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SBI Life Insurance User Reviews Online

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of SBI
4.7
Based on
247 User reviews

  • Quick issuance of policy

    It was my first time buying a life insurance policy. The process went quite smoothly and I was issued SBI Saral Jeevan Bima policy at InsuranceDekho. All thanks to the team for great support. 

    P
    Prabha Devi
    On: Jul 13, 2021

  • Support team emphasises individual preferences

    Whenever I contact the support team of InsuranceDekho for a policy-related service, I realise the officials emphasise my individual preferences at first. Then they make suggestions. I am more than satisfied with the service I receive for holding SBI Life Saral Swadhan+ plan. 

    A
    Ankita Ghosh
    On: Jul 06, 2021

  • Best first-time experience

    I issued SBI Life Poorna Suraksha insurance plan using the digital platform of InsuranceDekho for the first time. From quotes generation to the premium payment, the whole process went smoothly. It was the best experience for me! 

    S
    Sayan Duggar
    On: Jul 01, 2021

  • Suggests the best companies

    Only companies with high claim settlement and persistency ratios are listed on InsuranceDekho. Based on individual customer requirements, the officials make suggestions. When I was searching, I got suggested to issue SBI Life Poorna Suraksha plan. It meets all my criteria. 

    S
    Smita Shikdar
    On: Jun 29, 2021

  • All plans have maximum benefits

    The life insurance plans available for purchase on InsuranceDekho have maximum benefits. I got to know about benefits like life coverage, tax deductions, loan availability, income benefits. This persuaded me to invest in SBI Life Poorna Suraksha plan. 

    A
    Arun Paul
    On: Jun 24, 2021

  • List of top insurance companies available

    Finding the list of the top insurance companies of the nation was effortless on InsuranceDekho. As soon as I landed, I found the IRDAI approved report of insurance companies. I compared and decided to buy SBI’s Life Smart Swadhan Plus. 

    V
    Virendra Dubey
    On: Jun 22, 2021

  • Streamlined claim settlement

    Settlement of claim under SBI’s Life eShield Life insurance plan was streamlined on InsuranceDekho. I have never made an online claim before so I was extra careful while initiating the process. Thanks to the website’s simple yet detailed instructions, I could do it flawlessly. 

    S
    Sourav Bhaduri
    On: Jun 15, 2021

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FAQs

  • Why should I choose SBI Life Insurance?

    SBI Life offers a variety of comprehensive plans that you can choose from according to your requirements and budget. SBI Life insurance has a high Claim Settlement Ratio of 94.52% FY 2019-20. The plans offered by SBI Life Insurance are affordable.

  • What all life insurance plans does SBI Life offer?

    SBI provides Protection plans (Term plans), Online Plans, Savings Plans, Wealth Creation Plans, Retirement Plans and Child Plans.

  • What is the grace period of SBI Life Insurance plans?

    SBI offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The policy will not lapse during the grace period and will lapse thereafter if no premium is paid.

  • What factors will determine the premium of SBI Life Insurance plans?

    Policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of SBI Life Insurance Plans.

  • What is the Claim settlement Ratio of SBI Life Insurance?

    SBI Life Insurance has a claim settlement ratio of 94.52% for the year 2019-20.

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