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SBI Life Insurance User Reviews Online

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of SBI
4.7
Based on
247 User reviews

  • Good savings plan by SBI Life

    Finding a good savings plan had got me spending a lot of time looking online. But, when I talked to the team at InsuranceDekho, I came to know that SBI Life Shubh Nivesh plan will be the best for me for insurance and investment purposes. I would definitely recommend this savings policy to one and all.

    R
    Rohan Sharma
    On: Dec 09, 2021

  • Multiple options

    InsuranceDekho website is one of the best platforms to look for insurance plans. I can say so because I got my SBI Life Smart Income Protect policy from here only. This is an excellent money back policy that I have recently got issued about 10 days back. I must say that I made the right choice.

    J
    Jigar Kishore
    On: Dec 09, 2021

  • Perfect protection plan for my family

    Ever since I have purchased the SBI Life Smart Shield plan, I have become stress free. Thanks to insuranceDekho for helping me make the right decision and buy this plan. Now, I am relieved that my family members are financially secure even if I am no longer alive to look after their needs.

    S
    Sridhar Shukla
    On: Dec 08, 2021

  • Excellent option for me

    SBI Life Smart Swadhan Plus is one of the best plans I have found for term insurance. This has been a great choice for me in terms of coverage as well as premium. I want to again thank the InsuranceDekho team for guiding me in the perfect manner and helping me buy the plan.

    V
    Vishwas Kumar
    On: Dec 08, 2021

  • Nice ULIP by SBI

    After spending a lot of time looking for plans, I have finally listened to the advice of InsuranceDekho experts and chosen the SBI Life Smart InsureWealth Plus. This is the best ULIP I could have got to invest as well as insure myself without any concerns. Still grateful to the team of experts at InsuranceDekho.

    M
    Mohak Sharma
    On: Dec 08, 2021

  • Good policy for children

    One of my friends who had the SBI Life Smart Champ Insurance suggested that I buy the same. On having a word with the InsuranceDekho team, I realized that this plan can actually help me secure the financial future of my children and look after their educational and other needs. Thanks a lot to the team.

    A
    Alex Massey
    On: Dec 08, 2021

  • SBI Life Smart Income Protect is good

    I am so thankful to the team of InsuranceDekho that they suggested this policy to me. Must admit that the SBI Life Smart Income Protect is excellent with regards to benefits and features. What’s even better is that the policy comes at a low premium rate. What else can one ask for?

    R
    Ram Sharan Goel
    On: Dec 08, 2021

  • Perfect SBI policy

    I am so amazed by the team of InsuranceDekho. The experts here go out of their way to serve your insurance needs. I got the experience while getting my SBI Life Poorna Suraksha issued. I had no idea that the plan offered critical illness too, but the team here informed me about it in detail. I am highly impressed! 

    A
    Amit Rastogi
    On: Dec 07, 2021

  • Sincere thanks to InsuranceDekho

    I want to thank the entire team of InsuranceDekho for supporting me in my purchase of SBI Life Smart Income Protect. It is only because of you guys that I have the best money back plan. I would recommend you as well as the SBI Life Insurance company to all looking for insurance. 

    S
    Shriram Goel
    On: Dec 07, 2021

  • SBI is the best insurer

    In my opinion, SBI is the best among all insurance companies present in today’s time. The insurer has a great CSR but also offers a wide variety of options to its customers. I found my experience for SBI great at the time of getting Life Shubh Nivesh issued. My special thanks to InsuranceDekho for their recommendation. 

    A
    Anikate Sinha
    On: Dec 07, 2021

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FAQs

  • Why should I choose SBI Life Insurance?

    SBI Life offers a variety of comprehensive plans that you can choose from according to your requirements and budget. SBI Life insurance has a high Claim Settlement Ratio of 94.52% FY 2019-20. The plans offered by SBI Life Insurance are affordable.

  • What all life insurance plans does SBI Life offer?

    SBI provides Protection plans (Term plans), Online Plans, Savings Plans, Wealth Creation Plans, Retirement Plans and Child Plans.

  • What is the grace period of SBI Life Insurance plans?

    SBI offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The policy will not lapse during the grace period and will lapse thereafter if no premium is paid.

  • What factors will determine the premium of SBI Life Insurance plans?

    Policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of SBI Life Insurance Plans.

  • What is the Claim settlement Ratio of SBI Life Insurance?

    SBI Life Insurance has a claim settlement ratio of 94.52% for the year 2019-20.

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