection.

    R
    Raunak Malhotra
    On: Feb 20, 2023

  • Reminder feature

    I recently bought the SBI Life - Sampoorn Cancer Suraksha plan from the InsuranceDekho website. I loved the plan for its features and benefits. The website has a reminder feature that reminds me to renew my policy from time to time.

    A
    Anjali Singhal
    On: Feb 16, 2023

  • A good term plan

    I just bought SBI Life Smart Shield plan from InsuranceDekho. I am highly satisfied with my purchase. The plan fits my insurance requirements and budget too. I had another option with me available on the website, but the ID customer care executive suggested to go with this plan. 

    K
    Keshav Awasthy
    On: Feb 01, 2023

  • Best SBI plan

    One of my friends had recommended the SBI Life Poorna Suraksha plan to me. On talking to the InsuranceDekho team, I liked the plan very much because of its coverage benefits. This plan also covers critical illness and that’s even better for me. Much thanks to the team here for helping me buy it. 

    N
    Naveen Malik
    On: Jan 31, 2023

  • Detailed explanation

    When I was going through the website of InsuranceDekho, I could see that all their plans were well explained which made it easier for me to pick a plan. After going through those plans, I chose the SBI Life - Smartshield plan, because it provides financial help for the family and it was something I was looking for. 

    Y
    Yash Rajpal
    On: Jan 25, 2023

  • User-friendly website

    I visited InsuranceDekho’s website to purchase a life insurance policy. I purchased the SBI life insurance policy after I was able to find a detailed description of the life insurance policy on the website. The website is very user-friendly. 

    V
    Vishal Shirvaikar
    On: Jan 19, 2023

  • 7 days availability

    The insuranceDekho website provides services to its customers on all 7 days of the week. I visited them on a Sunday to buy the SBI Life insurance plan. There was no problem buying the plan on a Sunday. Everything was well sorted and the purchase was done smoothly.

    A
    Aradhya Singh
    On: Jan 12, 2023

  • Read a few good articles

    While buying the SBI Life insurance plan from the InsuranceDekho website, I read a few good articles that were full of knowledge. The articles were nicely formatted and were covering many things in detail.

    H
    Harleen Kaur
    On: Jan 10, 2023

  • It was very easy to compare all the plans on their website

    It is easy to compare different plans and choose the best one from the InsuranceDekho website. I bought the SBI life - Saral Jeevan Bima plan after comparing all the plans. The plan is good enough, if you are looking for a good life insurance plan, do try it out.

    C
    Charu Gagneja
    On: Jan 03, 2023

  • Helpful plan

    The SBI - Life Sampoorn Cancer plan is quite a good plan to choose from. The plan has all the necessary benefits and features available. I would recommend this plan to all. It is a good-to-go plan. 

    A
    Aarya Singh
    On: Dec 29, 2022

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FAQs

  • Why should I choose SBI Life Insurance?

    SBI Life offers a variety of comprehensive plans that you can choose from according to your requirements and budget. SBI Life insurance has a high Claim Settlement Ratio of 94.52% FY 2019-20. The plans offered by SBI Life Insurance are affordable.

  • What all life insurance plans does SBI Life offer?

    SBI provides Protection plans (Term plans), Online Plans, Savings Plans, Wealth Creation Plans, Retirement Plans and Child Plans.

  • What is the grace period of SBI Life Insurance plans?

    SBI offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The policy will not lapse during the grace period and will lapse thereafter if no premium is paid.

  • What factors will determine the premium of SBI Life Insurance plans?

    Policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of SBI Life Insurance Plans.

  • What is the Claim settlement Ratio of SBI Life Insurance?

    SBI Life Insurance has a claim settlement ratio of 94.52% for the year 2019-20.

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