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SBI Life Insurance User Reviews Online

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of SBI
4.7
Based on
247 User reviews

  • Satisfied with InsuranceDekho

    I am very glad to be connected with the entire team of InsuranceDekho. The experts here are supportive and understanding of the customer’s needs. I was easily able to get the SBI Life Saral Jeevan Bima policy issued, which otherwise would have been tough for me. Thanks a lot!

    A
    Ajay Sharma
    On: Dec 24, 2021

  • Claim process was easy

    My experience of filing a claim for the SBI Life Smart Shield policy was simple and easy. The InsuranceDekho team had informed me about the policy claim procedure so there was no confusion in understanding and following it. Grateful to the InsuranceDekho team for their consistent support.

    C
    Chetan Aggarwal
    On: Dec 24, 2021

  • Website has many options

    Someone suggested that I have a look at the InsuranceDekho website for checking out term insurance policies. During my research, I got many options for term plans on the site, but I eventually went with the SBI Life eShield policy. When I talked to the experts, I found out that it can be easily bought online.

    M
    Madhur Mittal
    On: Dec 24, 2021

  • Vast choice of plans

    My best friend had purchased health and life insurance from InsuranceDekho. He recommended it to me too. During my research, I found the company to be the best for insurance as you get a vast range of plan options to choose from. Finally I got SBI Life SBI Life Smart Income Protect issued. Happy with my decision!

    S
    Srikant Sinha
    On: Dec 24, 2021

  • Excellent website

    I have found the InsuranceDekho website to be one of the best in the market. It is so informative and finding plans is so easy. I found my SBI Life eShield plan within no time. Moreover, I used the website to get quotes and compare. All was easy.

    R
    Rohan Misra
    On: Dec 23, 2021

  • This SBI savings plan is good

    I was quite clear about my needs when I asked the InsuranceDekho team to suggest me a simple, affordable savings plan. They understood my needs well and recommended the SBI Life Shubh Nivesh plan. I would recommend it to all too as it is perfect in features and premium.

    D
    Devesh Pant
    On: Dec 23, 2021

  • Buying plan was easy

    My experience of buying the SBI Life Smart Power Insurance plan was extremely easy. I just visited the InsuranceDekho website, got all quotes and did comparison. Ultimately, I went with this best ULIP. Highly recommend to you!

    A
    Amrit Taneja
    On: Dec 23, 2021

  • So many plans available

    The InsuranceDekho website is full of insurers and different plans. In the beginning, I was confused between two plans. Thanks to the team, I chose the SBI Life Smart Income Protect policy and got myself covered financially. Keep up the good work team! 

    M
    Mahesh Bapat
    On: Dec 23, 2021

  • Simple plan, but beneficial

    This is the first time I have bought an insurance plan. Thanks to InsuranceDekho team that they recommended the SBI Life Smart Swadhan Plus plan under which I am getting the guaranteed return of premium benefit. Really appreciate the efforts that the whole team made. Also, thanks for answering all my concerns every time.

    P
    Prem Mehra
    On: Dec 22, 2021

  • This annuity plan is good

    I bought the SBI Life Annuity Plus policy about a month back. It feels good to inform that this is such a good plan for anyone who is looking for a stress free time after they retire. I would like to thank the InsuranceDekho team that they recommended this plan to me after listening to all my concerns. Also, for giving support irrespective of time.

    G
    Gagan Vohra
    On: Dec 22, 2021

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FAQs

  • Why should I choose SBI Life Insurance?

    SBI Life offers a variety of comprehensive plans that you can choose from according to your requirements and budget. SBI Life insurance has a high Claim Settlement Ratio of 94.52% FY 2019-20. The plans offered by SBI Life Insurance are affordable.

  • What all life insurance plans does SBI Life offer?

    SBI provides Protection plans (Term plans), Online Plans, Savings Plans, Wealth Creation Plans, Retirement Plans and Child Plans.

  • What is the grace period of SBI Life Insurance plans?

    SBI offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The policy will not lapse during the grace period and will lapse thereafter if no premium is paid.

  • What factors will determine the premium of SBI Life Insurance plans?

    Policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of SBI Life Insurance Plans.

  • What is the Claim settlement Ratio of SBI Life Insurance?

    SBI Life Insurance has a claim settlement ratio of 94.52% for the year 2019-20.

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