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SBI Life Insurance User Reviews Online

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of SBI
4.7
Based on
247 User reviews
  • Thanks InsuranceDekho team

    I was facing a lot of trouble in finding the best life plan. So much thankful to the team of InsuranceDekho that they helped me buy the SBI Life Smart Shield policy. The policy is as per my needs in terms of coverage and premium.

    A
    Aman Rathod
    On: Dec 20, 2021
  • Two in one plan

    I am so thankful to the InsuranceDekho team for helping me purchase the SBI Life Smart Income Protect policy. This plan is the perfect policy for me that allows me to invest and insure all at once. With this plan, I feel my family is financially strong and I have nothing to worry about.

    A
    Ajay Misra
    On: Dec 17, 2021
  • Good plan features

    SBI Life Shubh Nivesh policy is my first life insurance policy purchase. I really liked the policy features, especially the lump sum amount benefit on policy maturity feature. Special mention to the team of InsuranceDekho for suggesting this policy to me. I would recommend this excellent policy to all in my known.

    S
    Sugam Sharma
    On: Dec 17, 2021
  • Easy to buy

    I have wasted a lot of time looking for an ideal insurance policy for me. Finally, I chose the SBI Life Annuity Plus policy. This is the perfect plan for me to live a peaceful life after I retire. Want to thank the InsuranceDekho for putting in so many efforts to help me buy this policy and explaining it to me every single time. -

    J
    Jawahar Pratap Singh
    On: Dec 17, 2021
  • Good term plan

    In my opinion, SBI Life Smart Shield is the best term insurance plan available. I can say so because I found the plan to be beneficial in terms of features and cost-effectiveness. Special mention to the InsuranceDekho team for informing about this policy. You guys helped me a lot! 

    R
    Rochak Chaudhary
    On: Dec 16, 2021
  • Excellent ULIP

    I am new to the insurance field so I had no idea of the plans. Thankfully, someone suggested InsuranceDekho to me for buying a plan. So glad I listened to their advice because now I am insured and invest all in one plan SBI Life Smart Elite. Extremely grateful for the support received.

    G
    Gunjan Tyagi
    On: Dec 16, 2021
  • I am new to the insurance field so I had no idea of the plans. Thankfully, someone suggested InsuranceDekho to me for buying a plan. So glad I listened to their advice because now I am insured and invest all in one plan SBI Life Smart Elite. Extremely gra

    I had spent months looking for an ideal plan for me as a senior citizen. As soon as I got in touch with the InsuranceDekho team, I found the SBI Life Annuity Plus policy. Right from the start, the team helped me at every step so the overall process was stress free. I am glad I had such support!

    D
    Darpan Bhati
    On: Dec 16, 2021
  • Good plan for my child

    I will forever be thankful to the InsuranceDekho team for helping me with the SBI Life Smart Champ Insurance policy. I have bought this policy for the betterment of my child in the future. My sincere thanks to the InsuranceDekho team for recommending it.

    S
    Shyam Pandey
    On: Dec 16, 2021
  • Happy and relieved

    SBI Life Smart Swadhan Plus is my second plan with SBI as earlier I had bought a health plan. I got this plan because it will help me protect my family financially in case of my absence. Moreover, the premium for the plan is so low. Great decision!

    U
    Utpal Paul
    On: Dec 16, 2021
  • Excellent policy

    InsuranceDekho has been one of the biggest support for me in buying SBI Life eShield plan. Thanks guys, it is because of you that I was able to get such a great protection plan at low premium rates. I would definitely recommend SBI and your team for a term plan to everyone else.

    t
    tely recommend SBI and your team for a term plan to everyone else. -
    On: Dec 15, 2021

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FAQs

  • Why should I choose SBI Life Insurance?

    SBI Life offers a variety of comprehensive plans that you can choose from according to your requirements and budget. SBI Life insurance has a high Claim Settlement Ratio of 94.52% FY 2019-20. The plans offered by SBI Life Insurance are affordable.

  • What all life insurance plans does SBI Life offer?

    SBI provides Protection plans (Term plans), Online Plans, Savings Plans, Wealth Creation Plans, Retirement Plans and Child Plans.

  • What is the grace period of SBI Life Insurance plans?

    SBI offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The policy will not lapse during the grace period and will lapse thereafter if no premium is paid.

  • What factors will determine the premium of SBI Life Insurance plans?

    Policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of SBI Life Insurance Plans.

  • What is the Claim settlement Ratio of SBI Life Insurance?

    SBI Life Insurance has a claim settlement ratio of 94.52% for the year 2019-20.