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LIC Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
268 User reviews

  • LIC comes up with good plan

    I was about to buy another policy but went with the LIC New Money Back Plan-25 Years policy. With this single plan, both my investment and insurance purpose is fulfilled. So happy that this policy fits my budget too. Highly recommended from my side.

    A
    Akash Pant
    On: Dec 20, 2021

  • Best plan for me

    Team InsuranceDekho, so much thanks to you for helping me buy the LIC Jeevan Umang plan. With this plan that you recommended, I will be able to enjoy an income as well as insurance. All my life insurance plans need are met under this plan. So glad I chose you!

    S
    Saurav Kumar
    On: Dec 20, 2021

  • Site is good

    It was during my LIC Jeevan Amar policy purchase that I visited the InsuranceDekho website. I found the site to be informative and well-designed. I was able to calculate the premium of policies without any issue. I also received quotes before finalizing this plan. Keep up the good work!

    S
    Shovik Juneja
    On: Dec 17, 2021

  • Nice life policy

    LIC Jeevan Umang is one of the best policies that I found during my life insurance policy research. The InsuranceDekho team helped me a lot in buying this plan. With this plan, i will be able to financially secure my family without spending a lot of money on premium so that’s great!

    J
    Jeeveshu Ahluwalia
    On: Dec 17, 2021

  • Good plan, affordable

    This is my first time buying an LIC policy. I have got the LIC Jeevan Lakshya policy issued with InsuranceDekho’s support. I chose this plan over others as this endowment policy is the perfect blend of investment and insurance at affordable rates. So thankful to the team here for guiding me through the issuance process.

    G
    Gunjan Srivastava
    On: Dec 17, 2021

  • The plan is flexible

    This is my first time buying any LIC plan. I have purchased the LIC Jeevan Amar policy recently. One of the features I found to be different in this plan was flexibility in death benefits. Special thanks to InsuranceDekho for giving support and right guidance to me every single time.

    R
    Rajat Sharma
    On: Dec 16, 2021

  • Buying it was easy

    Buying LIC Jeevan Umang plan was not at all difficult for me. I just informed the InsuranceDekho team about my requirements and they suggested I go with this plan. It is best for me and my family. Premiums are also very low. Can’t thank the team here enough.

    R
    Rakesh Pant
    On: Dec 16, 2021

  • Many options

    During my online hunt for the best endowment policy, I came across the LIC New Bima Bachat plan among many options. The mix of savings and protection plan, this LIC policy fits my needs perfectly. It has been a month since I got it issued. Much thanks to the InsuranceDekho team for providing regular support.

    T
    Tarun Purohit
    On: Dec 16, 2021

  • Good purchase

    InsuranceDekho, I want to thank you for giving me consistent support in buying the LIC New Money Back Plan-25 Years. I am really impressed by your recommendation as it has a low premium, but multiple benefits. I couldn’t stop myself but buy this plan instantly. So happy!

    B
    Bobby Chawla
    On: Dec 16, 2021

  • Nice, informative site

    I was highly concerned about buying the right policy. I came across the InsuranceDekho website which I found to be perfect for plans. On talking to the team, I chose the LIC New Endowment Plan as it promised guaranteed returns and bonuses. Happy to have it issued so quickly.

    A
    Amrik Chand
    On: Dec 16, 2021

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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