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Bharti AXA Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Bharti AXA
4.9
Based on
176 User reviews

  • Coverages are described in details

    Each life insurance policy coverage has been described in detail on InsuranceDekho. This is why I did not have to go anywhere else for the information. I was fully informed when I purchased Bharti AXA Life Smart Jeevan. 

    J
    Jasmine Reddy
    On: Jul 06, 2021

  • Outstanding coverage at a reasonable premium

    All the insurance policies available on InsuranceDekho provide outstanding coverage at a reasonable premium. After receiving a number of potential quotes, I checked the minute details of these plans and chose Bharti AXA Flexi Term insurance plan. 

    S
    Sucharita Banerjee
    On: Jul 01, 2021

  • Helps with simultaneous policy comparison

    Besides the list of the best insurance companies, InsuranceDekho also has a tool like the premium calculator. It helps with the simultaneous premium calculation and comparison. This is why I bought Bharti AXA Flexi Term life insurance plan from here. 

    S
    Saheb Kar
    On: Jun 29, 2021

  • Seamless policy issuance

    I have experienced a seamless journey while issuing Bharti AXA Life Premier Protect Plan on InsuranceDekho. The quotes generator helped me to generate quotes instantly, which I compared until I found the most suitable match. When the premium payment got over, I received policy papers via email. 

    S
    Srijit Bhattacharya
    On: Jun 24, 2021

  • Information on required documents for claims

    Thorough details on required documents for claim settlement are mentioned on InsuranceDekho. After gathering that information, I arranged those documents and moved ahead with making a claim under Bharti AXA’s Life Premier Protect Plan. 

    A
    Anishka Patra
    On: Jun 22, 2021

  • Takes all kinds of security measures

    I was issuing Bharti AXA’s Premier Protect plan from InsuranceDekho which required me to submit personal health records and credit card number. I was reluctant to share at first, but when I realised that the website has all kinds of security measures to protect its customer information, I was relieved. 

    A
    Abhik Sur
    On: Jun 17, 2021

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FAQs

  • To whom would Bharti AXA Life Insurance pay the claim money?

    Bharti AXA Life Insurance pays the claim amount to the claimant in the case of hospitalisation claim. In the case of a death claim, the claim is payable to the nominee.

  • Who can be a nominee in a Bharti AXA Life Insurance policy?

    Policyholders can name any person as a nominee. However, the nominee is generally a close relative, preferably the next of kin.

  • Can Bharti AXA Life Insurance reject an insurance claim?

    Yes, Bharti AXA Life Insurance can reject claims if the claimant/nominee has provided incorrect information. Similarly, non-disclosure can also result in a claim rejection.

  • If the policy is not assigned, then in what time will the refund be done?

    If the policy is not assigned then it takes only 10 working days to process the refund for the premium amount given for purchasing the policy.

  • How long does it take for Bharti AXA Life Insurance to honour a claim?

    Generally, Bharti AXA Life Insurance honours life insurance claims within five days. However, claims requiring further investigation can take a maximum of four months.  

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