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SBI Life Insurance User Reviews Online

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of SBI
4.7
Based on
247 User reviews

  • Nice features

    I had planned to buy the SBI Life Shubh Nivesh policy. However, I was unclear about a few features. On talking to the InsuranceDekho team, I got clarity about the lump sum amount benefit on policy maturity. Would recommend all buying SBI plans to talk to the team without fail.

    S
    Sugam Sharma
    On: Dec 13, 2021

  • Got good mix of my needs

    I am quite content to have found a great plan that serves my purpose of having income and income under one product. I am extremely thankful to InsuranceDekho that they recommended the SBI Life Smart Income Protect policy to me. I would definitely suggest it to others too.

    S
    Swapnil Bhandari
    On: Dec 13, 2021

  • Great option for me

    I, being a senior citizen, was looking for a plan that can give me financial security after my retirement. Thanks to the InsuranceDekho team, I got SBI Life Annuity Plus issued. Also, the support extended to me by the team here was amazing. I am so happy!

    A
    Akhil Yadav
    On: Dec 13, 2021

  • Thankful for the plan

    SBI Life Smart Power Insurance is one of the best plans I have come across since I started looking for one. This plan comes with a mix of benefits of insurance and investment, something which I was willing to have. What’s nice is that this plan will help me plan things with the changes in my life. Highly recommended!

    S
    Shubham Mathur
    On: Dec 13, 2021

  • Nice endowment policy

    SBI Life Shubh Nivesh is my first life insurance plan. I got this plan issued as it comes with the benefit of lump sum amount on policy maturity. Also, you get the option of annuity plan or fixed income. Must say i am really happy and satisfied. Thanks InsuranceDekho! Would recommend for sure! 

    V
    Vikram Singh
    On: Dec 10, 2021

  • Excellent annuity plan

    SBI Life Annuity Plus is a superb immediate annuity plan that I found on InsuranceDekho website. Later, on having a word with team, I came to know that it was exactly what i was looking for. I am happy that there is a plan that will help me take care of myself and my spouse after i retire. 

    N
    Nishant Pant
    On: Dec 10, 2021

  • Wonderful plan

    SBI Life Smart Income Protect is one of the best savings cum insurance plan I have seen. This is the reason i got it a few days back only. I would suggest this plan to anyone looking for a life cover with guaranteed income for years to come. Not to forget, thanks InsuranceDekho for your complete support during the purchase process.   

    D
    Dhruv Joshi
    On: Dec 10, 2021

  • Thanks InsuranceDekho team

    I would recommend the SBI Life Smart Power Insurance plan to all those looking for a reliable ULIP. This plan will come at a low premium cost and help you insure and invest at once. Moreover, I would suggest all to get it issued at InsuranceDekho as it is the best platform for insurance at present.

    V
    Vardaan Sinha
    On: Dec 09, 2021

  • Perfect retirement plan for me

    Many people had advised me to choose SBI Life Annuity Plus as my retirement plan, but I had many doubts in mind. When I talked to the InsuranceDekho experts, I came to know of the different benefits of this plan for my life after retirement. I want to say specifically that the experts here helped me make the right choice.

    S
    Sushant Palkar
    On: Dec 09, 2021

  • Superb policy for me

    I am so grateful to the team of InsuranceDekho that they recommended the SBI Life eShield plan to me. This is the perfect plan for me as it solves my problem of providing financial security to my family after my death, without me having to spend a lot of money. I cannot be more happy about this plan. Thanks to the team here!

    A
    Ashwini Bhatia
    On: Dec 09, 2021

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FAQs

  • Why should I choose SBI Life Insurance?

    SBI Life offers a variety of comprehensive plans that you can choose from according to your requirements and budget. SBI Life insurance has a high Claim Settlement Ratio of 94.52% FY 2019-20. The plans offered by SBI Life Insurance are affordable.

  • What all life insurance plans does SBI Life offer?

    SBI provides Protection plans (Term plans), Online Plans, Savings Plans, Wealth Creation Plans, Retirement Plans and Child Plans.

  • What is the grace period of SBI Life Insurance plans?

    SBI offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The policy will not lapse during the grace period and will lapse thereafter if no premium is paid.

  • What factors will determine the premium of SBI Life Insurance plans?

    Policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of SBI Life Insurance Plans.

  • What is the Claim settlement Ratio of SBI Life Insurance?

    SBI Life Insurance has a claim settlement ratio of 94.52% for the year 2019-20.

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