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SBI Life Insurance User Reviews Online

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of SBI
4.7
Based on
247 User reviews

  • SBI Life Insurance is worthy

    My experience with InsuranceDekho regarding the purchase of SBI Life Saral Pension plan was great. This is the perfect plan for my retirement needs. I am thankful to the team that they gave me detailed information about the plan and made the issuance process so smooth. Keep up the good work!

    R
    Ramesh Kumar Sharma
    On: Dec 01, 2021

  • SBI Life Insurance is good

    I planned to buy the SBI Life Insurance Saral Jeevan Bima after I got recommended by one of my friends. This policy is reasonable and covers my family against financial instability in case of my unexpected death. Special thanks to InsuranceDekho for helping me with the issuance of this policy. I am definitely going to recommend you guys for sure.

    S
    Saksham Chawla
    On: Nov 30, 2021

  • Finally I have a great SBI savings plan

    It has been about 15-16 days since I got my SBI Life Smart Bachat policy issued by InsuranceDekho experts. I always wanted a savings plan that can help me accumulate funds without any concern. Thanks to experts at InsuranceDekho i have a plan like that, and that too within my financial limits. So grateful!

    V
    Vedant Sinha
    On: Nov 30, 2021

  • Would recommend SBI to all

    I have always relied on SBI for insurance purposes. This time also when I thought of a source of regular income, I went for SBI Life Smart Money Back Gold policy. This extraordinary money back policy by SBI will give me regular income while making sure that my family is financially protected at all times. Thanks to InsuranceDekho for recommending it to me.

    S
    Sudhakar Vadlamani
    On: Nov 30, 2021

  • SBI Life Poorna Suraksha is superb

    On one of my friend’s recommendations, I went for the SBI Life Poorna Suraksha plan. I was a bit skeptical about this term plan in the beginning, but when I talked to the InsuranceDekho team about it, I simply knew that this was the perfect choice for me. What’s best is that with this plan, I also get critical illness coverage. So happy with this plan!

    J
    Jigar Wasvani
    On: Nov 30, 2021

  • Got the best of both

    I have recently got my SBI Life eWealth Insurance plan issued. This ULIP is the best choice for me as it helps me get life coverage as well as create wealth. My sincere thanks to InsuranceDekho platform and the team for helping me understand the plan well. I have definitely benefited massively by choosing your team and SBI.

    A
    Ankit Bhatnagar
    On: Nov 30, 2021

  • Comparing quotes is quite easy

    While purchasing insurance from InsuranceDekho I was able to compare different life insurance plans according to my needs. I selected SBI Life - Smart Shield plan which seemed perfect according to my needs. 

    V
    Vibhor Mehta
    On: Jul 27, 2021

  • The premium calculator was easy to use.

    I have recently bought my SBI Life Smart Platina Assure plan with the help of InsuranceDekho. I calculate the premium using the efficient premium calculator tool. great experience! 

    V
    Vinod Udainiya
    On: Jul 22, 2021

  • Got perfect plan from SBI

    I was new to buying life insurance so I took help from the InsuranceDekho team. I am so happy that they suggested SBI Life Smart Swadhan Plus. the plan is perfect as per my needs and also came at a reasonable premium price. 

    S
    Sanket Gupta
    On: Jul 20, 2021

  • Handy premium calculator

    I used the handy premium calculator of InsuranceDekho to get the total amount of my SBI Life Smart Shield plan. It was the fastest, more accurate way. On the website, I learned the steps on how to use the calculator and entered the necessary details to get the total. 

    P
    Pritam Choudhury
    On: Jul 15, 2021

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FAQs

  • Why should I choose SBI Life Insurance?

    SBI Life offers a variety of comprehensive plans that you can choose from according to your requirements and budget. SBI Life insurance has a high Claim Settlement Ratio of 94.52% FY 2019-20. The plans offered by SBI Life Insurance are affordable.

  • What all life insurance plans does SBI Life offer?

    SBI provides Protection plans (Term plans), Online Plans, Savings Plans, Wealth Creation Plans, Retirement Plans and Child Plans.

  • What is the grace period of SBI Life Insurance plans?

    SBI offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The policy will not lapse during the grace period and will lapse thereafter if no premium is paid.

  • What factors will determine the premium of SBI Life Insurance plans?

    Policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of SBI Life Insurance Plans.

  • What is the Claim settlement Ratio of SBI Life Insurance?

    SBI Life Insurance has a claim settlement ratio of 94.52% for the year 2019-20.

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