Life Insurance News

Are Endowment Plans Risk Free Investment Tools?

Insurance policies are intended to lower the life risk of the insured. Endowment plans offer the policyholder both protection and the opportunity to develop a savings account over time. The low risk ...

InsuranceDekho

28 Jul 2021

Government Scheme for Boy Child

Government Scheme for Boy Child: Child plans are widely invested in the security of a child’s future. Check the best policy by the government for Boys.

InsuranceDekho

28 Jul 2021

Term Life Insurance Premium Calculator

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1. Premium has been calculated for coverage till 60 years

2. Final Plan Eligibility will depend on some other factors including tobacco habits, education, occupation and income of the life assured / proposer

Differences Between TROP and Money-Back

TROP is a term insurance plan designed to cater to the requirements of the assured and provides a return of premium as survival benefit if the assured survives the term.

InsuranceDekho

28 Jul 2021

Which is the Best Unit Linked insurance plan in India in 2021?

The policyholder in a Unit Linked Insurance Plan (ULIP) bears the investment risk in the investment portfolio specified in the policy. Such plans serve as a systematic investing strategy with the pote...

InsuranceDekho

28 Jul 2021

General Exclusions for Life Insurance Riders

Exclusions are events or situations that, if they result in the death of the policyholder, are not covered by a Life Insurance policy. Consider the following example: An individual buys a life insuran...

InsuranceDekho

27 Jul 2021

How To Get Good Returns on Investments?

A good way to grow your money is by investing. To get good returns, one must choose the right place to invest. There are a few ways that can get you good returns like opening an SBI smart champ, inves...

InsuranceDekho

27 Jul 2021

How To Add A Rider To A Life Insurance Policy?

A rider is an addition or supplement to an existing insurance scheme that provides additional coverage and risk protection. Riders are low-cost add-ons that can be used to supplement the life insuranc...

InsuranceDekho

27 Jul 2021

What is the Need For Purchasing an Endowment Policy?

Endowment Plans bring to the investor an extensive security and investment funds program. Financial backers can profit tax breaks while working on an adaptable premium installment mode. Keep reading t...

InsuranceDekho

27 Jul 2021

Different Types Of Endowment Policies In India

Different Types of endowment policies are: Full Endowment Policy; Low Cost Endowment Policy; Unit Linked Endowment Policy; Non-Profit Endowment Policy; unitised with-profit Endowment Policy. Read the ...

InsuranceDekho

27 Jul 2021

How Can I Invest On Behalf Of A Child?

Investing in a Child Plan is one of the most important responsibilities a parent can fulfill. Child plans come in handy in need. They ensure that the child is financially secure.

InsuranceDekho

27 Jul 2021

Who Should Purchase a Money-Back Plan and Why?

A money-back plan is a life insurance plan where the life assured gets the benefit of liquidity at regular intervals of time. This plan is suitable for people with short-term goals.

InsuranceDekho

27 Jul 2021

Top Money-Back Plans To Buy In 2021

The life assured gets a percentage of the sum assured at regular intervals instead of receiving a lump sum of the amount in the end in a money-back plan. It provides many benefits like survival benefi...

InsuranceDekho

27 Jul 2021

Common Exclusions Under Ulips Offered By Reliance Life Insurance

ULIPs are investment cum-assurance designs that offer you double advantages of profiting market-connected profits from your speculations, alongside extra security cover. You have the choice to browse ...

InsuranceDekho

27 Jul 2021

Exclusion Under Accidental Death Rider

An Accidental Death Benefit Rider is a clause in a Life Insurance policy that can make an additional payment, generally twice the amount of money, if your death occurs as a consequence of an accident....

InsuranceDekho

27 Jul 2021

Tax Benefits Under Money Back Plans in India

Know tax benefits with money back policies and enjoy tax-free returns under sections 80C, 10(10D) of the Income Tax Act, 1961. Check out the benefits now!

Manwendra Singh

27 Jul 2021

What Rider Should Be Purchased With A Child Life Insurance Plan?

Standalone life insurance policies are intended to help cover expenses such as replacing lost income if you die. A child rider can be added to your policy to offer a death benefit if your child dies w...

InsuranceDekho

26 Jul 2021

Do Banks Offer Retirement Plans?

Retirement planning must ideally begin while you are young, rather than when you are elderly. Long-term payments made on a regular basis can lead to significant retirement savings. Although the prior ...

InsuranceDekho

26 Jul 2021

Can I Retire at 55 with 300K?

Retiring at 55 with INR 22,332,600 is only doable if you are already accustomed to living a minimalist life. However, if you are currently spending INR 3,722,100 per year, reducing it to INR 967746 in...

InsuranceDekho

26 Jul 2021

Difference Between Endowment , ULIPs and Term Plans

Endowment and term plans each have their own set of advantages and are customised to the policyholder's specific need. Understanding the distinctions between the two is essential for making a better e...

InsuranceDekho

26 Jul 2021

Tips To Choose A Right Endowment Plan

Endowment plans can also be paid in before the policy's specified date, with the policyholder receiving an amount determined by the insurance provider. This sum, which the policyholder or nominee is q...

InsuranceDekho

26 Jul 2021