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SBI Life Insurance User Reviews Online

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of SBI
4.7
Based on
247 User reviews

  • Finally got a good plan

    It has been about 28 days since I got my SBI Life Smart Swadhan Plus issued at InsuranceDekho. The premium is affordable. Also, the offered benefits under the plan are too good. Thanks InsuranceDekho for your support. I am highly content that I have a dependable plan now.

    S
    Sachin Massey
    On: Dec 30, 2021

  • Would go with InsuranceDekho again

    Around 7 days back I got my SBI Life Smart Wealth Builder issued. The InsuranceDekho team helped me a lot by giving the right options. I also got many great suggestions. My policy issuance experience has really been good. I would like to suggest InsuranceDekho further and choose it again.

    V
    Vasant Vallabh Pant
    On: Dec 30, 2021

  • Many options under life

    I was highly confused about buying a life insurance plan. I had found many options in the market. But, InsuranceDekho experts helped me find my perfect plan within no time. I have finally got SBI Life Smart Future Choices issued. I finally made choices that I am relieved and satisfied about.

    A
    Amit Sharma
    On: Dec 30, 2021

  • Highly recommended to all

    This is my first time that I purchased an insurance policy with InsuranceDekho. I have got SBI Life Poorna Suraksha issued a week back. I would recommend InsuranceDekho to all as the team here is really helpful. These people will give you all the guidance you need along with consistent support at each step.

    A
    Ashmit Rana
    On: Dec 30, 2021

  • So helpful

    I was looking for an ideal life insurance policy when I found the SBI Life Smart Income Protect plan. I contacted the InsuranceDekho team and they told me about the issuance process and other plan details. I got the plan issued within no time as I really liked the benefits I was getting along with a low premium.

    P
    Pulkit Bhasin
    On: Dec 30, 2021

  • Bought perfect savings plan

    I was looking for a good savings plan when InsuranceDekho experts suggested the SBI Life Smart Bachat to me. This plan is perfect according to my coverage and budget requirements. Thanks to the team for such a good recommendation!

    V
    Vikas Sehejwan
    On: Dec 29, 2021

  • Saral Jeevan Bima is the best for me

    I have recently got the SBI Life Saral Jeevan Bima policy issued. Thanks InsuranceDekho for helping me with my concerns. Also, for supporting me through the issuance process. I couldn’t have asked for a better plan than this one.

    S
    Sudhanshu Misra
    On: Dec 29, 2021

  • Nice policy, issuance was easy

    I was advised to buy SBI Life Retire Smart Plan by one of my friends. InsuranceDekho experts also suggested the same policy to me based on my needs. I finally went with the policy and got it issued. So thankful for the guidance and support received.

    H
    Hardik Shah
    On: Dec 29, 2021

  • Excellent customer services received

    I had my doubts and queries related to the policy issuance for my SBI Life SBI Life Smart Power Insurance policy. The customer care team at InsuranceDekho guided me through the entire policy issuance process and provided answers to my queries. I am extremely content with the services received.

    R
    Ritwik Raj
    On: Dec 29, 2021

  • No paper-work required

    I have recently bought the SBI Life SBI Life Smart Champ Insurance issued at InsuranceDekho. I must tell you all that no paper-work was required. I simply uploaded the documents and made payment online at the website only. The policy was issued.

    A
    Atul Agrwal
    On: Dec 29, 2021

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FAQs

  • Why should I choose SBI Life Insurance?

    SBI Life offers a variety of comprehensive plans that you can choose from according to your requirements and budget. SBI Life insurance has a high Claim Settlement Ratio of 94.52% FY 2019-20. The plans offered by SBI Life Insurance are affordable.

  • What all life insurance plans does SBI Life offer?

    SBI provides Protection plans (Term plans), Online Plans, Savings Plans, Wealth Creation Plans, Retirement Plans and Child Plans.

  • What is the grace period of SBI Life Insurance plans?

    SBI offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The policy will not lapse during the grace period and will lapse thereafter if no premium is paid.

  • What factors will determine the premium of SBI Life Insurance plans?

    Policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of SBI Life Insurance Plans.

  • What is the Claim settlement Ratio of SBI Life Insurance?

    SBI Life Insurance has a claim settlement ratio of 94.52% for the year 2019-20.

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