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SBI Life Insurance User Reviews Online

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of SBI
4.7
Based on
247 User reviews
  • SBI savings plan is good

    I was looking for a simple, affordable savings plan. InsuranceDekho team, so much thanks to you for helping me buy the SBI Life Shubh Nivesh plan. This is perfect for my savings needs and fits my budget too.

    A
    Akshat Pandey
    On: Dec 15, 2021
  • Grateful for this plan

    SBI Life Smart Power Insurance plan is one of the best insurance plans I have ever come across. This is the best ULIP I found on the InsuranceDekho website. Also, I would like to thank the InsuranceDekho team for guiding me with this plan.

    G
    Gaurav Garg
    On: Dec 15, 2021
  • Nice retirement plan

    SBI Life Annuity Plus was one of my preferences when looking for an annuity plan. It was an easy purchase for me as the benefits and features of the plan were in sync with my specific needs. Special thanks to the InsuranceDekho team for supporting me in the issuance of this plan.

    G
    Gyan Misra
    On: Dec 15, 2021
  • Various plans available

    The InsuranceDekho website has a lot of insurance plans so you get many options to choose from. I was confused between two plans, but when I talked to one of the experts, my doubt went away instantly. I ultimately bought the SBI Life Smart Income Protect policy which fits my needs perfectly.

    N
    Nirvaan Goel
    On: Dec 15, 2021
  • Best SBI plan

    One of my friends had recommended the SBI Life Poorna Suraksha plan to me. On talking to the InsuranceDekho team, I liked the plan very much because of its coverage benefits. This plan also covers critical illness and that’s even better for me. Much thanks to the team here for helping me buy it.

    N
    Naveen Malik
    On: Dec 14, 2021
  • Made the best choice

    I wanted to buy SBI Life Shubh Nivesh for a very long time. Thankfully, I recently got it issued with InsuranceDekho’s support. The coverage benefits are excellent. Let me also tell you that the policy issuance process was quite smooth. I am highly impressed by the services!

    A
    Abhishek Nigam
    On: Dec 14, 2021
  • Thanks InsuranceDekho people

    With no experience or knowledge of the insurance background, it was difficult for me to choose a good protection plan. I must appreciate the team of InsuranceDekho that they not only guided me about the SBI Life Smart Shield policy, but also helped me purchase it without any issues.

    S
    Shobhit Goel
    On: Dec 14, 2021
  • Good policy to have

    Being a senior citizen, I was always worried about my financial stability after my retirement. But, not after I talked to one of InsuranceDekho team members and bought the SBI Life Saral Pension. This plan is the perfect fit for me and will resolve all my financial instability concerns even after I retire. Thanks to the team for their support.

    R
    Radheshyam Tiwari
    On: Dec 14, 2021
  • Simple, reasonable policy

    I was in search of one of the best money back plans from a long time. When I came across the SBI Life Smart Income Protect policy, I immediately spoke to the InsuranceDekho team. On having a word, I realized that it would be a perfect plan for me due to it being simple, easy to understand, beneficial and affordable.

    G
    Gopesh Sharma
    On: Dec 14, 2021
  • Easy to understand

    I was a bit confused about buying the SBI Life Smart Swadhan Plus plan. But, I am glad I reached out to the team of InsuranceDekho. These guys explained each feature so well that all my doubts went away. I am glad to have such amazing support.

    R
    Rakesh Tiwari
    On: Dec 13, 2021

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FAQs

  • Why should I choose SBI Life Insurance?

    SBI Life offers a variety of comprehensive plans that you can choose from according to your requirements and budget. SBI Life insurance has a high Claim Settlement Ratio of 94.52% FY 2019-20. The plans offered by SBI Life Insurance are affordable.

  • What all life insurance plans does SBI Life offer?

    SBI provides Protection plans (Term plans), Online Plans, Savings Plans, Wealth Creation Plans, Retirement Plans and Child Plans.

  • What is the grace period of SBI Life Insurance plans?

    SBI offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The policy will not lapse during the grace period and will lapse thereafter if no premium is paid.

  • What factors will determine the premium of SBI Life Insurance plans?

    Policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of SBI Life Insurance Plans.

  • What is the Claim settlement Ratio of SBI Life Insurance?

    SBI Life Insurance has a claim settlement ratio of 94.52% for the year 2019-20.