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SBI Life Insurance User Reviews Online

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of SBI
4.7
Based on
247 User reviews
  • Flexible Policy Riders

    The SBI Life Insurance Policy offers flexibility through various policy riders and options. They allowed me to customize my policy by adding riders such as accelerated death benefits or term conversion options. These features provide added flexibility and the ability to adjust my coverage as my needs change over time. It's a valuable aspect of my life insurance policy, which I got from InsuarnceDekho.

    S
    Supreet Nanda
    On: Jun 01, 2023
  • Nomination and Beneficiary Updates

    Managing policy nominations and beneficiary updates is effortless with the SBI Life Insurance Policy. I can easily designate beneficiaries and make changes as needed. InsuarnceDekho ensures a seamless process, giving me control and peace of mind regarding the distribution of benefits.

    V
    Vritti Malhotra
    On: May 30, 2023
  • Streamlined Application Process and Quick Approval

    My request for applying for the SBI Life Insurance Policy from InsuarnceDekho was approved quickly and without too much scrutiny. Their process to apply was also very easy and streamlined. Could buy the policy easily.

    H
    Harit Chand
    On: May 26, 2023
  • Safe and secure website

    As one needs to give personal details while purchasing a Life insurance policy, we need to be careful. But the InsuranceDekho website is a very safe and secure website. Once I bought the SBI Life Insurance Policy from them, I was assured that all my details are safe.

    I
    Imaan Aulakh
    On: May 23, 2023
  • Excellent Policy Options for Different Life Stages

    I appreciate the variety of policy options available with InsuranceDekho. I bought the SBI Life Insurance Policy. The plan was flexible enough to understand that life changes, and that it can be tailored to different life stages, ensuring that my coverage remains relevant and effective.

    R
    Ritu Grover
    On: May 19, 2023
  • Pocket-friendly plans

    InsuranceDekho provides pocket-friendly plans to its customers. I was looking for a good life insurance plan and bought the SBI Life Insurance Policy from the InsuranceDekho website. The plan is quite affordable and is benefitting me well. 

    G
    Gurseerat Kaur
    On: May 17, 2023
  • Read a few good articles

    I recently bought the SBI Life Insurance Policy from the InsuranceDekho website. I read some amazing articles that carried a lot of information about insurance and its importance. Loved the way they were explained. I have carried a lot of stuff from those articles. 

    S
    Sajjal Puri
    On: May 12, 2023
  • Amazing plan

    After exploring so many life insurance plans, I was finally able to find a good life insurance plan for myself. So, when I found the SBI Life Insurance Policy on InsuranceDekho, I bought it without any hesitation. The plan is both reasonable as well has amazing benefits to offer.

    M
    Meenakshi Dhingra
    On: May 10, 2023
  • The website saves a lot of time

    I have become a fan of the InsuranceDekho website. All policy-related services like renewal, claim settlement process, and issuance on the website save a lot of time. I saved a lot of my time while buying the SBI Life Insurance plan within like 5 minutes. Highly recommended from my end. 

    P
    Priya Bajpa
    On: May 05, 2023
  • Overall good experience

    I found InsuranceDekho during my online hunt for a savings plan. I came across many policies but ultimately chose the SBI Life Insurance policy due to the various benefits available at a low premium rate. I would strongly recommend InsuranceDekho to anyone and everyone looking for a great insurance experience.

    I
    Inderjeet Pal
    On: Apr 27, 2023

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FAQs

  • Why should I choose SBI Life Insurance?

    SBI Life offers a variety of comprehensive plans that you can choose from according to your requirements and budget. SBI Life insurance has a high Claim Settlement Ratio of 94.52% FY 2019-20. The plans offered by SBI Life Insurance are affordable.

  • What all life insurance plans does SBI Life offer?

    SBI provides Protection plans (Term plans), Online Plans, Savings Plans, Wealth Creation Plans, Retirement Plans and Child Plans.

  • What is the grace period of SBI Life Insurance plans?

    SBI offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The policy will not lapse during the grace period and will lapse thereafter if no premium is paid.

  • What factors will determine the premium of SBI Life Insurance plans?

    Policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of SBI Life Insurance Plans.

  • What is the Claim settlement Ratio of SBI Life Insurance?

    SBI Life Insurance has a claim settlement ratio of 94.52% for the year 2019-20.